Lake Murphy Estates
Homes for Sale in Umatilla, FL
All 70 homes for sale in Umatilla, FL · median $364,900 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Lake Murphy Estates in Umatilla, FL has 1 home for sale. Homes listed or recently sold were built 1987–2026 with 1 new construction; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 59 ft).
Lake Murphy Estates sits in Umatilla, on the Lake County side of the greater Central Florida market, and the current MLS snapshot does not carry a meaningful price or volume signal for the community. That is not a data gap we can paper over with a guess — it means pricing here has to be established property by property, based on lot, condition, and recent comparable activity rather than a community-wide trend line.
For a buyer or seller, that posture calls for a more manual approach: pull actual comps at the time of the transaction rather than leaning on a headline stat, and expect negotiation to hinge on the specifics of the individual home rather than a broad community narrative.
Lake Murphy Estates right now
🟢 Buyer-leaning market. 12.0 months of supply and 50% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 21, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lake Murphy Estates is a residential community in Umatilla, Lake County, an area more defined by its acreage and rural character than by dense subdivision amenities.
Stellar MLS sales records identify 10 homes in Lake Murphy Estates that have changed hands since 2011, built between 1978 and 2026 (median 1988), with a median living area of about 2,616 sq ft and a typical 4-bedroom, 3-bath layout; 90% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Murphy Estates is best for.
Best for
- A buyer targeting a specific address in Umatilla rather than shopping a defined subdivision
- Someone comfortable making a decision based on individual property comps rather than a published community trend
- A seller willing to have their home evaluated on its own merits given the lack of a current community-wide benchmark
Probably not for
- A buyer who wants an on-site amenity package as part of the purchase decision
- Someone who needs a well-established pricing history before making an offer
- A buyer relying on community-level market data to set expectations rather than a direct, property-specific pull
The market around Lake Murphy Estates
Lake Murphy Estates is too small for its own price trend, so here is the market around it.
In ZIP 32736, 103 homes are on the market and 32% are under contract — a fast-moving corner of Umatilla.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32736 (Umatilla), 170 homes closed in the last 12 months at a median of $500K ($235/sq ft), up 5.4% year over year, with a median 45 days on market. Right now 27 active and 12 pending listings put supply at about 8.7 months — a buyer's market. See the live ZIP 32736 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Lake Murphy Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Lake Murphy Estates
Live MLS inventory for Lake Murphy Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Murphy Estates listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.
Every Home for Sale in Lake Murphy Estates Right Now (2)
All 2 active and pending Lake Murphy Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 39411 County Road 439 · $1,389,000 · 3 bd / 2.5 ba · pending · listed Aug 21, 2026 · listed by Lake Life Realty
- 39251 County Road 439 · $1,050,000 · 4 bd / 2 ba · listed Aug 17, 2026 · listed by Exp Realty Llc
Lake Murphy Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Umatilla Elem · Elementary
- Umatilla Middle · Middle
- Umatilla High · High
Zoned schools reflect the assignments reported on recent Lake Murphy Estates listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Murphy Estates address.
Shop the zone: Homes zoned for Umatilla High High School
The Lake Murphy Estates buying strategy.
If we were buying in Lake Murphy Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Murphy Estates.
A Community Without a Clear Data Trail
Current MLS listings for Lake Murphy Estates do not identify any community amenities, which is common in Umatilla's more rural pockets where the draw is typically land, privacy, and distance from denser development rather than a clubhouse or pool.
Because the feed does not currently surface pricing or inventory statistics for this specific community, we would not manufacture a trend to fill that space. Anyone evaluating a home here should treat each listing on its own terms and verify condition, lot specifics, and recent nearby sales directly.
The location and the amenities are priced into every listing in Lake Murphy Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community's MLS footprint is this thin, the value of local, hands-on research goes up, not down. We pull individual comps, walk the actual listings, and tell you plainly what the data does and does not support before you make an offer.
Lake Murphy Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Murphy Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Murphy Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Murphy Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Murphy Estates home worth?
Get a no-obligation home value based on real comparable sales in Lake Murphy Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
25% of homes for sale in ZIP 32784 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).
Lake Murphy Estates Market Scorecard
Lake Murphy Estates is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $1,050,000, and homes go under contract in about 24 days.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Lake Murphy Estates a buyer's or seller's market right now?
Who is the best real estate agent for Lake Murphy Estates?
How do I find a top Umatilla real estate agent who knows Lake Murphy Estates?
Can Momentum Realty connect me with an agent for Lake Murphy Estates?
Where is Lake Murphy Estates, and what county is it in?
Should you buy in Lake Murphy Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2005 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Murphy Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Lake Murphy Estates with Momentum Realty’s local guides.