Mission Santa Cruz
Homes for Sale in Howey In The Hills, FL
All 72 homes for sale in Howey In The Hills, FL · median $399,995 · 60 homes for sale in 34737 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 8 closed sales in Mission Santa Cruz in Howey In The Hills, FL since 2005, the most recent in June 2025. Across Howey In The Hills as a whole, 43 homes closed in the last 12 months at a median of $386,604, 74 median days on market, with 11 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $6,440 ($5,770 with the full homestead exemption).
Mission Santa Cruz currently shows no active MLS inventory to analyze, which is itself the data point worth noting. There is no median price, no listing count, and no amenity list coming through the feed as of this snapshot, so anyone pricing a purchase or a sale here is working without the usual comparable-sales scaffolding.
That posture calls for direct verification rather than assumption. Until listings surface in the MLS, the honest move is to treat this as a community where the numbers have to be built from scratch, community by community, rather than pulled from a running dataset.
Nearby homes for sale
No active listings inside Mission Santa CruzHomes for Sale in Howey In The Hills, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Mission Santa Cruz sits in Howey In The Hills, Lake County, but the current MLS snapshot carries no pricing or amenity detail to report, so this read is necessarily about what is not yet known rather than what is.
Stellar MLS sales records identify 5 homes in Mission Santa Cruz that have changed hands since 2005, built between 1982 and 1982 (median 1982), with a median living area of about 1,297 sq ft and a typical 2-bedroom, 2-bath layout; 80% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mission Santa Cruz is best for.
Best for
- Buyers comfortable proceeding without a current MLS price history to reference
- Buyers working with an agent to source off-market or pre-list information
- Buyers with flexible timing who can wait for inventory to surface
Probably not for
- Buyers who need confirmed comparable sales before making an offer
- Buyers who require a documented amenity list before deciding
- Buyers on a tight closing timeline who need immediate market data
The market around Mission Santa Cruz
Mission Santa Cruz is too small for its own price trend, so here is the market around it.
In ZIP 34737, 84 homes are on the market and 19% are under contract — a steady corner of Howey In The Hills.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 34737 (Howey In The Hills), 115 homes closed in the last 12 months at a median of $382K ($166/sq ft), down 5.3% year over year, with a median 78 days on market. Right now 12 active and 5 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 34737 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Mission Santa Cruz specifically. Momentum Research analysis of MLS records.
Mission Santa Cruz by the numbers
From county property records and closed MLS sales for the Mission Santa Cruz subdivision: 5 homes on record; built 1982; typical size about 1,297 heated sq ft; 2 bedrooms is the median. Housing mix: condo 80%, townhome 20%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2005 | 3 | $229,000 |
| 2018 | 1 | $156,000 |
| 2025 | 1 | $237,000 |
Newest recorded sale: $237,000 on 2025-06-26.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Mission Santa Cruz buying strategy.
If we were buying in Mission Santa Cruz today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mission Santa Cruz.
Reading a Market With No Current Trail
When a community shows no active listings and no identified amenities in the feed, it can mean several things: very low turnover, a small footprint, or simply a gap in current MLS activity at this snapshot date. It does not mean the community lacks structure or offerings, only that the public data trail is thin right now.
For a buyer or seller, that means the diligence has to happen off the page. Confirming HOA structure, any shared amenities, and recent resale activity requires direct outreach rather than a scan of listing sheets, since the sheets themselves are quiet at the moment.
The location and the amenities are priced into every listing in Mission Santa Cruz. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no current MLS trail, the value we add is legwork: reaching out directly, tracking when listings do surface, and building a pricing picture instead of waiting for one to appear. That is the work worth paying attention to when the public data goes quiet.
Mission Santa Cruz in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mission Santa Cruz buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mission Santa Cruz sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mission Santa Cruz, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mission Santa Cruz home worth?
Get a no-obligation home value based on real comparable sales in Mission Santa Cruz, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Howey In The Hills →
Should you buy in Mission Santa Cruz?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2005 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Mission Santa Cruz fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Mission Santa Cruz
Where is Mission Santa Cruz?
Mission Santa Cruz is a community in Howey In The Hills, Lake County, Florida, ZIP 34737.
How many homes are in Mission Santa Cruz?
County property records list 5 homes in Mission Santa Cruz, built between 1982 and 1982; the typical home is about 1,297 heated square feet.
What do homes in Mission Santa Cruz sell for?
Mission Santa Cruz has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2025 (1 sale, median $237,000). For context, ZIP 34737 has 84 homes on the market with 19% under contract.
Are there homes for sale in Mission Santa Cruz right now?
No active listings inside Mission Santa Cruz at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Mission Santa Cruz have an HOA or CDD?
No HOA is on record for Mission Santa Cruz in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Howey-in-the-Hills & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Mission Santa Cruz with Momentum Realty’s local guides.