Silver Beach Heights
Homes for Sale in Umatilla, FL
True comps, carrying-cost math, and listings before the portals.
Silver Beach Heights right now
🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Silver Beach Heights. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Silver Beach Heights
Silver Beach Heights
Silver Beach Heights
Silver Beach Heights
Silver Beach Heights
Silver Beach Heights
Silver Beach Heights
Silver Beach HeightsPhotos from Stellar MLS listings in Silver Beach Heights; content deemed reliable but not guaranteed.
The market around Silver Beach Heights
Silver Beach Heights is too small for its own price trend, so here is the market around it.
In ZIP 32784, 84 homes are on the market and 23% are under contract — a steady corner of Umatilla.
Across Lake County, 3,234 homes are active and 1,077 pending (25% under contract).
ZIP and county figures describe the wider market, not Silver Beach Heights specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Silver Beach Heights, UMATILLA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Silver Beach Heights
Live MLS inventory for Silver Beach Heights. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 98 daysTop listingActive · 61 daysPending · 111 daysPending · 13 daysActive and pending Silver Beach Heights listings as of 2026-09-21, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Silver Beach Heights on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Silver Beach Heights
- Deed Restrictions · reported on 2 of 4 listings
- Golf Carts OK · reported on 2 of 4 listings
- Association Recreation - Owned · reported on 1 of 4 listings
- Security Gate · reported on 1 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Umatilla Elem · Elementary
- Umatilla Middle · Middle
- Umatilla High · High
Zoned schools reflect the assignments reported on recent Silver Beach Heights listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Silver Beach Heights address.
The Silver Beach Heights buying strategy.
If we were buying in Silver Beach Heights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Beach Heights.
A closer look at the Silver Beach Heights market
Inventory runs at 6.0 months of supply, a balanced market.
The housing stock is 95 homes built between 1946 and 2020, and 82% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Silver Beach Heights. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Beach Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Beach Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Beach Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Beach Heights home worth?
Get a no-obligation home value based on real comparable sales in Silver Beach Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Silver Beach Heights on the map →
Frequently Asked Questions
Is Silver Beach Heights a buyer's or seller's market right now?
How many homes are in Silver Beach Heights?
What share of Silver Beach Heights is owner-occupied?
When were the homes in Silver Beach Heights built?
Who is the best real estate agent for Silver Beach Heights?
How do I find a top Umatilla real estate agent who knows Silver Beach Heights?
Can Momentum Realty connect me with an agent for Silver Beach Heights?
Nearby Communities
Explore more neighborhoods near Silver Beach Heights with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32784)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (43 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Silver Beach Heights fits the bigger picture — live prices, inventory, and Momentum Scores: