Madison Creek
Homes for Sale in Oviedo, FL
All 194 homes for sale in OVIEDO, FL · median $479,950 · 181 homes for sale in 32765 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 20 closed sales in Madison Creek in Oviedo, FL since 2012, the most recent in January 2026. Across Oviedo as a whole, 466 homes closed in the last 12 months at a median of $485,000, 34 median days on market, with 76 homes for sale today. At that median and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $7,360 ($6,760 with the full homestead exemption).
| Location | OVIEDO, Seminole County, FL · ZIP 32765 |
|---|---|
| Homes in the community | 46 (FL DOR 2025 assessment roll) |
| Years built | 2004–2006 (median 2005.0) |
| Typical living area | 3,300 sq ft (median) |
| Amenities listed by sellers | Deed Restrictions |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 76% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Madison Creek key facts,” movewithmomentum.com/neighborhoods/madison-creek-oviedo, data as of September 20, 2026.
Madison Creek is a small, built-out pocket of Oviedo - 37 homes total, all constructed between 2004 and 2006 - and the data reflects that scale. With only one active listing and a single closing in the most recent window, this is not a market with deep, moving averages; every transaction here carries outsized weight on how the community reads.
The 6.0 months-supply figure lands the community in balanced territory, but with this few homes changing hands, that label is more a snapshot than a trend. A homestead share of 78.4% points to a community where most owners have stayed put rather than churned the inventory, which is consistent with the thin resale activity. Buyers and sellers here should treat any single listing as its own case study, not a proxy for the whole neighborhood.
Nearby homes for sale
No active listings inside Madison Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Set in Seminole County, Madison Creek is a compact, deed-restricted community of mid-2000s construction with a median home size of 3,300 square feet - larger-format housing built in a tight three-year window rather than an ongoing, phased development.
Stellar MLS sales records identify 34 homes in Madison Creek that have changed hands since 2005, built between 2004 and 2006 (median 2005), with a median living area of about 3,300 sq ft and a typical 4-bedroom, 4-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Madison Creek across 2024 - 2025 (2 in 2024, 2 in 2025), median $750,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Madison Creek is best for.
Best for
- Buyers targeting a specific, larger floor plan built in a single mid-2000s window
- Long-term owner-occupants comfortable with HOA deed restrictions and low resale turnover
- Buyers willing to wait for the right listing rather than choose from a wide current pool
Probably not for
- Buyers who need multiple active listings to compare before deciding
- Investors seeking frequent turnover or high transaction volume for quick resale
- Buyers uncomfortable committing to HOA covenants without a broad set of alternatives nearby
The market around Madison Creek
Madison Creek is too small for its own price trend, so here is the market around it.
In ZIP 32765, 256 homes are on the market and 29% are under contract — a steady corner of Oviedo.
Across Seminole County, 1,676 homes are active and 570 pending (25% under contract).
In ZIP 32765 (OVIEDO), 734 homes closed in the last 12 months at a median of $485K ($251/sq ft), down 2.3% year over year, with a median 36 days on market. Right now 70 active and 34 pending listings put supply at about 3.4 months - a balanced market. See the live ZIP 32765 housing market and the Seminole County market.
ZIP and county figures describe the wider market, not Madison Creek specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Madison Creek, OVIEDO
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Madison Creek
Live MLS inventory for Madison Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Madison Creek listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Tap any home to ask about it.
Every Home for Sale in Madison Creek Oviedo Right Now (1)
All 1 active and pending Madison Creek Oviedo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1489 Arbitus Circle · $800,000 · 5 bd / 4 ba · listed Aug 28, 2026 · listed by Charles Rutenberg Realty Orlando
Life at Madison Creek
- Deed Restrictions · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Red Bug Elementary · Elementary
- Tuskawilla Middle · Middle
- Lake Howell High · High
Zoned schools reflect the assignments reported on recent Madison Creek listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Madison Creek address.
The Madison Creek buying strategy.
If we were buying in Madison Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Madison Creek.
A Small, Single-Era Community
Every home in Madison Creek was built between 2004 and 2006, with a median year built of 2005 - there is no older or newer phase to compare against, which simplifies condition assumptions but also means the community ages as a single cohort. At a median living area of 3,300 square feet, the housing stock skews toward larger floor plans, which shapes both the buyer pool and how any given home's price is justified relative to size and condition rather than lot or amenity variation.
The only listed amenity is the deed restriction itself - this is an HOA-governed community, and the covenants are the main structural feature buyers should confirm directly with the association rather than assume from a listing sheet. With homestead share near 78%, most residences function as long-held primary homes, which tends to correlate with lower turnover and fewer opportunistic resale listings - reinforced here by an active count of just one.
The location and the amenities are priced into every listing in Madison Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, generic market reports are close to useless - with one active listing and a single recent closing, you need someone tracking the actual comparable, not a citywide average. Momentum works these thin-inventory pockets directly, verifying condition, HOA terms, and true comparables home by home rather than leaning on aggregate stats that don't hold up at 37 total homes.
Madison Creek in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $173/month (about $2,076/yr) · median of 28 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $173 per month ($2,076 a year) - the median AssociationFee across 28 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Madison Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Madison Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Madison Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Madison Creek home worth?
Get a no-obligation home value based on real comparable sales in Madison Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oviedo →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32765 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).
Frequently Asked Questions
How many homes are in Madison Creek?
What share of Madison Creek is owner-occupied?
When were the homes in Madison Creek built?
Who is the best real estate agent for Madison Creek?
How do I find a top Oviedo real estate agent who knows Madison Creek?
Can Momentum Realty connect me with an agent for Madison Creek?
Where is Madison Creek, and what county is it in?
Should you buy in Madison Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32765)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Madison Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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