Stingray
Condos for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 745 condos for sale in Panama City Beach · 365 homes for sale in 32408 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Stingray Condo. in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 8 closed sales in Stingray Condo. in Panama City Beach, FL since 2012, the most recent in April 2026. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).

Stingray Condo. sits in Panama City Beach, Bay County, and the current MLS snapshot does not carry pricing, inventory, or days-on-market figures we can responsibly cite. That is not unusual for a smaller condo building with light or intermittent listing activity — it simply means anyone pricing a purchase or a sale here needs a direct pull of active and recently closed units rather than a generic community-level number.
The listing data also does not identify a defined amenity package for this building. That is worth confirming directly rather than assuming one way or the other — it changes how a unit here compares to larger PCB condo towers with pools, elevators, or on-site management.
The 60-Second Overview
Stingray Condo. is a condominium property in Panama City Beach, Bay County, with current MLS data too limited to support pricing or activity figures at the community level.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Stingray Condo is best for.
Best for
- A buyer comfortable requesting direct comps and condo association documents before making an offer
- A seller who wants a hands-on pricing analysis rather than a plug-in community average
- Someone specifically targeting Panama City Beach who is flexible on building size and amenity package
Probably not for
- A buyer who wants a defined amenity list confirmed before touring
- Someone relying on published median price or days-on-market figures to set expectations
- A buyer who wants a high-volume building with a long, easily comparable sales history
The market around Stingray Condo
Stingray Condo is too small for its own price trend, so here is the market around it.
In ZIP 32408, 757 homes are on the market and 11% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32408 (Panama City Beach), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Stingray Condo specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Stingray Condo., Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Stingray Condo
Live MLS inventory for Stingray Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Stingray Condo listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Stingray Condo Right Now (1)
All 1 active and pending Stingray Condo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 8001 Surf Drive B-10, Panama City Beach, Fl 32408 · $257,500 · 1 bd / 1 ba · listed Jul 2, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
The Stingray Condo buying strategy.
If we were buying in Stingray Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stingray Condo.
What the data can and can't tell you
For Stingray Condo., the MLS feed does not currently surface a median price, a unit count, or a days-on-market read for this building specifically. That gap matters: it means valuation here has to be done unit-by-unit, pulling comparable closed sales directly rather than leaning on a community average that doesn't exist in the data yet.
The same is true for amenities — nothing is identified in current listings, which could mean a limited package, inconsistent listing descriptions, or simply a building that turns over infrequently enough that recent listings haven't documented it. Any of those is a reasonable explanation, and the only way to know which applies is to have someone pull the specific building records and, where possible, the condo association documents.
The location and the amenities are priced into every listing in Stingray Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a building's public data is this thin, the value in working with an agent shifts from reciting stats to doing the legwork — pulling actual comparable sales, checking association documents, and verifying what a listing sheet does or doesn't disclose about the unit and the building. That is the work we do before advising a number.
Stingray Condo in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $323/month (about $3,876/yr) · median of 20 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $323 per month ($3,876 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Stingray Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stingray Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Stingray Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Stingray Condo home worth?
Get a no-obligation home value based on real comparable sales in Stingray Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Should you buy in Stingray Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Stingray Condo. fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Stingray
Where is Stingray?
Stingray is a community in Panama City Beach, Bay County, Florida, ZIP 32408.
Are there homes for sale in Stingray right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Stingray have an HOA or CDD?
No HOA is on record for Stingray in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Stingray with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
