N J Trowells
Homes for Sale in Umatilla, FL
All 70 homes for sale in Umatilla, FL · median $364,900 · 61 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in N J Trowells Add/Umatilla in Umatilla, FL, the most recent in May 2026. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).
N J Trowells is a small, older platted section of Umatilla, and the current MLS picture reflects that: there is not enough active listing volume right now to pin down a reliable median price or a typical days-on-market figure for this specific plat. What that tells us is less about the community itself and more about how thin the resale pipeline is at any given moment here — this is a pocket where inventory turns over in ones and twos, not in a steady stream.
For a buyer, that means each listing has to be evaluated on its own terms rather than against a neighborhood average, since there is not a current pricing pattern to lean on. For a seller, it means positioning and condition do more of the work than comparable sales trends, because the comps pool inside this specific plat is limited at any snapshot in time.
Nearby homes for sale
No active listings inside N J Trowells Add/Umatilla right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
N J Trowells is a small platted subdivision within Umatilla, in Lake County, without a distinct amenity package attached to it in current MLS records — it reads as an established in-town section rather than a master-planned community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who N J Trowells is best for.
Best for
- Buyers who want an in-town Umatilla address and are comfortable evaluating a home on its own merits without a deep comp set.
- Buyers not seeking a packaged amenity community and prioritizing lot or location over shared recreation.
- Buyers working with an agent to pull current, listing-specific data rather than relying on neighborhood-wide averages.
Probably not for
- Buyers who want clubhouse, pool, or organized community amenities included in the purchase.
- Buyers who need a large active resale market to compare several similar homes before deciding.
- Buyers expecting a well-established pricing pattern or predictable days-on-market for this specific plat.
The market around N J Trowells
N J Trowells is too small for its own price trend, so here is the market around it.
In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32784 (Umatilla), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32784 housing market and the Lake County market.
ZIP and county figures describe the wider market, not N J Trowells specifically. Momentum Research analysis of MLS records.
The N J Trowells buying strategy.
If we were buying in N J Trowells today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in N J Trowells.
A small plat, not a packaged community
The listing data available for N J Trowells does not show a homeowners association amenity set — no clubhouse, pool, or community recreation is identified in current MLS records for this plat. That is consistent with older, in-town platted subdivisions in Lake County: the value proposition is the lot and the location inside Umatilla, not a bundled lifestyle package.
Because there is not a steady, active resale flow specific to this small plat, buyers and sellers should treat any single listing here as its own case study. Pricing, condition, and lot characteristics will vary house to house more than they would in a larger, more actively traded subdivision, and that is simply a function of how few homes move through this particular plat at once.
The location and the amenities are priced into every listing in N J Trowells. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small plat like N J Trowells, where MLS activity is thin and there is no built-in amenity story to lean on, the work is in pulling accurate context house by house rather than reciting a neighborhood average. We track what is actually listed in Umatilla and Lake County in real time so you are pricing or offering against current reality, not a stale or borrowed comp.
N J Trowells in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a N J Trowells buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed N J Trowells sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in N J Trowells, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your N J Trowells home worth?
Get a no-obligation home value based on real comparable sales in N J Trowells, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
Should you buy in N J Trowells?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how N J Trowells/Umatilla fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about N J Trowells
Where is N J Trowells?
N J Trowells is a community in Umatilla, Lake County, Florida, ZIP 32784.
Are there homes for sale in N J Trowells right now?
No active listings inside N J Trowells at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does N J Trowells have an HOA or CDD?
No HOA is on record for N J Trowells in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near N J Trowells with Momentum Realty’s local guides.
N J Trowells Add Umatilla Market Scorecard
N J Trowells Add Umatilla is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.