Narcoossee Old Town
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 10 closed sales in Narcoossee Old Town in St Cloud, FL since 2015, the most recent in April 2024. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Narcoossee Old Town is a small pocket - 115 homes total - with a build era that runs wide, from 1935 up to 2024, though the typical home dates to 1998. That spread means condition and updates do more to set value here than location or square footage alone. Two houses on the same street can sit decades apart in construction, and buyers should expect to evaluate each one on its own mechanicals and finishes rather than assume a neighborhood-wide standard.
Right now there is nothing active on the market and no recent closings in our tracking window, which tells you this is a thin, quiet corner of Osceola County rather than a fast-moving one. That is not a red flag, but it does mean pricing guidance has to lean on the area's underlying profile - typical size, typical age, ownership pattern - rather than a stack of recent comps. Sellers here should expect a longer runway to find the right buyer, and buyers should expect to negotiate on the merits of the specific house, not on competing offers.
The 60-Second Overview
A modest, established slice of St Cloud in Osceola County where roughly two-thirds of the 115 homes carry a homestead exemption, pointing to longer-term ownership rather than a churn-heavy rental or investor mix.
Stellar MLS sales records identify 16 homes in Narcoossee Old Town that have changed hands since 2004, built between 1958 and 2022 (median 1991), with a median living area of about 1,152 sq ft and a typical 3-bedroom, 2-bath layout. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 11 qualified sales in Narcoossee Old Town across 2024 - 2025 (7 in 2024, 4 in 2025), median $349,700 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Narcoossee Old Town is best for.
Best for
- Buyers seeking a smaller, established pocket of St Cloud without a subdivision's shared amenities to factor into cost or upkeep.
- Buyers open to an older or character home and willing to budget for condition-driven renovation rather than expecting move-in-ready uniformity.
- Long-term holders comfortable buying where inventory is thin and turnover is historically low.
Probably not for
- Buyers who want a clubhouse, pool, or other built-in community amenities as part of the purchase.
- Buyers who need a deep pool of recent comparable sales to validate a price before committing.
- Investors looking for fast turnover in a market that currently shows no active listings or closings to work from.
The market around Narcoossee Old Town
Narcoossee Old Town is too small for its own price trend, so here is the market around it.
In ZIP 34771, 708 homes are on the market and 31% are under contract — a fast-moving corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34771 (ST CLOUD), 2,895 homes closed in the last 12 months at a median of $436K ($211/sq ft), up 0.5% year over year, with a median 45 days on market. Right now 473 active and 208 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Narcoossee Old Town specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
31% of homes for sale in ZIP 34771 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-24).
NARCOOSSEE OLD TOWN Market Scorecard
NARCOOSSEE OLD TOWN is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34771 ZIP is $436,543, about 13.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Narcoossee Old Town
Live MLS inventory for Narcoossee Old Town. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Narcoossee Old Town listings as of 2026-06-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2024. Tap any home to ask about it.
The Narcoossee Old Town buying strategy.
If we were buying in Narcoossee Old Town today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Narcoossee Old Town.
A wide build spread, a quiet market
The typical home here runs about 1,705 square feet and dates to around 1998, but that median hides real variety - some homes predate 1940, others were finished in the last couple of years. That range is worth walking through in person: an older home may carry more character and a larger lot relative to its footprint, while a newer build in the same area may offer a more current layout and systems. There is no single answer for what a home in this pocket looks like, which is exactly why a house-by-house read matters more than a neighborhood-level assumption.
No community amenities are identified from current MLS listings, so this is not a subdivision built around a clubhouse, pool, or shared recreation. Whatever draws a buyer here is likely the location itself, the lot, or the specific house - not a packaged lifestyle. With zero active listings and no closings in the current window, there is also no live inventory to benchmark against, so anyone serious about buying or selling in this pocket should plan on a data-light process and lean on direct property research rather than headline market trends.
The location and the amenities are priced into every listing in Narcoossee Old Town. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket this small and this quiet, generic market reports do not tell you much - we track individual homes, permit history, and ownership patterns street by street so a decision here is grounded in specifics, not averages.
Narcoossee Old Town in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Narcoossee Old Town buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Narcoossee Old Town sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Narcoossee Old Town, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Narcoossee Old Town home worth?
Get a no-obligation home value based on real comparable sales in Narcoossee Old Town, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Narcoossee Old Town on the map →
Should you buy in Narcoossee Old Town?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 22, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Narcoossee Old Town
Where is Narcoossee Old Town?
Narcoossee Old Town is a community in ST CLOUD, Osceola County, Florida, ZIP 34771.
Are there homes for sale in Narcoossee Old Town right now?
Yes - 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Narcoossee Old Town have an HOA or CDD?
No HOA is on record for Narcoossee Old Town in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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