Umatilla Lake Mary Estates Sub
Homes for Sale in UMATILLA, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, UMATILLA LAKE MARY ESTATES SUB in UMATILLA, FL has 1 home for sale. Over the 12 months ending 2026-08-02, 5 recorded sales closed at a median of $230,000, $181 per square foot, a median 34 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 1989–1997; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 80 ft). At the median price and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $3,830 ($3,160 with the full homestead exemption).
Pricing here centers on the mid-$230,000s, with per-square-foot value near $181. At a median size just over 1,060 square feet, this is a community of compact, efficient homes rather than large-footprint properties, and that size-to-price relationship is the main driver of value across the subdivision.
Homes are moving in just over a month on average, which points to a steady, unhurried pace rather than a bidding-war environment. With 75 homes in the subdivision and a modest closings window feeding current data, pricing here should be read as directionally reliable but based on a smaller, tighter sample than a large master-planned community.
Umatilla Lake Mary Estates Sub right now
🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Medium (1 active and pending listings, 5 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Umatilla Lake Mary Estates Sub market snapshot (as of August 2, 2026): the median sale price is about $230K ($181 per sq ft over the trailing 12 months of closed sales), a median 34 days on market for closed sales, and 2.4 months of supply, a seller-leaning market.
Umatilla Lake Mary Estates Sub is a community of 75 homes in UMATILLA, Lake County, built between 1980 and 2007 (median 1993), with a median living area of about 1,060 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Umatilla Lake Mary Estates Sub is a smaller subdivision in Lake County built out between 1980 and 2007, with a median year built in the early 1990s and a high share of homestead-filed properties, pointing to longer-term ownership rather than frequent turnover.
The setting & the homes.
Aerial and on-site photos of Umatilla Lake Mary Estates Sub. Swipe to explore the community.
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Umatilla Lake Mary Estates Sub
Umatilla Lake Mary Estates Sub
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Umatilla Lake Mary Estates Sub
Umatilla Lake Mary Estates SubPhotos from Stellar MLS listings in Umatilla Lake Mary Estates Sub; content deemed reliable but not guaranteed.
Who Umatilla Lake Mary Estates Sub is best for.
Best for
- A buyer prioritizing a lower entry price point over square footage or amenities.
- Someone comfortable evaluating condition and updates home-by-home rather than leaning on amenity-driven comps.
- A buyer or seller who values a subdivision with a stable base of longer-term, owner-occupied homes.
Probably not for
- A buyer set on a larger living area well above the local median.
- Someone who wants a community built around shared recreational amenities.
- A seller expecting a fast-moving, high-competition market with rapid pricing turnover.
Housing distress & ownership in UMATILLA LAKE MARY ESTATES SUB, UMATILLA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Umatilla Lake Mary Estates Sub
Live MLS inventory for Umatilla Lake Mary Estates Sub. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Umatilla Lake Mary Estates Sub listings as of 2026-09-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Tap any home to ask about it.
Umatilla Lake Mary Estates Sub on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Umatilla Elem · Elementary
- Umatilla Middle · Middle
- Umatilla High · High
Zoned schools reflect the assignments reported on recent Umatilla Lake Mary Estates Sub listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Umatilla Lake Mary Estates Sub address.
The Umatilla Lake Mary Estates Sub buying strategy.
If we were buying in Umatilla Lake Mary Estates Sub today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla Lake Mary Estates Sub.
A modest-footprint, established subdivision
With a median living area just over 1,060 square feet, homes in this subdivision skew toward smaller, more manageable floor plans. Construction spans from 1980 through 2007, so buyers will find a mix of vintages, and the condition and updates on any individual home will matter more to value than the subdivision average alone.
No community amenities are identified from current MLS listings, so this is a straightforward residential subdivision rather than one built around shared recreational infrastructure. The high homestead share, at 64%, suggests a base of owner-occupied, long-held homes, which can mean fewer turnover-driven surprises but also fewer homes on the market at any given time.
The location and the amenities are priced into every listing in Umatilla Lake Mary Estates Sub. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Umatilla Lake Mary Estates Sub buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.0). Basis: Liquidity & Demand 2.4 months of supply; Owner Commitment 64% owner-occupied; Pricing Power 95.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a smaller subdivision like this one, with only 75 homes and a limited recent closings window, pricing data thins out quickly. We track individual sales here closely so you are not relying on broad Umatilla-wide averages when it is time to price a listing or make an offer.
Umatilla Lake Mary Estates Sub in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Umatilla Lake Mary Estates Sub buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla Lake Mary Estates Sub sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Umatilla Lake Mary Estates Sub, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Umatilla Lake Mary Estates Sub home worth?
Get a no-obligation home value based on real comparable sales in Umatilla Lake Mary Estates Sub, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Umatilla Lake Mary Estates Sub on the map →
23% of homes for sale in ZIP 32784 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-05).
Umatilla Lake Mary Estates Sub Market Scorecard
Umatilla Lake Mary Estates Sub is currently a strong seller's market. About 2.4 months of supply, a median asking price of $274,000, and homes go under contract in about 38 days.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Umatilla Lake Mary Estates Sub?
How long do homes in Umatilla Lake Mary Estates Sub take to sell?
Is Umatilla Lake Mary Estates Sub a buyer's or seller's market right now?
How many homes are in Umatilla Lake Mary Estates Sub?
What share of Umatilla Lake Mary Estates Sub is owner-occupied?
When were the homes in Umatilla Lake Mary Estates Sub built?
Do cash buyers compete in Umatilla Lake Mary Estates Sub?
Who is the best real estate agent for Umatilla Lake Mary Estates Sub?
How do I find a top UMATILLA real estate agent who knows Umatilla Lake Mary Estates Sub?
Can Momentum Realty connect me with an agent for Umatilla Lake Mary Estates Sub?
Should you buy in Umatilla Lake Mary Estates Sub?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Umatilla Lake Mary Estates Sub with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32784)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2024 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
See how UMATILLA LAKE MARY ESTATES SUB fits the bigger picture — live prices, inventory, and Momentum Scores: