Stingray
Condos for Sale in Panama City Beach, FL

All 785 homes for sale in Panama City Beach, FL · median $369,000 · 745 condos for sale in Panama City Beach · 365 homes for sale in 32408 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32408
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Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, Stingray Condo. in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 8 closed sales in Stingray Condo. in Panama City Beach, FL since 2012, the most recent in April 2026. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).

Live · Stingray Condo Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Stingray Condo. sits in Panama City Beach, Bay County, and the current MLS snapshot does not carry pricing, inventory, or days-on-market figures we can responsibly cite. That is not unusual for a smaller condo building with light or intermittent listing activity — it simply means anyone pricing a purchase or a sale here needs a direct pull of active and recently closed units rather than a generic community-level number.

The listing data also does not identify a defined amenity package for this building. That is worth confirming directly rather than assuming one way or the other — it changes how a unit here compares to larger PCB condo towers with pools, elevators, or on-site management.

The 60-Second Overview

Stingray Condo. is a condominium property in Panama City Beach, Bay County, with current MLS data too limited to support pricing or activity figures at the community level.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer comfortable requesting direct comps and condo association documents before making an offer
  • A seller who wants a hands-on pricing analysis rather than a plug-in community average
  • Someone specifically targeting Panama City Beach who is flexible on building size and amenity package

Probably not for

  • A buyer who wants a defined amenity list confirmed before touring
  • Someone relying on published median price or days-on-market figures to set expectations
  • A buyer who wants a high-volume building with a long, easily comparable sales history

The market around Stingray Condo

Stingray Condo is too small for its own price trend, so here is the market around it.

In ZIP 32408, 757 homes are on the market and 11% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32408 (Panama City Beach), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Stingray Condo specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Stingray Condo., Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 21 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Stingray Condo

Live MLS inventory for Stingray Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Stingray Condo listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Stingray Condo Right Now (1)

All 1 active and pending Stingray Condo listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Stingray Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stingray Condo.

Best Buy
Buyers and sellers who need a unit-level read rather than a community-wide average.
Biggest Risk
Without current pricing or amenity data, assumptions about value or building features can be wrong in either direction.
Sweet Spot
A buyer or seller willing to have someone pull direct comps and documents rather than rely on a headline stat.
Avoid If
You need at-a-glance pricing or amenity confirmation before you're willing to look closer.

What the data can and can't tell you

For Stingray Condo., the MLS feed does not currently surface a median price, a unit count, or a days-on-market read for this building specifically. That gap matters: it means valuation here has to be done unit-by-unit, pulling comparable closed sales directly rather than leaning on a community average that doesn't exist in the data yet.

The same is true for amenities — nothing is identified in current listings, which could mean a limited package, inconsistent listing descriptions, or simply a building that turns over infrequently enough that recent listings haven't documented it. Any of those is a reasonable explanation, and the only way to know which applies is to have someone pull the specific building records and, where possible, the condo association documents.

“

The location and the amenities are priced into every listing in Stingray Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a building's public data is this thin, the value in working with an agent shifts from reciting stats to doing the legwork — pulling actual comparable sales, checking association documents, and verifying what a listing sheet does or doesn't disclose about the unit and the building. That is the work we do before advising a number.

Stingray Condo in 15 seconds.

Best forBuyers and sellers who need a unit-level read rather than a community-wide average.
Biggest advantageA smaller building where recent MLS activity is limited enough that public data alone won't tell the full story.
Biggest riskWithout current pricing or amenity data, assumptions about value or building features can be wrong in either direction.
Sweet spotA buyer or seller willing to have someone pull direct comps and documents rather than rely on a headline stat.
Avoid ifYou need at-a-glance pricing or amenity confirmation before you're willing to look closer.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Stingray Condos for Sale in Panama City Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Stingray Condos for Sale in Panama City Beach, FL.
In short
  • HOA dues reported around $323/month (about $3,876/yr) · median of 20 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $323 per month ($3,876 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stingray Condo sales matched to your home.

What is your Stingray Condo home worth?

Get a no-obligation home value based on real comparable sales in Stingray Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.
A buyer comfortable requesting direct comps and condo association documents before making an offerExcellent fit
A seller who wants a hands-on pricing analysis rather than a plug-in community averageExcellent fit
Someone specifically targeting Panama City Beach who is flexible on building size and amenity packageExcellent fit
A buyer who wants a defined amenity list confirmed before touringProbably not
Someone relying on published median price or days-on-market figures to set expectationsProbably not
A buyer who wants a high-volume building with a long, easily comparable sales historyProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Stingray

Where is Stingray?

Stingray is a community in Panama City Beach, Bay County, Florida, ZIP 32408.

Are there homes for sale in Stingray right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Stingray have an HOA or CDD?

No HOA is on record for Stingray in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Stingray with Momentum Realty’s local guides.

Misty Harbour Condo0.0 mi away · 1 for saleOceanna Condo0.0 mi away · 3 for saleLeeward Tower Townhouse0.1 mi away · 1 for saleSilver Sands Beach (Bay)0.1 mi away · median $390K, 5 sales/12 moVillas Of Panama0.1 mi away · 591 homes, built 1935–24, 2 for saleEn Soleil Condo0.1 mi away · median $1.01M, 4 sales/12 moGulfgate Condo0.2 mi away · 2 for saleSilver Sands0.2 mi away · median $432K, 6 sales/12 mo

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.