Out of County Lady
Homes for Sale in Leesburg, FL
All 684 homes for sale in Leesburg, FL · median $284,900 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $235,000, $176 per square foot, a median 32 days on market, sellers accepting 93% of original asking. Homes listed or recently sold were built 1924 - 2008; 6 of 12 report an HOA (median $146/mo); 1 of the 9 geocoded homes sit in a FEMA special flood hazard zone (median elevation 78 ft). At the median price and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $3,910 ($3,240 with the full homestead exemption).

There is not much of a market to read here yet. One active listing and a single closing in the window is not enough data to draw a price trend from - it is enough to tell you this is a small, quiet corner of the Lake County rolls that happens to carry a Leesburg mailing address rather than Lady Lake proper. Whatever price a home commands here will be set almost entirely by that individual home's condition and lot, not by a comparable set.
The 12 months of supply and buyer-leaning posture point to a slow-moving corner of the market: at the current pace, it would take roughly a year to work through what is listed. For a buyer, that argues for patience and firm terms. For a seller, it argues for pricing conservatively and expecting the process to take longer than a hot submarket - there simply is not competitive pressure pushing offers up right now.
Figures in this note are as of July 20, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Out of County LadyHomes for Sale in Leesburg, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Out of County Lady market snapshot (as of September 20, 2026): the median sale price is about $235K ($176 per sq ft over the trailing 12 months of closed sales), and a median 32 days on market for closed sales.
In ZIP 32102 (Leesburg), 55 homes closed in the last 12 months at a median of $227K ($159/sq ft), up 7.7% year over year, with a median 67 days on market. Right now 10 active and 1 pending listings put supply at about 4.8 months - a buyer's market. See the live ZIP 32102 housing market and the Lake County market.
Stellar MLS sales records identify 1,444 homes in Out Of County Lady Lake that have changed hands since 2003, built between 1912 and 2018 (median 2001), with a median living area of about 1,508 sq ft and a typical 3-bedroom, 2-bath layout; 82% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Out of County Lady: of 9 listing addresses checked against the FEMA National Flood Hazard Layer, 89% sit outside the FEMA Special Flood Hazard Area (Zone X); 11% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Leesburg.
Out Of County Lady Lake is a low-volume slice of the market - a single active listing and one recent closing - so any read on it should be treated as directional rather than statistical.
The setting & the homes.
Aerial and on-site photos of Out of County Lady. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Out of County Lady; content deemed reliable but not guaranteed.
Who Out of County Lady is best for.
Best for
- A buyer targeting a specific property here rather than shopping a range of options
- A buyer with flexible timing who is comfortable with a slower, less liquid market
- A seller prepared to price on the merits of the individual home rather than a comp-driven strategy
Probably not for
- A buyer who wants a deep pool of active listings to compare before deciding
- A seller expecting a fast sale in a tight timeframe
- Anyone relying on neighborhood-wide price trends to make a decision, since the sample here is too small to support one
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($235K) IS the median in the snapshot above.
Windows contain 0 to 129 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
9% of homes for sale in ZIP 32102 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Out of County Lady Market Scorecard
Out of County Lady is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Out of County Lady on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Out of County Lady
- Pool · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Out of County Lady buying strategy.
If we were buying in Out of County Lady today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Out of County Lady.
A market of one
With just one listing active and one closing recorded in this window, there is no meaningful trend line to chart. What we can say is structural: a 12.0 months-supply reading places this squarely in buyer-leaning territory, meaning whatever is on the market now is not moving at a pace that suggests upward price pressure. That is a normal condition for a smaller, less-liquid pocket of a county rather than a signal of anything wrong with the community.
The one amenity reported across this community's listings is a pool, per MLS data - worth confirming directly with the HOA before assuming access, hours, or whether it is a shared or private facility. Given the thin listing count, buyers should treat any amenity or condition detail as something to verify in person rather than assume from the record.
The location and the amenities are priced into every listing in Out of County Lady. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin markets like this one reward local legwork over data alone - there is not enough volume for automated pricing tools or generic comp reports to mean much. We pull the actual closed and active records, verify amenity and HOA details directly rather than relying on listing remarks, and price off condition and lot specifics rather than a market trend that does not yet exist.
Out of County Lady in 15 seconds.
What it really costs to own in Out of County LadyHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $146/month across 6 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Lake County is $1,756/yr (3,500 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 9 listing addresses checked against the FEMA flood map, 89% sit outside the high-risk zone and 11% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2000 across 12 listings. An original roof here would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Out of County LadyHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Out of County LadyHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Out of County LadyHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $146/month (about $1,758/yr) · median of 6 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $146 per month ($1,758 a year) - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Out of County Lady buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Out of County Lady sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Out of County Lady, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Out of County Lady home worth?
Get a no-obligation home value based on real comparable sales in Out of County Lady, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Leesburg →
Recently off market in Out Of County Lady Lake
Homes in Out Of County Lady Lake that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 701 Glen Oaks Drive · off market
| Location | Leesburg, Lake County, FL · ZIP 32102, 32159, 32162, 32163 and more |
|---|---|
| Home types (current listings and sales) | single-family 80%, manufactured homes 20% |
| Amenities listed by sellers | Other, Pool, Gated, Deed Restrictions, Golf |
| Sale prices, last 12 months | $235,000 median across 4 closed sales · $176 per sq ft |
| Days on market (closed sales) | 32 median |
| For sale right now | 0 active, 0 pending |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Out of County Lady key facts,” movewithmomentum.com/neighborhoods/out-of-county-lady-lake, data as of September 20, 2026.
Housing distress & ownership in Out Of County Lady Lake, Leesburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Recently sold in Out Of County Lady Lake
- 701 Glen Oaks Drive · sold $200,000
- 225 Skyline Drive · sold $77,700
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Leesburg guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Lake County)
- Homestead exemption (Lake County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Frequently Asked Questions
What is the median home price in Out of County Lady?
How long do homes in Out of County Lady take to sell?
Have Out of County Lady home prices gone up?
Who is the best real estate agent for Out of County Lady?
How do I find a top Leesburg real estate agent who knows Out of County Lady?
Can Momentum Realty connect me with an agent for Out of County Lady?
Where is Out of County Lady, and what county is it in?
Should you buy in Out of County Lady?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (1,070 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Out Of County Lady Lake fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Out of County Lady. These are the public schools most often assigned to other communities in ZIP 32102 / 32159 / 32162 / 32163 / 32179 / 32195; zones change and vary by address, so confirm with the district before you buy.
- Greenway or Emerald Shores Elementary · By address (assigned to 2 nearby communities)
- Lake Weir Middle and Lake Weir High · By address (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
More on Out of County Lady
- Home values · What homes in Out of County Lady actually sell for
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