Long Beach
Homes for Sale in Panama City Beach, FL
All 731 homes for sale in Panama City Beach, FL · median $365,000 · 397 homes for sale in 32407 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Long Beach in Panama City Beach, FL has 4 homes for sale. Homes listed or recently sold were built 1993–2007; 3 of 4 report an HOA (median $360/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft).
Villages & sections of Long Beach
Long Beach in Panama City Beach, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 11 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Long Beach Towers · 10 for sale · 9 sold/12 mo
- Grandview East at Long Beach · 1 for sale · 3 sold/12 mo
Last 30 days in Long Beach: 1 new listing (median asking $1,199,999), 1 under contract right now. As of October 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Long Beach
Live MLS inventory for Long Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Long Beach listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Long Beach is a thin market right now. With only three closings in the window we're tracking, the $385,000 median is a snapshot, not a trend line, and the year-over-year swing of -57.6% says more about small-sample volatility than about a real shift in what homes here are worth.
The number that matters most is the 525-day median days on market. That's a market where pricing has to be right from day one, and where a seller who lists at an aspirational number can sit for a long time waiting for the right buyer to show up.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Long Beach in Panama City Beach is currently a low-volume corner of the Bay County market, where a handful of closings can move the median significantly and time on market runs long by area standards.
CPAR sales records identify 13 homes in Long Beach that have changed hands since 2017, built between 1993 and 2024 (median 1998), with a median living area of about 1,769 sq ft and a typical 3-bedroom, 3-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Long Beach. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from CPAR MLS listings in Long Beach; content deemed reliable but not guaranteed.
Who Long Beach is best for.
Best for
- Buyers with flexible timelines who can wait out a long marketing period for the right property
- Sellers who can price realistically to condition rather than chasing a thin-sample median
- Buyers comfortable doing extra diligence given the limited pool of recent comparable closings
Probably not for
- Sellers who need a fast sale on a tight timeline
- Buyers expecting a high-volume market with abundant recent comparables
- Anyone relying on the current median or year-over-year figure as a precise valuation tool
The market around Long Beach
Long Beach is too small for its own price trend, so here is the market around it.
In ZIP 32407, 488 homes are on the market and 14% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Long Beach specifically. Momentum Research analysis of MLS records.
Long Beach on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Long Beach buying strategy.
If we were buying in Long Beach today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Long Beach.
A market defined by patience, not pace
With a median days-on-market figure north of 500, Long Beach does not behave like an active resale corridor. Listings here tend to require sustained exposure before they find a buyer, which points to a smaller, more selective pool of interest rather than a fast-turning inventory cycle.
The -57.6% year-over-year move, paired with a closings count of just three, tells us the recent data is easily skewed by a single sale. Buyers and sellers should treat the $385,000 median as a rough anchor for condition-adjusted value, not as a precise market signal, and should expect pricing conversations here to be driven by individual property comparables rather than a clean neighborhood trend.
The location and the amenities are priced into every listing in Long Beach. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the median and the day-count only tell part of the story — the rest comes from knowing which recent closings are genuinely comparable and which are outliers skewing the small sample. We walk buyers and sellers through that distinction directly, rather than letting a headline number set expectations that the actual inventory can't support.
Long Beach in 15 seconds.
What it really costs to own in Long Beach
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $6,982/yr across 6 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | Median $360/month across 3 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2007 across 8 listings. An original roof here would be about 19 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,102/month (tax $582, HOA $360, insurance $161). An estimate from the sources above, not a quote.
Email me new listings in Long Beach
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Long Beach
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Long Beach will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $360/month (about $4,320/yr) · median of 3 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $360 per month ($4,320 a year) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Long Beach buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Long Beach sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Long Beach, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Long Beach home worth?
Get a no-obligation home value based on real comparable sales in Long Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
| Location | Panama City Beach, Bay County, FL · ZIP 32407, 32408 |
|---|---|
| Homes in the community | 49 (FL DOR 2025 assessment roll) |
| Years built | 1937–2024 (median 1988.0) |
| Typical living area | 2,998 sq ft (median) |
| For sale right now | 4 active, 0 pending · median asking $753,550 |
| Owner-occupied (homestead) share | 2% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Long Beach key facts,” movewithmomentum.com/neighborhoods/long-beach, data as of September 20, 2026.
Just listed in Long Beach
The newest homes for sale in Long Beach right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 10999 Front Beach Road 6, Panama City, FL 32407 $1,199,999 · 3 bd · 3 ba · 23 days on market Courtesy of Dalton Wade Inc
- 512 Dement Circle E, Panama City Beach, FL 32407 $699,900 · 5 bd · 5 ba · 45 days on market Courtesy of Homes Land & Shore Inc.
- 512 Dement Circle C, Panama City Beach, FL 32407 $749,000 · 5 bd · 5 ba · 168 days on market Courtesy of EXP Realty LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Long Beach Right Now (4)
All 4 active and pending Long Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 10999 Front Beach Road 6, Panama City, Fl 32407 · $1,199,999 · 3 bd / 3 ba · listed Sep 11, 2026 · listed by Dalton Wade Inc
- 512 Dement Circle E, Panama City Beach, Fl 32407 · $699,900 · 5 bd / 5 ba · listed Jul 27, 2026 · listed by Homes Land & Shore Inc.
- 512 Dement Circle C, Panama City Beach, Fl 32407 · $749,000 · 5 bd / 5 ba · listed Jul 22, 2026 · listed by EXP Realty LLC
- 508 Dement Circle C, Panama City Beach, Fl 32407 · $748,000 · 5 bd / 5 ba · pending · listed Jul 22, 2026 · listed by EXP Realty LLC
More Panama City Beach home searches
- All homes for sale in Panama City Beach, FL
- Homes for sale in Bay County, FL
- Homes under $300K in Panama City Beach
- Homes from $300K to $500K in Panama City Beach
- 4-bedroom homes for sale in Panama City Beach
- Panama City Beach home values: what is my house worth?
- ZIP 32407 housing scorecard
- 3 coming-soon communities in Bay County
Panama City Beach guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Home insurance cost
- New construction
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Panama City Beach? Join Momentum in Panama City Beach: 100% commission, one $12K cap.
17% of homes for sale in ZIP 32407 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Frequently Asked Questions
How many homes are in Long Beach?
What share of Long Beach is owner-occupied?
When were the homes in Long Beach built?
Who is the best real estate agent for Long Beach?
How do I find a top Panama City Beach real estate agent who knows Long Beach?
Can Momentum Realty connect me with an agent for Long Beach?
Where is Long Beach, and what county is it in?
Should you buy in Long Beach?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32407/32408)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (35 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Long Beach fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Long Beach
- Home values · What homes in Long Beach actually sell for
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