Magnolia Bluff in Palm City

Magnolia Bluff
Homes for Sale in Palm City, FL

All 296 homes for sale in Palm City, FL · median $643,950 · 323 homes for sale in 34990 · Martin County homes for sale

Community in Palm City · Martin County · ZIP 34990
31 homesBuilt 1959–2021
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Photo via Beaches MLS

Built fromLive Beaches MLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 17 closed sales in Magnolia Bluff in Palm City, FL since 2001, the most recent in September 2023. Across Palm City as a whole, 136 homes closed in the last 12 months at a median of $776,500, 64 median days on market, with 278 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,010 ($11,400 with the full homestead exemption).

Last 30 days in Magnolia Bluff: 1 closed sale (median $675,000). As of October 15, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Magnolia Bluff Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Martin: 24% (398 of 1,681)
0 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
88%
Owner-occupied · Magnolia Bluff
28 of 32 parcels homesteaded (FL DOR 2025)
12%
Non-owner-occupied · Magnolia Bluff
incl. 9% trust or LLC-held · 0% out-of-state
31
Homes in the community
plus 1 vacant residential lots · 32 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1959
Community established
homes built 1959-2021, median 1989 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Magnolia Bluff sits in Palm City, in Martin County, and the current MLS snapshot doesn't surface any shared community amenities. That tells you what to watch: with no clubhouse, pool, or gated infrastructure showing up in the listings, price here is driven by the individual home — its condition, lot, updates, and how it stacks against the rest of Palm City rather than by a resort-style package you're paying into.

For a buyer, that means underwriting each property on its own merits and not assuming a community premium. For a seller, it means the finish level and presentation of your specific home carry the argument. This is a market where the house does the talking, so pricing follows condition more than any neighborhood label.

The 60-Second Overview

Magnolia Bluff is a Palm City address in Martin County where, based on current listings, the value case rests on the individual home rather than any shared amenity set.

BeachesMLS sales records identify 10 homes in Magnolia Bluff that have changed hands since 2001, built between 1987 and 1996 (median 1992), with a median living area of about 2,596 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who prefer paying for the house rather than for shared amenities
  • Buyers comfortable doing home-by-home diligence on condition and lot
  • Buyers set on a Palm City, Martin County location

Probably not for

  • Buyers who want a clubhouse, community pool, or gated amenities
  • Buyers looking for a fixed advertised price range before touring
  • Buyers unwilling to weigh a single home against broader Palm City options

The market around Magnolia Bluff

Magnolia Bluff is too small for its own price trend, so here is the market around it.

In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Magnolia Bluff specifically. Momentum Research analysis of MLS records.

If we were buying in Magnolia Bluff today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Magnolia Bluff.

Best Buy
Buyers who want a Palm City address and are happy to judge a home on its own merits.
Biggest Risk
With no shared amenities identified, condition and lot do all the pricing work.
Sweet Spot
A well-maintained or updated home that holds up against comparable Palm City inventory.
Avoid If
You want a resort-style package of shared pools, gates, or clubhouse.

Reading a community without a package

When no community amenities appear in the MLS feed, the smart move is to treat every listing as a standalone. Look hard at condition, updates, lot position, and how the home compares to nearby Palm City inventory. There's no clubhouse or common facility carrying part of the price, which can be a plus if you'd rather not pay dues toward amenities you won't use.

It also shifts the diligence onto the property itself. Ask what has been updated and when, what the lot gives you, and how the home holds up against alternatives in the same city. Absent a shared amenity story, those specifics are the whole story.

“

The location and the amenities are priced into every listing in Magnolia Bluff. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community where price is condition-driven rather than amenity-driven, our job is to price and position the individual home accurately — comparing it against real Palm City alternatives instead of a marketing label. We'll tell you plainly when a listing is overreaching for its finish level, and when a seller's asking price is or isn't supported by the property in front of us.

Magnolia Bluff in 15 seconds.

Best forBuyers who want a Palm City address and are happy to judge a home on its own merits.
Biggest advantageNo amenity dues baked into the price, based on current listings.
Biggest riskWith no shared amenities identified, condition and lot do all the pricing work.
Sweet spotA well-maintained or updated home that holds up against comparable Palm City inventory.
Avoid ifYou want a resort-style package of shared pools, gates, or clubhouse.

What it really costs to own in Magnolia Bluff

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $21/month across 18 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.

Email me new listings in Magnolia Bluff

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Magnolia Bluff

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Magnolia Bluff will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Magnolia Bluff homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Magnolia Bluff.
In short
  • HOA dues reported around $21/month (about $252/yr) · median of 18 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $21 per month ($252 a year) — the median AssociationFee across 18 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Magnolia Bluff sales matched to your home.

What is your Magnolia Bluff home worth?

Get a no-obligation home value based on real comparable sales in Magnolia Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm City →

Real comps, not an automated estimate.

Recently off market in Magnolia Bluff

Homes in Magnolia Bluff that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Magnolia Bluff key facts
LocationPalm City, Martin County, FL · ZIP 34990
Homes in the community31 (FL DOR 2025 assessment roll)
Years built1959–2021 (median 1989)
Typical living area2,420 sq ft (median)
Amenities listed by sellersClosed Circuit Camera(s), None
For sale right now0 active, 1 pending
Owner-occupied (homestead) share88%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Magnolia Bluff key facts,” movewithmomentum.com/neighborhoods/magnolia-bluff, data as of September 20, 2026.

Housing distress & ownership in Magnolia Bluff, Palm City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Frequently Asked Questions

How many homes are in Magnolia Bluff?
The Florida DOR 2025 assessment roll shows 31 homes plus 1 vacant residential lots in Magnolia Bluff (public records).
What share of Magnolia Bluff is owner-occupied?
88% of Magnolia Bluff parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Magnolia Bluff built?
Homes in Magnolia Bluff were built between 1959 and 2021, with a median year built of 1989 (FL DOR 2025 roll).
Who is the best real estate agent for Magnolia Bluff?
The best agent for Magnolia Bluff is one who actively works Palm City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Magnolia Bluff.
How do I find a top Palm City real estate agent who knows Magnolia Bluff?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Magnolia Bluff and the wider Palm City area.
Can Momentum Realty connect me with an agent for Magnolia Bluff?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Magnolia Bluff purchase or sale - no call center and no pressure.
Where is Magnolia Bluff, and what county is it in?
Magnolia Bluff is in Palm City, Martin County, FL, ZIP 34990. The community's center is about 3 miles southeast of the center of Palm City (straight-line).
Buyers who prefer paying for the house rather than for shared amenitiesExcellent fit
Buyers comfortable doing home-by-home diligence on condition and lotExcellent fit
Buyers set on a Palm City, Martin County locationExcellent fit
Buyers who want a clubhouse, community pool, or gated amenitiesProbably not
Buyers looking for a fixed advertised price range before touringProbably not
Buyers unwilling to weigh a single home against broader Palm City optionsProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: October 14, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 34990))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2001 (17 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Magnolia Bluff with Momentum Realty’s local guides.

Rustic Hills0.3 mi away · 156 homes, built 1970–21, 4 for saleWWWinding Waters0.3 mi away · 8 homes, built 1985–99HRHidden River (Martin)0.4 mi away · 92 homes, built 1960–23HBHidden Bay Hideaway Isles0.4 mi awayHBHidden Bay0.4 mi away · 51 homes, built 1971–17OROak Ridge0.4 mi away · 148 homes, built 1991–05, 1 for saleHIHideaway Isles0.4 mi away · median $1.11M, 4 sales/12 moCCCanoe Creek0.6 mi away · 84 homes, built 1977–22, 1 for sale

Browse all neighborhood guides →

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