Monterey
Homes for Sale in Stuart, FL
All 688 homes for sale in Stuart, FL · median $422,000 · 185 homes for sale in 34994 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 3 closed sales in Monterey Subdivision in Stuart, FL since 2022, the most recent in November 2023. Across Stuart as a whole, 162 homes closed in the last 12 months at a median of $485,000, 45 median days on market, with 652 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $7,500 ($6,890 with the full homestead exemption).
Monterey is a small subdivision in Stuart, and the current MLS snapshot doesn't hand us the usual signals — no median price, no clear inventory count, no standout community amenities to anchor a story around. That means price here is going to be driven by the individual property: lot, condition, and how a given home compares to what's actively listed at the moment you're looking.
For a buyer, that puts the work on the specific listing rather than the community label — you evaluate the house, not a brochure. For a seller, it means pricing is a case-by-case exercise; without a deep pool of comparable Monterey sales to lean on, you and your agent will be reading the broader Stuart market and the condition of your own home closely.
Figures in this note are as of July 20, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside MontereyHomes for Sale in Stuart, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Monterey is a modest Stuart subdivision in Martin County with no shared amenities surfacing in current listings, so the value proposition is location within Stuart and the merits of each individual home rather than a resort-style package.
BeachesMLS sales records identify 9 homes in Monterey that have changed hands since 2001, built between 1960 and 2004 (median 1975), with a median living area of about 894 sq ft and a typical 2-bedroom, 2-bath layout. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Monterey is best for.
Best for
- Buyers prioritizing a Stuart location over community amenities
- Buyers who prefer minimal or no HOA overhead in their monthly cost
- Buyers comfortable evaluating a home on its own condition and lot rather than a brochure
Probably not for
- Buyers who want a pool, clubhouse, or gated entry as part of the purchase
- Buyers who need a deep pool of recent comparable sales before committing
- Buyers looking for an amenity-rich, master-planned setting
The market around Monterey
Monterey is too small for its own price trend, so here is the market around it.
In ZIP 34994, 214 homes are on the market and 22% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34994 (Stuart), 35 homes closed in the last 12 months at a median of $175K ($245/sq ft), with a median 36 days on market. Right now 4 active listings. See the live ZIP 34994 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Monterey specifically. Momentum Research analysis of MLS records.
The Monterey buying strategy.
If we were buying in Monterey today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monterey.
A small subdivision, read house by house
There's no amenity engine here — no gated entry, pool, or clubhouse showing up in the current MLS. Treat that as a neutral fact, not a knock: it tends to mean lower or no HOA overhead and a more straightforward ownership picture, but it also means the community itself isn't doing the selling. What you're buying is the specific home and its place in Stuart.
Because the data is thin, comparables matter more than usual. Whether you're pricing to list or deciding what to offer, expect to draw on the wider Stuart and Martin County market for context and to weight condition heavily. That's where a local read earns its keep.
The location and the amenities are priced into every listing in Monterey. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a subdivision this small doesn't generate a clean stack of comps, the analysis moves to the block, the lot, and the condition of the actual house. We work Stuart and Martin County directly, so we can tell you whether a Monterey listing is priced to its true position in the market — and, just as often, when it isn't the right fit for what you're after.
Monterey in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monterey buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monterey, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monterey home worth?
Get a no-obligation home value based on real comparable sales in Monterey, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Should you buy in Monterey?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2022 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Monterey Subdivision
Development, infrastructure, retail, and school activity affecting Monterey Subdivision, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Murray Middle School in Stuart breaks ground on $33M rebuild phase
The second phase adds new learning spaces, a performing arts wing and gym renovations after Hurricane Milton's tornado damaged three main buildings. The gym is expected by August 2027 and the new buildings by December 2027.
What it may mean for the marketReplaces portable classrooms with permanent facilities, improving a public school campus in the Stuart area. The site is less than a mile west of Monterey Subdivision.
Source: WPTV - October 2026Parks & Amenities
Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage
Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.
What it may mean for the marketPreserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The project is about 6 miles southwest of Monterey Subdivision, elsewhere in Martin County.
Source: WPTV - October 2026Civic
Martin County adopts one-year moratorium on new data centers
Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.
What it may mean for the marketSets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 6 miles southwest of Monterey Subdivision.
Source: WPTV - October 2026Civic
Martin County moves to restore MARTY bus service with emergency contract
Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.
What it may mean for the marketAffects county-wide bus access and commute options until service resumes. The site is about 4 miles southwest of Monterey Subdivision.
Source: WPTV - September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 11 miles southeast of Monterey Subdivision, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is less than a mile southwest of Monterey Subdivision.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Common questions about Monterey
Where is Monterey?
Monterey is a community in Stuart, Martin County, Florida, ZIP 34994.
Are there homes for sale in Monterey right now?
No active listings inside Monterey at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Monterey have an HOA or CDD?
No HOA is on record for Monterey in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.