Misty Harbour
Condos for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 745 condos for sale in Panama City Beach · 365 homes for sale in 32408 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Misty Harbour Condo. in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 14 closed sales in Misty Harbour Condo. in Panama City Beach, FL since 2013, the most recent in March 2026. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
Last 30 days in Misty Harbour: 1 new listing (median asking $339,000). As of October 2, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Misty Harbour Condo. is showing very little transaction activity in the current MLS snapshot, which is the first thing to understand before drawing any conclusions about pricing here. With so few closings to reference, a single sale can swing the picture more than it would in a deeper market, so any figure quoted today should be treated as a data point, not a trend line.
For a buyer, that means doing the work yourself on comparables rather than leaning on averages. For a seller, it means pricing has to be justified unit by unit — condition, floor, and view will carry more weight than whatever the last recorded sale looked like.
The 60-Second Overview
Misty Harbour Condo. sits within Panama City Beach in Bay County, and current MLS activity here is thin enough that broad statistical claims would be misleading — this is a market to evaluate listing by listing.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Misty Harbour Condo is best for.
Best for
- A buyer targeting a specific unit at Misty Harbour Condo. and willing to do independent diligence on price and condition
- A seller comfortable pricing based on direct comparable research rather than aggregated market stats
- An investor or second-home buyer who wants a Panama City Beach condo and is prepared to verify amenities and HOA terms directly
Probably not for
- A buyer who wants to rely on published median price or days-on-market trends before deciding
- Someone who needs a documented amenities list before narrowing their search
- A buyer uncomfortable making an offer without a deep pool of recent comparable sales
The market around Misty Harbour Condo
Misty Harbour Condo is too small for its own price trend, so here is the market around it.
In ZIP 32408, 757 homes are on the market and 11% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32408 (Panama City Beach), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Misty Harbour Condo specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Misty Harbour Condo., Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Misty Harbour Condo
Live MLS inventory for Misty Harbour Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Misty Harbour Condo listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Misty Harbour Condo Right Now (1)
All 1 active and pending Misty Harbour Condo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 7904 Surf Drive 16, Panama City Beach, Fl 32408 · $339,000 · 2 bd / 2 ba · listed Sep 5, 2026 · listed by Coastal Heritage Real Estate LLC
The Misty Harbour Condo buying strategy.
If we were buying in Misty Harbour Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Misty Harbour Condo.
A Market Too Thin to Generalize
The MLS feed for Misty Harbour Condo. does not currently list community amenities, and the closings window available is limited to a single reporting period. That is not unusual for a smaller condo building, but it does mean the usual shortcuts — median price trends, days-on-market patterns, amenity comparisons — are not reliable tools here right now.
What that leaves is the individual listing. Anyone looking seriously at this building should expect to verify amenity details, HOA structure, and recent comparable sales directly rather than relying on aggregated stats, since the current data set is too small to support them.
The location and the amenities are priced into every listing in Misty Harbour Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a building with this little recorded MLS activity, the value we add is direct verification — pulling actual listing history, confirming amenity and HOA details unit by unit, and not letting a thin data set stand in for real diligence.
Misty Harbour Condo in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $467/month (about $5,604/yr) · median of 20 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $467 per month ($5,604 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Misty Harbour Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Misty Harbour Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Misty Harbour Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Misty Harbour Condo home worth?
Get a no-obligation home value based on real comparable sales in Misty Harbour Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Should you buy in Misty Harbour Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Misty Harbour Condo. fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Misty Harbour
Where is Misty Harbour?
Misty Harbour is a community in Panama City Beach, Bay County, Florida, ZIP 32408.
Are there homes for sale in Misty Harbour right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Misty Harbour have an HOA or CDD?
No HOA is on record for Misty Harbour in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Misty Harbour with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.