MADISON CREEK
Homes for Sale in OVIEDO, FL
True comps, carrying-cost math, and listings before the portals.

Madison Creek is a small, built-out pocket of Oviedo — 37 homes total, all constructed between 2004 and 2006 — and the data reflects that scale. With only one active listing and a single closing in the most recent window, this is not a market with deep, moving averages; every transaction here carries outsized weight on how the community reads.
The 6.0 months-supply figure lands the community in balanced territory, but with this few homes changing hands, that label is more a snapshot than a trend. A homestead share of 78.4% points to a community where most owners have stayed put rather than churned the inventory, which is consistent with the thin resale activity. Buyers and sellers here should treat any single listing as its own case study, not a proxy for the whole neighborhood.
The 60-Second Overview
Set in Seminole County, Madison Creek is a compact, deed-restricted community of mid-2000s construction with a median home size of 3,300 square feet — larger-format housing built in a tight three-year window rather than an ongoing, phased development.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of MADISON CREEK. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Who MADISON CREEK is best for.
Best for
- Buyers targeting a specific, larger floor plan built in a single mid-2000s window
- Long-term owner-occupants comfortable with HOA deed restrictions and low resale turnover
- Buyers willing to wait for the right listing rather than choose from a wide current pool
Probably not for
- Buyers who need multiple active listings to compare before deciding
- Investors seeking frequent turnover or high transaction volume for quick resale
- Buyers uncomfortable committing to HOA covenants without a broad set of alternatives nearby
The market around MADISON CREEK
MADISON CREEK is a small community — 43 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
In ZIP 32765, 287 homes are on the market and 34% are under contract — a fast-moving corner of OVIEDO.
Across Seminole County, 1,574 homes are active and 662 pending (30% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not MADISON CREEK specifically. Momentum Research analysis of MLS records.
Life at MADISON CREEK
- Deed Restrictions · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The MADISON CREEK buying strategy.
If we were buying in MADISON CREEK today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in MADISON CREEK.
A Small, Single-Era Community
Every home in Madison Creek was built between 2004 and 2006, with a median year built of 2005 — there is no older or newer phase to compare against, which simplifies condition assumptions but also means the community ages as a single cohort. At a median living area of 3,300 square feet, the housing stock skews toward larger floor plans, which shapes both the buyer pool and how any given home's price is justified relative to size and condition rather than lot or amenity variation.
The only listed amenity is the deed restriction itself — this is an HOA-governed community, and the covenants are the main structural feature buyers should confirm directly with the association rather than assume from a listing sheet. With homestead share near 78%, most residences function as long-held primary homes, which tends to correlate with lower turnover and fewer opportunistic resale listings — reinforced here by an active count of just one.
The location and the amenities are priced into every listing in MADISON CREEK. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, generic market reports are close to useless — with one active listing and a single recent closing, you need someone tracking the actual comparable, not a citywide average. Momentum works these thin-inventory pockets directly, verifying condition, HOA terms, and true comparables home by home rather than leaning on aggregate stats that don't hold up at 37 total homes.
MADISON CREEK in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a MADISON CREEK buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed MADISON CREEK sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in MADISON CREEK, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your MADISON CREEK home worth?
Get a no-obligation home value based on real comparable sales in MADISON CREEK, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in MADISON CREEK on the map →
MADISON CREEK Market Scorecard
MADISON CREEK is currently a buyer's market. About 6.0 months of supply, a median asking price of $825,000, and homes go under contract in about 1 days.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in MADISON CREEK?
What share of MADISON CREEK is owner-occupied?
When were the homes in MADISON CREEK built?
Do cash buyers compete in MADISON CREEK?
Who is the best real estate agent for MADISON CREEK?
How do I find a top OVIEDO real estate agent who knows MADISON CREEK?
Can Momentum Realty connect me with an agent for MADISON CREEK?
Should you buy in MADISON CREEK?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near MADISON CREEK with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2012 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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