Out of County in LADY LAKE

Out of County
Homes for Sale in LADY LAKE, FL

Community in LADY LAKE · Lake County · ZIP 32102
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data21 years of closingsUpdated twice daily
Live · Out of County Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Lake: 26% (1,105 of 4,329)
0 · 1
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 13 a year
Ownership and context
50%
Cash buyers · Out of County
2 of 4 sales, 12 mo ending June 2021
Track record · 21 years of records
0
Failed listings · 2024
peaked at 143 in 2007
Jon Brooks, founder of Momentum Realty
Jon's Current Read

There is not much of a market to read here yet. One active listing and a single closing in the window is not enough data to draw a price trend from - it is enough to tell you this is a small, quiet corner of the Lake County rolls that happens to carry a Leesburg mailing address rather than Lady Lake proper. Whatever price a home commands here will be set almost entirely by that individual home's condition and lot, not by a comparable set.

The 12 months of supply and buyer-leaning posture point to a slow-moving corner of the market: at the current pace, it would take roughly a year to work through what is listed. For a buyer, that argues for patience and firm terms. For a seller, it argues for pricing conservatively and expecting the process to take longer than a hot submarket - there simply is not competitive pressure pushing offers up right now.

The 60-Second Overview

Out Of County Lady Lake is a low-volume slice of the market - a single active listing and one recent closing - so any read on it should be treated as directional rather than statistical.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a specific property here rather than shopping a range of options
  • A buyer with flexible timing who is comfortable with a slower, less liquid market
  • A seller prepared to price on the merits of the individual home rather than a comp-driven strategy

Probably not for

  • A buyer who wants a deep pool of active listings to compare before deciding
  • A seller expecting a fast sale in a tight timeframe
  • Anyone relying on neighborhood-wide price trends to make a decision, since the sample here is too small to support one

The market around Out of County

Out of County is a small community — 1,470 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.

In ZIP 32102, 52 homes are on the market and 23% are under contract — a steady corner of LADY LAKE.

Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).

The housing mix here is 73% single family residence, 16% manufactured home - post 1977, 3% ?.

ZIP and county figures describe the wider market, not Out of County specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Out of County, LADY LAKE

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 52 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-08-18)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Out of County today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Out of County.

Best Buy
A buyer or seller dealing with a specific home here, not someone shopping a competitive set of comparables.
Biggest Risk
Data scarcity means pricing has to be built home-by-home rather than pulled from a trend.
Sweet Spot
Buyers comfortable doing extra diligence in exchange for a quieter, less-contested transaction.
Avoid If
You want a community with an established, comparable sales history to benchmark against.

A market of one

With just one listing active and one closing recorded in this window, there is no meaningful trend line to chart. What we can say is structural: a 12.0 months-supply reading places this squarely in buyer-leaning territory, meaning whatever is on the market now is not moving at a pace that suggests upward price pressure. That is a normal condition for a smaller, less-liquid pocket of a county rather than a signal of anything wrong with the community.

The one amenity reported across this community's listings is a pool, per MLS data - worth confirming directly with the HOA before assuming access, hours, or whether it is a shared or private facility. Given the thin listing count, buyers should treat any amenity or condition detail as something to verify in person rather than assume from the record.

The location and the amenities are priced into every listing in Out of County. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin markets like this one reward local legwork over data alone - there is not enough volume for automated pricing tools or generic comp reports to mean much. We pull the actual closed and active records, verify amenity and HOA details directly rather than relying on listing remarks, and price off condition and lot specifics rather than a market trend that does not yet exist.

Out of County in 15 seconds.

Best forA buyer or seller dealing with a specific home here, not someone shopping a competitive set of comparables.
Biggest advantageLow competition among buyers, given the buyer-leaning posture and thin active inventory.
Biggest riskData scarcity means pricing has to be built home-by-home rather than pulled from a trend.
Sweet spotBuyers comfortable doing extra diligence in exchange for a quieter, less-contested transaction.
Avoid ifYou want a community with an established, comparable sales history to benchmark against.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Out of County sales matched to your home.

What is your Out of County home worth?

Get a no-obligation home value based on real comparable sales in Out of County, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Out of County on the map →

Real comps, not an automated estimate.

OUT OF COUNTY Market Scorecard

Strong buyer's market

OUT OF COUNTY is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $209,000, and homes go under contract in about 23 days.

12.0
Months supply
$209,000
Median list
$77,700
Median sold
$166
Per sqft
23
Days on mkt
1/0/1
Active/Pend/Sold

Typical home value in the 32159 ZIP is $317,506, about 10.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Do cash buyers compete in Out of County?
Cash buyers took 50% of Out of County sales in the 12 months ending June 2021 (2 of 4 closings, Stellar MLS).
Who is the best real estate agent for Out of County?
The best agent for Out of County is one who actively works LADY LAKE and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Out of County.
How do I find a top LADY LAKE real estate agent who knows Out of County?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Out of County and the wider LADY LAKE area.
Can Momentum Realty connect me with an agent for Out of County?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Out of County purchase or sale - no call center and no pressure.
A buyer targeting a specific property here rather than shopping a range of optionsExcellent fit
A buyer with flexible timing who is comfortable with a slower, less liquid marketExcellent fit
A seller prepared to price on the merits of the individual home rather than a comp-driven strategyExcellent fit
A buyer who wants a deep pool of active listings to compare before decidingProbably not
A seller expecting a fast sale in a tight timeframeProbably not
Anyone relying on neighborhood-wide price trends to make a decision, since the sample here is too small to support oneProbably not

Nearby Communities

Explore more neighborhoods near Out of County with Momentum Realty’s local guides.

Lady Lake Skyline Hills Lady Lake0.1 mi awayLady Lake April Hills Lady Lake0.5 mi awayNon Subdivision Fruitland Park0.6 mi awayLady Lake Cierra Oaks Lady Lake0.6 mi awayLady Lake Hidden Oaks Sub Lady Lake0.8 mi awayLady Lake Stonewood Manor Lady Lake0.8 mi awayLLLady Lake Padgett Estates Sub0.8 mi awayLady Lake Baggett Estates Lady Lake0.9 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2005 (328 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Out of County? 1 recorded closings (window ending 2026-08-02). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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