Madison Terrace
Homes for Sale in Plant City, FL

Community in Plant City · Hillsborough County
76 homesBuilt 1907–2002
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Built fromLive Stellar MLS data19 years of closingsFL DOR public recordsUpdated twice daily
Live · Madison Terrace Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
61%
Owner-occupied · Madison Terrace
48 of 79 parcels homesteaded (FL DOR 2025)
39%
Non-owner-occupied · Madison Terrace
incl. 4% trust or LLC-held · 1% out-of-state
33%
Cash buyers · Madison Terrace
1 of 3 sales, 12 mo ending June 2023
76
Homes in the community
plus 3 vacant residential lots · 79 residential parcels (FL DOR 2025)
Track record · 19 years of records
Est. 1907
Community established
homes built 1907-2002, median 1971 (FL DOR 2025)
0
Failed listings · 2021
peaked at 1 in 2010
Jon Brooks, founder of Momentum Realty
Jon's Current Read

What actually sets price in Madison Terrace is age and condition of the individual structure, not a shared feature set. The community spans construction from 1907 to 2002, with a median build year of 1971, so a buyer touring three homes back-to-back can see three very different eras of wiring, roofing, and layout. That spread means comparables have to be pulled carefully by vintage and updates, not just by square footage.

With 76 homes total and a median living area of roughly 1,424 square feet, this is a compact, smaller-scale community rather than a subdivision with dozens of active listings at any moment. A homestead share of about 61% signals a solid base of owner-occupied homes, which tends to support steadier turnover than a rental-heavy pocket, but sellers should still expect buyers to scrutinize the age of major systems given how far back the housing stock reaches.

Best for

  • Buyers looking for a smaller, low-key community without HOA-style shared amenities to factor into a budget
  • Buyers who want a home sized around 1,400-plus square feet and are comfortable evaluating each property's individual age and condition
  • Owner-occupant buyers comfortable with an established Plant City setting rather than new construction

Probably not for

  • Buyers who want a clubhouse, pool, or other organized amenities as part of the purchase
  • Buyers seeking a uniform, recently built streetscape rather than a mix of construction eras
  • Buyers unwilling to budget for inspection of older systems given the community's build-year range back to 1907

The market around Madison Terrace

Madison Terrace is a small community — 3 recorded sales on file, most recently in 2021 — too few for its own price trend. Here is the market around it.

Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Madison Terrace specifically. Momentum Research analysis of MLS records.

If we were buying in Madison Terrace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Madison Terrace.

Best Buy
Buyers comfortable evaluating homes individually rather than relying on a shared amenity package.
Biggest Risk
The wide build-year spread, from 1907 to 2002, means system age and condition vary sharply from one listing to the next.
Sweet Spot
Homes clustered near the median build year of 1971 tend to offer a middle ground between older construction and newer updates.
Avoid If
You want a community organized around shared amenities, since none are identified in current listings here.

A community defined by vintage, not by amenities

There are no community amenities identified from current MLS listings, which tells you Madison Terrace's appeal is the homes and the Plant City location itself, not a clubhouse, pool, or gated entry. Buyers drawn here are typically evaluating individual lots and structures on their own merits.

The median build year of 1971 sits well behind the range's later end of 2002, meaning the inventory leans toward established construction with a meaningful share of homes old enough that roofs, HVAC, and electrical panels warrant a close look during due diligence. At a median of about 1,424 square feet, homes here are generally sized for straightforward, efficient living rather than expansive floor plans.

The location and the amenities are priced into every listing in Madison Terrace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with only 76 homes and construction dates ranging across nearly a century, pulling the right comparables means filtering by build year and condition, not just pulling everything within a radius. We do that filtering deliberately so pricing conversations start from an accurate baseline, whether you are listing an older original or a later-built home.

Madison Terrace in 15 seconds.

Best forBuyers comfortable evaluating homes individually rather than relying on a shared amenity package.
Biggest advantageA high homestead share near 61% points to a stable base of owner-occupied homes rather than a transient rental pattern.
Biggest riskThe wide build-year spread, from 1907 to 2002, means system age and condition vary sharply from one listing to the next.
Sweet spotHomes clustered near the median build year of 1971 tend to offer a middle ground between older construction and newer updates.
Avoid ifYou want a community organized around shared amenities, since none are identified in current listings here.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Madison Terrace sales matched to your home.

What is your Madison Terrace home worth?

Get a no-obligation home value based on real comparable sales in Madison Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Madison Terrace?
The Florida DOR 2025 assessment roll shows 76 homes plus 3 vacant residential lots in Madison Terrace (public records).
What share of Madison Terrace is owner-occupied?
61% of Madison Terrace parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Madison Terrace built?
Homes in Madison Terrace were built between 1907 and 2002, with a median year built of 1971.0 (FL DOR 2025 roll).
Do cash buyers compete in Madison Terrace?
Cash buyers took 33% of Madison Terrace sales in the 12 months ending June 2023 (1 of 3 closings, Stellar MLS).
Who is the best real estate agent for Madison Terrace?
The best agent for Madison Terrace is one who actively works Plant City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Madison Terrace.
How do I find a top Plant City real estate agent who knows Madison Terrace?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Madison Terrace and the wider Plant City area.
Can Momentum Realty connect me with an agent for Madison Terrace?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Madison Terrace purchase or sale - no call center and no pressure.
Buyers looking for a smaller, low-key community without HOA-style shared amenities to factor into a budgetExcellent fit
Buyers who want a home sized around 1,400-plus square feet and are comfortable evaluating each property's individual age and conditionExcellent fit
Owner-occupant buyers comfortable with an established Plant City setting rather than new constructionExcellent fit
Buyers who want a clubhouse, pool, or other organized amenities as part of the purchaseProbably not
Buyers seeking a uniform, recently built streetscape rather than a mix of construction erasProbably not
Buyers unwilling to budget for inspection of older systems given the community's build-year range back to 1907Probably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 33563))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2007 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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