Osprey Creek M D
Homes for Sale in Palm City, FL
All 118 homes for sale in Palm City, FL · median $740,500 · 309 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
Homes listed or recently sold were built 1984–1984; 4 of 4 report an HOA (median $379/mo). As of September 2026, the MLS records 6 closed sales in Osprey Creek M D 09 in Palm City, FL since 2009, the most recent in May 2026. Across Palm City as a whole, 136 homes closed in the last 12 months at a median of $776,500, 64 median days on market, with 51 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,010 ($11,400 with the full homestead exemption).
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 45 (FL DOR 2025 assessment roll) |
| Years built | 1984–1985 (median 1984) |
| Typical living area | 1,682 sq ft (median) |
| Amenities listed by sellers | Gated with Guard, Gated Community, Golf Course, Basketball Court, Cafe/Restaurant, Clubhouse |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 62% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Osprey Creek M D 09 key facts,” movewithmomentum.com/neighborhoods/osprey-creek-m-d-09, data as of September 20, 2026.
Osprey Creek M D 09 is a small pocket in Palm City, and the honest starting point is that the current MLS snapshot gives us very little to model against. There is no median price, no days-on-market read, and no amenity set to point to as of mid-2026. That means price here will be driven by what actually comes to market: the individual home, its condition, its lot, and how it stacks up against the broader Palm City and Martin County picture.
For a buyer, thin data is not a reason to walk away, but it is a reason to underwrite each listing on its own merits rather than lean on a neighborhood "comp story" that does not yet exist. For a seller, it means pricing has to be built from nearby closed sales and honest condition assessment, not from an internal Osprey Creek trend line we cannot support. Patience and specifics win in a market this quiet on paper.
Nearby homes for sale
No active listings inside Osprey Creek M DHomes for Sale in Palm City, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Osprey Creek M D 09 is a Palm City address in Martin County with no community amenities identified from current listings, so its appeal rests on the homes themselves and the surrounding location rather than on shared facilities.
County records show 4 qualified sales in Osprey Creek M D across 2024–2025 (3 in 2024, 1 in 2025), median $372,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Osprey Creek M D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Osprey Creek M D
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Osprey Creek M DPhotos from Beaches MLS listings in Osprey Creek M D; content deemed reliable but not guaranteed.
Who Osprey Creek M D is best for.
Best for
- Buyers who want a quiet Palm City location and will judge value by the individual home
- Buyers prepared to lean on broader Martin County comps rather than an internal community trend
- Buyers focused on the house and lot itself, not on shared community facilities
Probably not for
- Buyers who require pool, clubhouse, or other shared amenities on site
- Buyers who want an active, data-rich market with plentiful recent comps
- Buyers seeking a firm asking-price benchmark before touring anything
The market around Osprey Creek M D
Osprey Creek M D is too small for its own price trend, so here is the market around it.
In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Osprey Creek M D specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Osprey Creek M D 09, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Osprey Creek M D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
The Osprey Creek M D buying strategy.
If we were buying in Osprey Creek M D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Osprey Creek M D.
A quiet file, priced home by home
With no amenities surfacing in current MLS data and no reliable price or timing figures to cite, this is a community where value is negotiated at the property level. Two homes on the same street can price very differently based on renovation, systems, and lot, and there is no shared-amenity premium here to smooth those differences out.
The practical upshot: treat any active or coming listing as its own case study. Compare it against recent Palm City closings, weigh condition honestly, and let the specifics of the house set the number. That discipline matters more here than in a community with a deep, active data trail.
The location and the amenities are priced into every listing in Osprey Creek M D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on public data, the edge comes from local legwork: pulling the right Palm City and Martin County comparables, reading condition in person, and building a number that holds up under scrutiny. We would rather tell you what we do not know than paper over it with a figure we cannot defend, and that is exactly the posture Osprey Creek M D 09 calls for.
Osprey Creek M D in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $379/month (about $4,548/yr) · median of 36 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $379 per month ($4,548 a year) — the median AssociationFee across 36 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Osprey Creek M D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Osprey Creek M D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Osprey Creek M D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Osprey Creek M D home worth?
Get a no-obligation home value based on real comparable sales in Osprey Creek M D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Osprey Creek M D?
What share of Osprey Creek M D is owner-occupied?
When were the homes in Osprey Creek M D built?
Who is the best real estate agent for Osprey Creek M D?
How do I find a top Palm City real estate agent who knows Osprey Creek M D?
Can Momentum Realty connect me with an agent for Osprey Creek M D?
Where is Osprey Creek M D, and what county is it in?
Should you buy in Osprey Creek M D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2009 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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