Long Beach Homes for Sale: 4 Listings, From $700K

Long Beach
Homes for Sale in Panama City Beach, FL

All 731 homes for sale in Panama City Beach, FL · median $365,000 · 397 homes for sale in 32407 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32407
49 homesBuilt 1937–2024
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True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Long Beach in Panama City Beach, FL has 4 homes for sale. Homes listed or recently sold were built 1993–2007; 3 of 4 report an HOA (median $360/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft).

Villages & sections of Long Beach

Long Beach in Panama City Beach, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 11 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.

Last 30 days in Long Beach: 1 new listing (median asking $1,199,999), 1 under contract right now. As of October 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Long Beach Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
4 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
2%
Owner-occupied · Long Beach
1 of 58 parcels homesteaded (FL DOR 2025)
98%
Non-owner-occupied · Long Beach
incl. 26% trust or LLC-held · 31% out-of-state
49
Homes in the community
plus 9 vacant residential lots · 58 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 1937
Community established
homes built 1937-2024, median 1988 (FL DOR 2025)
4.1%/yr
Turnover rate
about 2 of 49 homes trade a year

Homes For Sale Right Now in Long Beach

Live MLS inventory for Long Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Long Beach listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Long Beach is a thin market right now. With only three closings in the window we're tracking, the $385,000 median is a snapshot, not a trend line, and the year-over-year swing of -57.6% says more about small-sample volatility than about a real shift in what homes here are worth.

The number that matters most is the 525-day median days on market. That's a market where pricing has to be right from day one, and where a seller who lists at an aspirational number can sit for a long time waiting for the right buyer to show up.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Long Beach in Panama City Beach is currently a low-volume corner of the Bay County market, where a handful of closings can move the median significantly and time on market runs long by area standards.

CPAR sales records identify 13 homes in Long Beach that have changed hands since 2017, built between 1993 and 2024 (median 1998), with a median living area of about 1,769 sq ft and a typical 3-bedroom, 3-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with flexible timelines who can wait out a long marketing period for the right property
  • Sellers who can price realistically to condition rather than chasing a thin-sample median
  • Buyers comfortable doing extra diligence given the limited pool of recent comparable closings

Probably not for

  • Sellers who need a fast sale on a tight timeline
  • Buyers expecting a high-volume market with abundant recent comparables
  • Anyone relying on the current median or year-over-year figure as a precise valuation tool

The market around Long Beach

Long Beach is too small for its own price trend, so here is the market around it.

In ZIP 32407, 488 homes are on the market and 14% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Long Beach specifically. Momentum Research analysis of MLS records.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

If we were buying in Long Beach today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Long Beach.

Best Buy
Buyers and sellers prepared for a slow-moving, low-volume market rather than a fast resale cycle.
Biggest Risk
The 525-day median days on market signals real patience is required to close a sale.
Sweet Spot
Listings priced tightly to condition and recent comparables, not to a headline median.
Avoid If
You need a quick close or a market with steady, predictable transaction volume.

A market defined by patience, not pace

With a median days-on-market figure north of 500, Long Beach does not behave like an active resale corridor. Listings here tend to require sustained exposure before they find a buyer, which points to a smaller, more selective pool of interest rather than a fast-turning inventory cycle.

The -57.6% year-over-year move, paired with a closings count of just three, tells us the recent data is easily skewed by a single sale. Buyers and sellers should treat the $385,000 median as a rough anchor for condition-adjusted value, not as a precise market signal, and should expect pricing conversations here to be driven by individual property comparables rather than a clean neighborhood trend.

“

The location and the amenities are priced into every listing in Long Beach. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin, the median and the day-count only tell part of the story — the rest comes from knowing which recent closings are genuinely comparable and which are outliers skewing the small sample. We walk buyers and sellers through that distinction directly, rather than letting a headline number set expectations that the actual inventory can't support.

Long Beach in 15 seconds.

Best forBuyers and sellers prepared for a slow-moving, low-volume market rather than a fast resale cycle.
Biggest advantageA thin closings count means fewer directly competing listings to price against.
Biggest riskThe 525-day median days on market signals real patience is required to close a sale.
Sweet spotListings priced tightly to condition and recent comparables, not to a headline median.
Avoid ifYou need a quick close or a market with steady, predictable transaction volume.

What it really costs to own in Long Beach

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $6,982/yr across 6 listings here (MLS tax records, 2026-10-20).
HOA duesMedian $360/month across 3 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2007 across 8 listings. An original roof here would be about 19 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $1,102/month (tax $582, HOA $360, insurance $161). An estimate from the sources above, not a quote.

Email me new listings in Long Beach

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Long Beach

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Long Beach will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Long Beach homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Long Beach.
In short
  • HOA dues reported around $360/month (about $4,320/yr) · median of 3 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $360 per month ($4,320 a year) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Long Beach sales matched to your home.

What is your Long Beach home worth?

Get a no-obligation home value based on real comparable sales in Long Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.
Long Beach key facts
LocationPanama City Beach, Bay County, FL · ZIP 32407, 32408
Homes in the community49 (FL DOR 2025 assessment roll)
Years built1937–2024 (median 1988.0)
Typical living area2,998 sq ft (median)
For sale right now4 active, 0 pending · median asking $753,550
Owner-occupied (homestead) share2%

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Long Beach key facts,” movewithmomentum.com/neighborhoods/long-beach, data as of September 20, 2026.

Just listed in Long Beach

The newest homes for sale in Long Beach right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 20, 2026. All new listings in this market.

Every Home for Sale in Long Beach Right Now (4)

All 4 active and pending Long Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

How much local inventory is already under contract

17% of homes for sale in ZIP 32407 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Frequently Asked Questions

How many homes are in Long Beach?
The Florida DOR 2025 assessment roll shows 49 homes plus 9 vacant residential lots in Long Beach (public records).
What share of Long Beach is owner-occupied?
2% of Long Beach parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Long Beach built?
Homes in Long Beach were built between 1937 and 2024, with a median year built of 1988.0 (FL DOR 2025 roll).
Who is the best real estate agent for Long Beach?
The best agent for Long Beach is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Long Beach.
How do I find a top Panama City Beach real estate agent who knows Long Beach?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Long Beach and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Long Beach?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Long Beach purchase or sale - no call center and no pressure.
Where is Long Beach, and what county is it in?
Long Beach is in Panama City Beach, Bay County, FL, ZIP codes 32407, 32408. The community's center is about 51 miles northwest of the center of Panama City Beach (straight-line).
Buyers with flexible timelines who can wait out a long marketing period for the right propertyExcellent fit
Sellers who can price realistically to condition rather than chasing a thin-sample medianExcellent fit
Buyers comfortable doing extra diligence given the limited pool of recent comparable closingsExcellent fit
Sellers who need a fast sale on a tight timelineProbably not
Buyers expecting a high-volume market with abundant recent comparablesProbably not
Anyone relying on the current median or year-over-year figure as a precise valuation toolProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 19, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32407/32408))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (35 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on Long Beach

Nearby Communities

Explore more neighborhoods near Long Beach with Momentum Realty’s local guides.

Ocean Ritz0.2 mi away · median $852K, 5 sales/12 moTwin Palms Resort0.2 mi away · median $435K, 9 sales/12 moOcean Villa0.2 mi away · median $438K, 10 sales/12 moGrandview East At Long Beach0.2 mi away · median $535K, 3 sales/12 moLong Beach Towers0.2 mi away · median $559K, 9 sales/12 moMarisol Condo0.2 mi away · 2 for saleMajestic Beach Tower0.3 mi away · median $445K, 15 sales/12 moGulf Highlands Beach Resort0.4 mi away · median $295K, 72 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Long Beach? 2 recorded closings (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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