Oakland Heights
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 8 closed sales in Oakland Heights 1ST Addn in Fort Walton Beach, FL since 1999, the most recent in July 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 111 (FL DOR 2025 assessment roll) |
| Years built | 1955–2010 (median 1965) |
| Typical living area | 1,482 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 56% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “OAKLAND HEIGHTS 1ST ADDN key facts,” movewithmomentum.com/neighborhoods/oakland-heights-1st-addn, data as of September 20, 2026.

Oakland Heights 1st Addn is a mid-century Fort Walton Beach pocket where price is driven almost entirely by condition and updates, not square footage. With a median build year around 1964 and homes topping out near 1,485 square feet at the median, what you pay for reflects how much of the original house has been reworked — roof, systems, kitchens, baths — rather than raw size.
At the snapshot date there are zero active listings, so inventory here is thin and episodic. For a seller, that scarcity is leverage when a clean, updated home does hit the market. For a buyer, it means patience and readiness to move quickly, because comparable stock does not sit on the shelf waiting.
Nearby homes for sale
No active listings inside OAKLAND HEIGHTS 1ST ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is an established, built-out interior neighborhood of 146 homes constructed between 1955 and 2010, with the bulk anchored in the mid-1960s. Nothing was active at the time of this read, which tells you more about turnover cadence than demand.
Emerald Coast MLS sales records identify 92 homes in OAKLAND HEIGHTS that have changed hands since 2001, built between 1959 and 2026 (median 1964), with a median living area of about 1,375 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in OAKLAND HEIGHTS across 2024–2025 (2 in 2024, 4 in 2025), median $255,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Oakland Heights is best for.
Best for
- Buyers comfortable renovating or updating an older, smaller-footprint home
- Patient buyers willing to wait for the right listing in a low-turnover pocket
- Owner-occupants prioritizing an established interior location over new build
Probably not for
- Buyers needing to choose from multiple active listings immediately
- Anyone wanting larger square footage or newer construction as a baseline
- Buyers expecting community amenities or an association-maintained lifestyle
The market around Oakland Heights
Oakland Heights is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Oakland Heights specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in OAKLAND HEIGHTS 1ST ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Oakland Heights buying strategy.
If we were buying in Oakland Heights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oakland Heights.
A condition-driven mid-century pocket
The housing stock skews small and older — a median footprint near 1,485 square feet and a median vintage of roughly 1964. That age spread, running from 1955 up to 2010, means you will see everything from largely original ranch homes to fully renovated ones on the same streets. The practical takeaway: inspect carefully, budget for older-home systems, and let condition, not listing gloss, set your number.
Owner-occupancy sits at about 58%, a majority-owner mix that tends to support steady upkeep without being fully insulated from investor and rental activity. There are no community amenities identified in current listings, so value here rests on the homes and the location itself rather than shared facilities or association perks.
The location and the amenities are priced into every listing in Oakland Heights. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With no active listings and a market that turns over quietly, timing and access matter more than browsing. We track this pocket closely, separate a genuinely updated home from cosmetic staging, and price to condition rather than to hope — which is exactly what a small, mid-century inventory like this demands from both buyers and sellers.
Oakland Heights in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oakland Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oakland Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oakland Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oakland Heights home worth?
Get a no-obligation home value based on real comparable sales in Oakland Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in OAKLAND HEIGHTS 1ST ADDN
Homes in OAKLAND HEIGHTS 1ST ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 378 NW Oakland Circle · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Oakland Heights?
What share of Oakland Heights is owner-occupied?
When were the homes in Oakland Heights built?
Who is the best real estate agent for Oakland Heights?
How do I find a top Fort Walton Beach real estate agent who knows Oakland Heights?
Can Momentum Realty connect me with an agent for Oakland Heights?
Where is Oakland Heights, and what county is it in?
Should you buy in Oakland Heights?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1999 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how OAKLAND HEIGHTS 1ST ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
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