Umatilla Osceola Park
Homes for Sale in Umatilla, FL
All 70 homes for sale in UMATILLA, FL · median $364,900 · 63 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Umatilla Osceola Park in Umatilla, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $215,000, $207 per square foot, a median 33 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 1947 - 2025 with 1 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 86 ft). At the median price and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $3,580 ($2,910 with the full homestead exemption).
This is a small, older pocket of Umatilla - fifteen homes total, with a median year built of 1948 and construction spanning from the 1920s up through a handful of recent builds. That range does the work here: age and condition, not square footage, are what separate one listing from the next. A home framed in the 1920s and one finished in 2024 can sit on the same street and command very different offers.
With just one active listing against six months of supply, this is not a market where a seller can lean on competitive pressure, nor one where a buyer can expect a flood of options. Data is thin at this scale, so pricing conversations here need to be handled listing by listing rather than by trend line.
Umatilla Osceola Park right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($215K) is down 17.3% from the prior 12 months ($260K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 21, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Umatilla Osceola Park market snapshot (as of September 12, 2026): the median sale price is about $215K ($207 per sq ft over the trailing 12 months of closed sales), a median 33 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is down 17% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 32784 (UMATILLA), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months - a balanced market. See the live ZIP 32784 housing market and the Lake County market.
Stellar MLS sales records identify 21 homes in Umatilla Osceola Park that have changed hands since 2015, built between 1926 and 2025 (median 1950), with a median living area of about 1,374 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Osceola Park is a compact, established section of Umatilla where the housing stock skews old - median year built 1948 - with living space centered around 1,162 square feet, and roughly six in ten owners currently claiming homestead status.
The setting & the homes.
Aerial and on-site photos of Umatilla Osceola Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Umatilla Osceola Park; content deemed reliable but not guaranteed.
Who Umatilla Osceola Park is best for.
Best for
- A buyer drawn to an older home with a longer build history who is prepared to assess condition individually rather than lean on neighborhood comps.
- Someone prioritizing a specific address or lot in Umatilla over a packaged set of community amenities.
- A buyer or seller comfortable working in a market with very limited concurrent inventory to compare against.
Probably not for
- Someone who wants a wide selection of active listings to compare before deciding.
- A buyer expecting built-in community amenities as part of the purchase.
- Someone who prefers newer construction as the baseline rather than the exception.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($215K) IS the median in the snapshot above, and the move from 2025 ($260K) IS the -17.3% one-year change.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
25% of homes for sale in ZIP 32784 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).
UMATILLA OSCEOLA PARK Market Scorecard
UMATILLA OSCEOLA PARK is currently a balanced market. About 4.0 months of supply, a median asking price of $319,000, and homes go under contract in about 63 days.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Umatilla Osceola Park, UMATILLA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Umatilla Osceola Park
Live MLS inventory for Umatilla Osceola Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Umatilla Osceola Park listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
Every Home for Sale in Umatilla Osceola Park Right Now (1)
All 1 active and pending Umatilla Osceola Park listings with a detail page, newest first, refreshed twice a day from the MLS.
- 541 Sunset Avenue · $319,000 · 3 bd / 3 ba · listed Jul 9, 2026 · listed by Olympus Executive Realty Inc
Umatilla Osceola Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Umatilla Elem · Elementary
- Umatilla Middle · Middle
- Umatilla High · High
Zoned schools reflect the assignments reported on recent Umatilla Osceola Park listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Umatilla Osceola Park address.
Shop the zone: Homes zoned for Umatilla High High School
The Umatilla Osceola Park buying strategy.
If we were buying in Umatilla Osceola Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla Osceola Park.
A small market that reads by the house, not the neighborhood
With only fifteen homes in the community and a single active listing at last look, Osceola Park does not generate the volume of activity that supports broad neighborhood-level pricing trends. Months of supply sits at 6.0, landing the area in balanced territory - not a rush for buyers, not a squeeze for sellers, but a market where each transaction stands mostly on its own.
The building stock spans exactly a century, from 1925 to 2024, with a median year built of 1948. That spread means renovation history, systems age, and lot condition carry more weight in valuation conversations here than they would in a subdivision built to one spec in one decade. No community amenities were identified from current MLS listings, so buyers should treat this as a housing-stock play rather than a lifestyle-amenity one.
The location and the amenities are priced into every listing in Umatilla Osceola Park. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Umatilla Osceola Park buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.9). Basis: Recent Direction -17.3% year-over-year; Liquidity & Demand 4.0 months of supply; Pricing Power 95.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin - one active listing, fifteen homes total - pricing a home correctly or evaluating an offer takes more than pulling a neighborhood average. We look at the actual comparable, factor in its age and condition against the range this community has seen, and price or negotiate from there rather than from a formula that does not fit a market this small.
Umatilla Osceola Park in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Umatilla Osceola Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla Osceola Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Umatilla Osceola Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Umatilla Osceola Park home worth?
Get a no-obligation home value based on real comparable sales in Umatilla Osceola Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
Frequently Asked Questions
What is the median home price in Umatilla Osceola Park?
How long do homes in Umatilla Osceola Park take to sell?
Is Umatilla Osceola Park a buyer's or seller's market right now?
Who is the best real estate agent for Umatilla Osceola Park?
How do I find a top Umatilla real estate agent who knows Umatilla Osceola Park?
Can Momentum Realty connect me with an agent for Umatilla Osceola Park?
Where is Umatilla Osceola Park, and what county is it in?
Should you buy in Umatilla Osceola Park?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Umatilla Osceola Park fits the bigger picture — live prices, inventory, and Momentum Scores:
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Umatilla Osceola Park with Momentum Realty’s local guides.