Palmhaven
Homes for Sale in Panama City Beach, FL
All 725 homes for sale in Panama City Beach, FL · median $368,500 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Palmhaven is a community in Panama City Beach, Bay County, FL. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 4 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
Palmhaven is defined by where it sits in the approval process. The City Council upheld the approval with added conditions, which is progress, yet a final development order is still required before construction. Home type and pricing have not been published, so there is nothing to compare to resale yet.
Verify in writing once sales begin: the final development order, the home types and sizes, the deposit and contract terms, the HOA and any CDD, the delivery timeline, and how the park requirement is scheduled. The public park must be built before half of Phase 1 is complete, which is worth tracking against the sales schedule.
Figures in this note are as of October 23, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Palmhaven is a proposed Traditional Neighborhood Overlay District master plan at 12610 Front Beach Road in Panama City Beach, Bay County, with Fischer Homes as developer. The plan covers approximately 160 homes on land zoned for high-intensity commercial use. The Planning Board approved it in July 2026 and the City Council upheld that approval on Sept 10 2026 with added conditions, but a final development order is still required before construction. There are no listings yet. Home type, pricing, HOA and CDD details have not been published. Planned features include a multi-use trail, a public park area, 40 public golf cart parking spaces, outdoor showers and a stormwater retention pond.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Palmhaven is best for.
Best for
- Buyers who want to follow a planned community from the approval stage.
- Buyers who can wait for product and pricing details.
- Buyers who will keep other options open until a development order is issued.
Probably not for
- Buyers who need a home available soon.
- Buyers who need pricing and fees to set a budget.
- Buyers who cannot accept approval or construction delays.
Palmhaven: what we know so far
Palmhaven is not selling yet. There are no active listings and no recorded resales, so every number on this page comes from public records, county approvals and builder announcements, and is dated. We re-verify status on every rebuild.
| Developer | Fischer Homes |
|---|---|
| Community type | traditional neighborhood overlay master plan |
| County | Bay County, Florida |
| Last verified | September 11, 2026 |
| Source | discovery-2026-10-23 coming-soon-seed-2026-10-23 |
Status note: Palmhaven Traditional Neighborhood Overlay District Master Plan covers approximately 160 homes on land zoned for high-intensity commercial use. Home types and pricing have not been published.
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Recent Developments in Palmhaven
Development, infrastructure, retail, and school activity affecting Palmhaven, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Approval
Palmhaven: Pre-construction (Fischer Homes)
Palmhaven in Panama City Beach, Bay County. Palmhaven Traditional Neighborhood Overlay District Master Plan covers approximately 160 homes on land zoned for high-intensity commercial use. Home types and pricing have not been published. Timeline: Planning Board approved July 2026; City Council upheld approval Sept 10 2026 with added conditions; final development order required before construction; public park must be built before half of Phase 1 is complete.
What it may mean for the marketPlans, approvals and pricing can change; confirm current status, release schedule and fees with the builder or county before relying on them.
Source: wjhg.com
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Palmhaven buying strategy.
If we were buying in Palmhaven today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palmhaven.
160 planned homes on Front Beach Road
Palmhaven is at 12610 Front Beach Road in Panama City Beach, Bay County. Fischer Homes is the developer, and the plan is a Traditional Neighborhood Overlay District master plan on land zoned for high-intensity commercial use.
The plan covers approximately 160 homes. Listed features are a multi-use trail, a public park area, 40 public golf cart parking spaces, outdoor showers and a stormwater retention pond. The Planning Board approved it in July 2026, and the City Council upheld approval on Sept 10 2026 with added conditions. Home type, pricing, lot sizes and fees have not been published.
Unconfirmed: the final development order, builder lineup, product, costs and start date. Check City Council and Planning Board records for the order, and ask Fischer Homes for the first-phase schedule.
The location and the amenities are priced into every listing in Palmhaven. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum as Palmhaven moves forward
We follow Palmhaven's approvals, including the final development order, and then its first releases, pricing and incentives. We keep Panama City Beach and Bay County alternatives lined up so you have context when numbers appear.
When a contract exists we read the deposit terms, completion clauses, fee stack and timeline with you. You pay nothing for this because the builder pays our commission.
Palmhaven in 15 seconds.
Tools for a Palmhaven buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palmhaven sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palmhaven, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palmhaven home worth?
Get a no-obligation home value based on real comparable sales in Palmhaven, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Palmhaven?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community record | public records & builder filings listing records: the community is present in the MLS feed; no closed sale is on record in our archive yet, so no price statistics are shown |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of public records & builder filings records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Florida buyer guides
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Have a question about the homes, fees, rules or commute here? A Momentum agent who works Palmhaven will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.