Oakland Heights in Fort Walton Beach

Oakland Heights
Homes for Sale in Fort Walton Beach, FL

All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32548
111 homesBuilt 1955–2010
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data27 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 8 closed sales in Oakland Heights 1ST Addn in Fort Walton Beach, FL since 1999, the most recent in July 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).

OAKLAND HEIGHTS 1ST ADDN key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32548
Homes in the community111 (FL DOR 2025 assessment roll)
Years built1955–2010 (median 1965)
Typical living area1,482 sq ft (median)
For sale right now0 active, 0 pending
Owner-occupied (homestead) share56%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “OAKLAND HEIGHTS 1ST ADDN key facts,” movewithmomentum.com/neighborhoods/oakland-heights-1st-addn, data as of September 20, 2026.

Live · Oakland Heights Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
56%
Owner-occupied · Oakland Heights
62 of 111 parcels homesteaded (FL DOR 2025)
44%
Non-owner-occupied · Oakland Heights
incl. 11% trust or LLC-held · 9% out-of-state
111
Homes in the community
111 residential parcels (FL DOR 2025)
Track record · 27 years of records
6
Recorded sales · 2024-2025
median $255K · qualified sales on the county roll (FL DOR 2025)
Est. 1955
Community established
homes built 1955-2010, median 1965 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Oakland Heights 1st Addn is a mid-century Fort Walton Beach pocket where price is driven almost entirely by condition and updates, not square footage. With a median build year around 1964 and homes topping out near 1,485 square feet at the median, what you pay for reflects how much of the original house has been reworked — roof, systems, kitchens, baths — rather than raw size.

At the snapshot date there are zero active listings, so inventory here is thin and episodic. For a seller, that scarcity is leverage when a clean, updated home does hit the market. For a buyer, it means patience and readiness to move quickly, because comparable stock does not sit on the shelf waiting.

Nearby homes for sale

No active listings inside OAKLAND HEIGHTS 1ST ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

371 NW Oakland Circle
$260K · 0.1 mi away
3 bd · 1.5 ba
371 NW Oakland Circle
Listed by RE/MAX Gulf Coast Realty
381 NW Marie Circle
$400K · 0.1 mi away
3 bd · 2 ba
381 NW Marie Circle
Listed by Scenic Sotheby's International Realty
21 SW Wright Parkway #C
$215K · 0.2 mi away
3 bd · 1.5 ba
21 SW Wright Parkway #C
Listed by Realty ONE Group Emerald Coast
320 NW Oakland Circle
$325K · 0.2 mi away
3 bd · 2 ba
320 NW Oakland Circle
Listed by Coastal Communities Realty
318 NW Oakland Circle
$360K · 0.2 mi away
4 bd · 2 ba
318 NW Oakland Circle
Listed by Keller Williams Realty Navarre
343 NW Hollywood Boulevard
$300K · 0.2 mi away
3 bd · 2 ba
343 NW Hollywood Boulevard
Listed by EXP Realty LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is an established, built-out interior neighborhood of 146 homes constructed between 1955 and 2010, with the bulk anchored in the mid-1960s. Nothing was active at the time of this read, which tells you more about turnover cadence than demand.

Emerald Coast MLS sales records identify 92 homes in OAKLAND HEIGHTS that have changed hands since 2001, built between 1959 and 2026 (median 1964), with a median living area of about 1,375 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in OAKLAND HEIGHTS across 2024–2025 (2 in 2024, 4 in 2025), median $255,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable renovating or updating an older, smaller-footprint home
  • Patient buyers willing to wait for the right listing in a low-turnover pocket
  • Owner-occupants prioritizing an established interior location over new build

Probably not for

  • Buyers needing to choose from multiple active listings immediately
  • Anyone wanting larger square footage or newer construction as a baseline
  • Buyers expecting community amenities or an association-maintained lifestyle

The market around Oakland Heights

Oakland Heights is too small for its own price trend, so here is the market around it.

In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Oakland Heights specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in OAKLAND HEIGHTS 1ST ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Oakland Heights today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oakland Heights.

Best Buy
Buyers wanting an established, built-out Fort Walton Beach location over new construction or amenities.
Biggest Risk
Older housing stock means condition risk and system costs vary widely home to home.
Sweet Spot
A renovated mid-century home near the median footprint bought when one comes available.
Avoid If
You need move-in-ready selection now or want community amenities.

A condition-driven mid-century pocket

The housing stock skews small and older — a median footprint near 1,485 square feet and a median vintage of roughly 1964. That age spread, running from 1955 up to 2010, means you will see everything from largely original ranch homes to fully renovated ones on the same streets. The practical takeaway: inspect carefully, budget for older-home systems, and let condition, not listing gloss, set your number.

Owner-occupancy sits at about 58%, a majority-owner mix that tends to support steady upkeep without being fully insulated from investor and rental activity. There are no community amenities identified in current listings, so value here rests on the homes and the location itself rather than shared facilities or association perks.

“

The location and the amenities are priced into every listing in Oakland Heights. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With no active listings and a market that turns over quietly, timing and access matter more than browsing. We track this pocket closely, separate a genuinely updated home from cosmetic staging, and price to condition rather than to hope — which is exactly what a small, mid-century inventory like this demands from both buyers and sellers.

Oakland Heights in 15 seconds.

Best forBuyers wanting an established, built-out Fort Walton Beach location over new construction or amenities.
Biggest advantageThin inventory gives updated sellers real leverage when they list.
Biggest riskOlder housing stock means condition risk and system costs vary widely home to home.
Sweet spotA renovated mid-century home near the median footprint bought when one comes available.
Avoid ifYou need move-in-ready selection now or want community amenities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Oakland Heights homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Oakland Heights.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oakland Heights sales matched to your home.

What is your Oakland Heights home worth?

Get a no-obligation home value based on real comparable sales in Oakland Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

Recently off market in OAKLAND HEIGHTS 1ST ADDN

Homes in OAKLAND HEIGHTS 1ST ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Oakland Heights?
The Florida DOR 2025 assessment roll shows 111 homes in Oakland Heights (public records).
What share of Oakland Heights is owner-occupied?
56% of Oakland Heights parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Oakland Heights built?
Homes in Oakland Heights were built between 1955 and 2010, with a median year built of 1965 (FL DOR 2025 roll).
Who is the best real estate agent for Oakland Heights?
The best agent for Oakland Heights is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Oakland Heights.
How do I find a top Fort Walton Beach real estate agent who knows Oakland Heights?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Oakland Heights and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Oakland Heights?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Oakland Heights purchase or sale - no call center and no pressure.
Where is Oakland Heights, and what county is it in?
Oakland Heights is in Fort Walton Beach, Okaloosa County, FL, ZIP 32548. The community's center is about 6 miles west of the center of Fort Walton Beach (straight-line).
Buyers comfortable renovating or updating an older, smaller-footprint homeExcellent fit
Patient buyers willing to wait for the right listing in a low-turnover pocketExcellent fit
Owner-occupants prioritizing an established interior location over new buildExcellent fit
Buyers needing to choose from multiple active listings immediatelyProbably not
Anyone wanting larger square footage or newer construction as a baselineProbably not
Buyers expecting community amenities or an association-maintained lifestyleProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32548))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1999 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Oakland Heights with Momentum Realty’s local guides.

Victoria Gardens0.1 mi away · 48 homes, built 1976–84Parkwood Terrace (Okaloosa)0.1 mi away · 36 homes, built 1950–22, 1 for saleOakland Heights (Okaloosa)0.2 mi away · median $300K, 9 sales/12 moOlde Cypress Village0.2 mi away · median $333K, 3 sales/12 moFt Walton S0Uth Intr0.3 mi away · 29 homes, built 1956–16, 1 for saleVesta Heights0.3 mi away · 30 homes, built 1960–94, 1 for sale

Browse all neighborhood guides →

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