Magnolia Bluff
Homes for Sale in Palm City, FL
All 123 homes for sale in Palm City, FL · median $729,900 · 307 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, the MLS records 17 closed sales in Magnolia Bluff in Palm City, FL since 2001, the most recent in September 2023. Across Palm City as a whole, 136 homes closed in the last 12 months at a median of $776,500, 64 median days on market, with 51 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,010 ($11,400 with the full homestead exemption).
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 31 (FL DOR 2025 assessment roll) |
| Years built | 1959–2021 (median 1989) |
| Typical living area | 2,420 sq ft (median) |
| Amenities listed by sellers | Closed Circuit Camera(s), None |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 88% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Magnolia Bluff key facts,” movewithmomentum.com/neighborhoods/magnolia-bluff, data as of September 20, 2026.

Magnolia Bluff sits in Palm City, in Martin County, and the current MLS snapshot doesn't surface any shared community amenities. That tells you what to watch: with no clubhouse, pool, or gated infrastructure showing up in the listings, price here is driven by the individual home — its condition, lot, updates, and how it stacks against the rest of Palm City rather than by a resort-style package you're paying into.
For a buyer, that means underwriting each property on its own merits and not assuming a community premium. For a seller, it means the finish level and presentation of your specific home carry the argument. This is a market where the house does the talking, so pricing follows condition more than any neighborhood label.
The 60-Second Overview
Magnolia Bluff is a Palm City address in Martin County where, based on current listings, the value case rests on the individual home rather than any shared amenity set.
BeachesMLS sales records identify 11 homes in Magnolia Bluff that have changed hands since 2001, built between 1987 and 1996 (median 1992), with a median living area of about 2,375 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Magnolia Bluff is best for.
Best for
- Buyers who prefer paying for the house rather than for shared amenities
- Buyers comfortable doing home-by-home diligence on condition and lot
- Buyers set on a Palm City, Martin County location
Probably not for
- Buyers who want a clubhouse, community pool, or gated amenities
- Buyers looking for a fixed advertised price range before touring
- Buyers unwilling to weigh a single home against broader Palm City options
The market around Magnolia Bluff
Magnolia Bluff is too small for its own price trend, so here is the market around it.
In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Magnolia Bluff specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Magnolia Bluff
Live MLS inventory for Magnolia Bluff. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Magnolia Bluff listings as of 2026-09-22, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Every Home for Sale in Magnolia Bluff Right Now (1)
All 1 active and pending Magnolia Bluff listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1225 SW Magnolia Bluff Drive · $699,500 · 4 bd / 2 ba · pending · listed Aug 21, 2026 · listed by Real Estate of Florida Broward County Inc.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bessey Creek · Elementary
- Hidden Oaks · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Magnolia Bluff listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Magnolia Bluff address.
Shop the zone: Homes zoned for Martin County High School
The Magnolia Bluff buying strategy.
If we were buying in Magnolia Bluff today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Magnolia Bluff.
Reading a community without a package
When no community amenities appear in the MLS feed, the smart move is to treat every listing as a standalone. Look hard at condition, updates, lot position, and how the home compares to nearby Palm City inventory. There's no clubhouse or common facility carrying part of the price, which can be a plus if you'd rather not pay dues toward amenities you won't use.
It also shifts the diligence onto the property itself. Ask what has been updated and when, what the lot gives you, and how the home holds up against alternatives in the same city. Absent a shared amenity story, those specifics are the whole story.
The location and the amenities are priced into every listing in Magnolia Bluff. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where price is condition-driven rather than amenity-driven, our job is to price and position the individual home accurately — comparing it against real Palm City alternatives instead of a marketing label. We'll tell you plainly when a listing is overreaching for its finish level, and when a seller's asking price is or isn't supported by the property in front of us.
Magnolia Bluff in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $21/month (about $252/yr) · median of 7 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $21 per month ($252 a year) — the median AssociationFee across 7 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Magnolia Bluff buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Magnolia Bluff sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Magnolia Bluff, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Magnolia Bluff home worth?
Get a no-obligation home value based on real comparable sales in Magnolia Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm City →
26% of homes for sale in ZIP 34990 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Frequently Asked Questions
How many homes are in Magnolia Bluff?
What share of Magnolia Bluff is owner-occupied?
When were the homes in Magnolia Bluff built?
Who is the best real estate agent for Magnolia Bluff?
How do I find a top Palm City real estate agent who knows Magnolia Bluff?
Can Momentum Realty connect me with an agent for Magnolia Bluff?
Where is Magnolia Bluff, and what county is it in?
Should you buy in Magnolia Bluff?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Magnolia Bluff fits the bigger picture — live prices, inventory, and Momentum Scores:
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