Monterey
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 173 homes for sale in 34994 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Monterey Subdivision in Stuart, FL since 2022, the most recent in November 2023. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
Monterey is a small subdivision in Stuart, and the current MLS snapshot doesn't hand us the usual signals — no median price, no clear inventory count, no standout community amenities to anchor a story around. That means price here is going to be driven by the individual property: lot, condition, and how a given home compares to what's actively listed at the moment you're looking.
For a buyer, that puts the work on the specific listing rather than the community label — you evaluate the house, not a brochure. For a seller, it means pricing is a case-by-case exercise; without a deep pool of comparable Monterey sales to lean on, you and your agent will be reading the broader Stuart market and the condition of your own home closely.
Nearby homes for sale
No active listings inside MontereyHomes for Sale in Stuart, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Monterey is a modest Stuart subdivision in Martin County with no shared amenities surfacing in current listings, so the value proposition is location within Stuart and the merits of each individual home rather than a resort-style package.
BeachesMLS sales records identify 9 homes in Monterey that have changed hands since 2001, built between 1960 and 2004 (median 1975), with a median living area of about 894 sq ft and a typical 2-bedroom, 2-bath layout. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Monterey is best for.
Best for
- Buyers prioritizing a Stuart location over community amenities
- Buyers who prefer minimal or no HOA overhead in their monthly cost
- Buyers comfortable evaluating a home on its own condition and lot rather than a brochure
Probably not for
- Buyers who want a pool, clubhouse, or gated entry as part of the purchase
- Buyers who need a deep pool of recent comparable sales before committing
- Buyers looking for an amenity-rich, master-planned setting
The market around Monterey
Monterey is too small for its own price trend, so here is the market around it.
In ZIP 34994, 214 homes are on the market and 22% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34994 (Stuart), 223 homes closed in the last 12 months at a median of $275K ($224/sq ft), up 6.6% year over year, with a median 68 days on market. Right now 48 active and 6 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34994 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Monterey specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Monterey Subdivision, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Monterey buying strategy.
If we were buying in Monterey today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monterey.
A small subdivision, read house by house
There's no amenity engine here — no gated entry, pool, or clubhouse showing up in the current MLS. Treat that as a neutral fact, not a knock: it tends to mean lower or no HOA overhead and a more straightforward ownership picture, but it also means the community itself isn't doing the selling. What you're buying is the specific home and its place in Stuart.
Because the data is thin, comparables matter more than usual. Whether you're pricing to list or deciding what to offer, expect to draw on the wider Stuart and Martin County market for context and to weight condition heavily. That's where a local read earns its keep.
The location and the amenities are priced into every listing in Monterey. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a subdivision this small doesn't generate a clean stack of comps, the analysis moves to the block, the lot, and the condition of the actual house. We work Stuart and Martin County directly, so we can tell you whether a Monterey listing is priced to its true position in the market — and, just as often, when it isn't the right fit for what you're after.
Monterey in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monterey buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monterey, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monterey home worth?
Get a no-obligation home value based on real comparable sales in Monterey, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Should you buy in Monterey?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2022 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Monterey Subdivision fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Monterey
Where is Monterey?
Monterey is a community in Stuart, Martin County, Florida, ZIP 34994.
Are there homes for sale in Monterey right now?
No active listings inside Monterey at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Monterey have an HOA or CDD?
No HOA is on record for Monterey in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Monterey with Momentum Realty’s local guides.