Twin Palms Resort
Condos for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 744 condos for sale in Panama City Beach · 406 homes for sale in 32407 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Twin Palms Resort in Panama City Beach, FL has 5 homes for sale and 1 pending, asking from $370,000 to $525,000 (median $469,000). Over the 12 months ending 2026-09-20, 9 recorded sales closed at a median of $435,000, a median 228 days on market, sellers accepting 88% of original asking (-6% versus the prior year). Homes listed or recently sold were built 2004–2004; 6 of 6 report an HOA (median $858/mo); 5 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,340 ($4,860 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32407, 32408, 32413 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Sale prices, last 12 months | $435,000 median across 9 closed sales · -6.5% vs the prior 12 months |
| Days on market (closed sales) | 228 median |
| For sale right now | 5 active, 1 pending · median asking $469,000 |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Twin Palms Resort key facts,” movewithmomentum.com/neighborhoods/twin-palms-resort, data as of September 20, 2026.
Last 30 days in Twin Palms Resort: 2 new listings (median asking $434,000), 1 under contract right now. As of September 29, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Twin Palms Resort
Live MLS inventory for Twin Palms Resort. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Twin Palms Resort listings as of 2026-09-30, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Twin Palms Resort Right Now (6)
All 6 active and pending Twin Palms Resort listings with a detail page, newest first, refreshed twice a day from the MLS.
- 10519 Front Beach Road 1004B, Panama City Beach, Fl 32407 · $469,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by RE Florida Homes
- 10519 Front Beach Road 902B, Panama City Beach, Fl 32407 · $390,000 · 2 bd / 2 ba · pending · listed Sep 7, 2026 · listed by Beachy Beach Real Estate
- 10519 Front Beach Road 2003C, Panama City Beach, Fl 32407 · $399,000 · 1 bd / 2 ba · listed Aug 18, 2026 · listed by Miller & Associates Realty
- 10519 Front Beach Road 1602B, Panama City Beach, Fl 32407 · $525,000 · 2 bd / 2 ba · listed Jul 1, 2026 · listed by Chipola Realty, Chipley Office
- 10519 Front Beach Road 1705A, Panama City Beach, Fl 32407 · $499,000 · 2 bd / 2 ba · listed Jul 1, 2026 · listed by Corcoran Reverie
- 10519 Front Beach Road 2203C, Panama City Beach, Fl 32407 · $370,000 · 1 bd / 2 ba · listed Jul 1, 2026 · listed by Coldwell Banker Realty
Twin Palms is a condo-resort product on Panama City Beach, and the number that matters most here is the 228-day median days on market. That is a long runway compared to a typical resale, and it tells you pricing and condition are doing more of the work than timing. The median price of $440,000 sits inside a market that has cooled 7.4% year over year, so sellers who bought at the recent top need to be realistic about where the comps actually land today.
Zoom out and the picture changes: values here are still up 145% since 2012, which is the more relevant number if you are thinking in terms of a hold rather than a quick flip. With only 9 closings in the current window, this is a thin data set — a single well-priced or overpriced unit can move the median more than it would in a deeper market. That combination of low volume and a high heat score of 9 means demand is present, but sellers still have to earn the sale with pricing.
Twin Palms Resort right now
🟡 Off the recent peak. The trailing-12-month median ($435K) is down 6.5% from the prior 12 months ($465K) and up 142% since 2012. With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Low (9 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 30, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Twin Palms Resort market snapshot (as of September 20, 2026): the median sale price is about $435K, and a median 228 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months and up 142% since 2012, computed from record-level CPAR MLS closed sales (9 closings in the current window).
In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.
CPAR sales records identify 14 homes in Twin Palms Resort that have changed hands since 2005, built between 2004 and 2004 (median 2004), with a median living area of about 1,147 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Twin Palms Resort is a beachfront condo community in Panama City Beach, Bay County, priced at a median of $440,000 with a market that has pulled back slightly over the past year after a long run of gains dating back to 2012.
The setting & the homes.
Aerial and on-site photos of Twin Palms Resort. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Twin Palms ResortPhotos from CPAR MLS listings in Twin Palms Resort; content deemed reliable but not guaranteed.
Who Twin Palms Resort is best for.
Best for
- A buyer targeting a beachfront condo purchase near the median $440,000 price point who can be patient through a longer sale cycle.
- A buyer or seller focused on long-term value, given the 145% appreciation since 2012 despite this year's softer reading.
- A buyer comfortable evaluating a unit purely on its own condition and finishes, since no community amenities are currently identified.
Probably not for
- A seller who needs a sale inside a tight timeline — the 228-day median days-on-market argues against that.
- A buyer assuming recent year-over-year gains will continue; the market just posted a 7.4% pullback.
- A buyer expecting a defined resort amenity package as part of the purchase decision.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($435K) IS the median in the snapshot above, and the move from 2025 ($465K) IS the -6.5% one-year change.
Windows contain 1 to 12 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
15% of homes for sale in ZIP 32407 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
Twin Palms Resort Market Scorecard
Twin Palms Resort is currently a balanced market., a median asking price of $469,000, and homes go under contract in about 92 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Twin Palms Resort, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Twin Palms Resort on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Twin Palms Resort buying strategy.
If we were buying in Twin Palms Resort today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Twin Palms Resort.
Reading a thin, slow-moving market
A 228-day median days-on-market figure is the headline fact for anyone considering Twin Palms right now. That is not a market where you list and expect quick, competing offers — it is one where the right unit, priced to current conditions, eventually finds its buyer. With only 9 closings in the recent window, month-to-month swings in the median should be read cautiously; a handful of higher- or lower-priced units can shift the number more than the underlying trend.
The 7.4% year-over-year decline is worth sitting with rather than reacting to. It is a correction inside a longer arc of appreciation — the community is still up 145% since 2012 — not a signal that the resort has lost its footing. No community amenities are currently identified from active MLS listings, so buyers should treat unit-level condition, view, and floor plan as the primary value drivers here rather than assuming a standard resort amenity package.
The location and the amenities are priced into every listing in Twin Palms Resort. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Twin Palms Resort buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.1). Basis: Long-Term Appreciation +142% since 2012; Recent Direction -6.5% year-over-year; Pricing Power 88.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market with a 228-day median days-on-market and only 9 recent closings punishes guesswork on pricing. We track what is actually closing at Twin Palms, not just what is listed, so sellers price to where the market is now rather than where it was, and buyers know when a number is soft enough to negotiate.
Twin Palms Resort in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $858/month (about $10,296/yr) · median of 114 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $858 per month ($10,296 a year) — the median AssociationFee across 114 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Twin Palms Resort buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Twin Palms Resort sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Twin Palms Resort, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Twin Palms Resort home worth?
Get a no-obligation home value based on real comparable sales in Twin Palms Resort, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Twin Palms Resort
Homes in Twin Palms Resort that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 10519 Front Beach Road 405A · off market
Frequently Asked Questions
What is the median home price in Twin Palms Resort?
How long do homes in Twin Palms Resort take to sell?
Have Twin Palms Resort home prices gone up?
Who is the best real estate agent for Twin Palms Resort?
How do I find a top Panama City Beach real estate agent who knows Twin Palms Resort?
Can Momentum Realty connect me with an agent for Twin Palms Resort?
Where is Twin Palms Resort, and what county is it in?
Should you buy in Twin Palms Resort?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 30, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (113 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Twin Palms Resort fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Twin Palms ResortCondos for Sale in Panama City Beach
- Home values · What homes in Twin Palms ResortCondos for Sale in Panama City Beach actually sell for
- Find an agent · How to choose the best real estate agent in Twin Palms ResortCondos for Sale in Panama City Beach
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