Peggys Cove
Homes for Sale in Umatilla, FL
All 70 homes for sale in Umatilla, FL · median $364,900 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
Peggys Cove is a community in Umatilla, Lake County, FL. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).
Peggys Cove in Umatilla is not a community with a deep, active MLS trail right now. The current snapshot does not show a meaningful count of listings or sales to pull a price trend, days-on-market pattern, or inventory read from, and we are not going to manufacture one. What that tells a buyer or seller is simple: this is a market where you negotiate off the specific home in front of you, not off a neighborhood curve.
Without a run of comparable closings to lean on, pricing here gets set property by property, largely on lot, condition, and whatever a seller and buyer agree feels right for that specific house. That is a posture that rewards a buyer willing to do their own diligence and a seller willing to be patient and realistic rather than anchored to a chart.
Nearby homes for sale
No active listings inside Peggys CoveHomes for Sale in Umatilla, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Peggys Cove sits in Umatilla, in Lake County, an area that reads as low-key on current MLS data rather than a high-volume, heavily tracked subdivision.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Peggys Cove is best for.
Best for
- A buyer with a specific Peggys Cove listing in mind who wants direct, on-the-ground verification rather than a market report
- A buyer comfortable evaluating a home on its own condition and lot rather than a neighborhood price trend
- A buyer prioritizing Umatilla and Lake County location over a documented amenity package
Probably not for
- A buyer who wants recent comparable sales data before making an offer
- A buyer expecting an established community amenity set as part of the purchase
- A buyer who prefers a market with clear, current days-on-market and inventory patterns to lean on
The market around Peggys Cove
Peggys Cove is a small community — 4 recorded sales on file, most recently in 2013 — too few for its own price trend. Here is the market around it.
Across Lake County, 3,176 homes are active and 1,107 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Peggys Cove specifically. Momentum Research analysis of MLS records.
The Peggys Cove buying strategy.
If we were buying in Peggys Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Peggys Cove.
A market with no crowd to read
There is no recorded community amenity package showing up in current MLS listings for Peggys Cove, and there is not enough current listing activity to responsibly cite a median price, a days-on-market figure, or an inventory count for this snapshot. That is a factual gap, not a judgment on the community, and it means anyone evaluating Peggys Cove today is really evaluating individual homes and lots rather than a well-documented market pattern.
For Umatilla and Lake County generally, that kind of thin data trail is common in smaller, less-listed pockets. The practical move for a buyer is to treat every listing here on its own terms: get eyes on the specific property, verify condition and lot details directly, and do not assume a neighborhood-wide trend that the current feed simply does not support.
The location and the amenities are priced into every listing in Peggys Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where the MLS snapshot does not hand you a ready-made price story, the value is in someone who will go verify the specifics on your behalf rather than quote you a stat that does not exist. We tell clients plainly when the data is thin and help them evaluate Peggys Cove listings on the merits of the actual home, not a manufactured market narrative.
Peggys Cove in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Peggys Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Peggys Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Peggys Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Peggys Cove home worth?
Get a no-obligation home value based on real comparable sales in Peggys Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Peggys Cove on the map →
Should you buy in Peggys Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
See how Peggys Cove fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Peggys Cove
Where is Peggys Cove?
Peggys Cove is a community in Umatilla, Lake County, Florida.
Are there homes for sale in Peggys Cove right now?
No active listings inside Peggys Cove at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Peggys Cove have an HOA or CDD?
No HOA is on record for Peggys Cove in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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