Pinecrest
Homes for Sale in Fountain, FL

Community in Fountain · Bay County · ZIP 32401
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True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, Pinecrest in Fountain, FL has 1 home for sale. As of October 2026, the MLS records 16 closed sales in Pinecrest in Fountain, FL since 2012, the most recent in April 2026.

Last 30 days in Pinecrest: 1 new listing (median asking $125,000). As of October 2, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Pinecrest Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Pinecrest is an older, mixed-vintage pocket of Fountain, with a median build year of 1970 inside a much wider range that runs from 1920 up through 2024. That spread means age and condition, not just location, are doing most of the work on price here — a fully updated home and one that has not been touched since the 1970s can sit on the same street and land in very different places.

With homestead exemptions covering only about a quarter of the roughly 290 homes tracked, a meaningful share of this inventory is held as rental or non-primary property. For a buyer, that points to more turnover and more homes that come to market needing work. For a seller, it means your comparable pool is uneven — pricing has to be built around condition and recent, truly similar closings, not a single neighborhood number.

The 60-Second Overview

Pinecrest is a long-established residential area in Fountain built out over more than a century, with modest-sized homes and a market where condition and vintage matter more than any single neighborhood-wide price point.

CPAR sales records identify 9 homes in Pinecrest that have changed hands since 2012, built between 1940 and 2026 (median 2015), with a median living area of about 1,212 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer prioritizing a compact, lower-maintenance floor plan over a larger newer build
  • A buyer comfortable evaluating condition and renovation history on a home-by-home basis
  • An investor interested in a market where a notable share of homes are already non-owner-occupied

Probably not for

  • A buyer who wants a community with pools, a clubhouse, or other shared amenities included
  • A buyer who wants a newer-construction home as the default rather than the exception
  • A buyer uncomfortable with wide variation in condition and vintage from one listing to the next

The market around Pinecrest

Pinecrest is too small for its own price trend, so here is the market around it.

In ZIP 32401, 145 homes are on the market and 15% are under contract — a slower corner of Fountain.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32401 (Fountain), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Pinecrest specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Pinecrest

Live MLS inventory for Pinecrest. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Pinecrest listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Pinecrest Bay Right Now (1)

All 1 active and pending Pinecrest Bay listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Pinecrest today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pinecrest.

Best Buy
Buyers looking for an older, modestly sized home in Fountain and willing to evaluate condition property by property.
Biggest Risk
With no shared amenities and a wide condition spread, overpaying relative to a home's actual state is the main risk here.
Sweet Spot
Homes built closer to the 1970 median that have had at least partial updates tend to offer the clearest value-to-condition balance.
Avoid If
Skip Pinecrest if you want a newer build with community amenities included in the purchase.

A neighborhood built in layers

The 1920–2024 build range tells you Pinecrest was not developed on one timeline. It has an original older core supplemented by decades of infill and, more recently, newer construction mixed in among it. That layering is common in long-standing Bay County communities, but it puts more pressure on buyers to evaluate each home individually — permit history, system age, and any updates matter as much as square footage.

At a median of 1,300 living square feet, homes here skew toward compact, efficient floor plans rather than larger, newer-build layouts. There are no community amenities identified from current MLS listings, so this is a neighborhood you buy for the home and the location within Fountain, not for a shared pool, clubhouse, or HOA-maintained common space.

“

The location and the amenities are priced into every listing in Pinecrest. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood with this much variation in age and condition, generic comps do not hold up. We pull the recent closings that actually match a given home's vintage and condition, flag what renovation or deferred maintenance is likely doing to value, and help buyers and sellers price against reality rather than an average that does not apply to their specific house.

Pinecrest in 15 seconds.

Best forBuyers looking for an older, modestly sized home in Fountain and willing to evaluate condition property by property.
Biggest advantageThe wide build-year range creates real opportunity for buyers comfortable taking on a home that needs updating.
Biggest riskWith no shared amenities and a wide condition spread, overpaying relative to a home's actual state is the main risk here.
Sweet spotHomes built closer to the 1970 median that have had at least partial updates tend to offer the clearest value-to-condition balance.
Avoid ifSkip Pinecrest if you want a newer build with community amenities included in the purchase.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Pinecrest homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Pinecrest.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pinecrest sales matched to your home.

What is your Pinecrest home worth?

Get a no-obligation home value based on real comparable sales in Pinecrest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Pinecrest on the map →

Real comps, not an automated estimate.
A buyer prioritizing a compact, lower-maintenance floor plan over a larger newer buildExcellent fit
A buyer comfortable evaluating condition and renovation history on a home-by-home basisExcellent fit
An investor interested in a market where a notable share of homes are already non-owner-occupiedExcellent fit
A buyer who wants a community with pools, a clubhouse, or other shared amenities includedProbably not
A buyer who wants a newer-construction home as the default rather than the exceptionProbably not
A buyer uncomfortable with wide variation in condition and vintage from one listing to the nextProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (16 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Pinecrest

Where is Pinecrest?

Pinecrest is a community in Fountain, Bay County, Florida, ZIP 32401 / 32404 / 32413 / 32438.

Are there homes for sale in Pinecrest right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Pinecrest have an HOA or CDD?

No HOA is on record for Pinecrest in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Pinecrest? 2 recorded closings (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Pinecrest with Momentum Realty’s local guides.

Green Hills (Bay)1.4 mi away · median $112K, 3 sales/12 moFountain1.7 mi awayFla Ranchos1.8 mi awayCaravana Manor2.3 mi away · 17 homes, built 1981–07, 2 for saleGolden Hwy Estates2.4 mi awaySouth Caravana Manor2.5 mi away · 1 for saleTung Grove Estates4.3 mi away · median $130K, 3 sales/12 moMirror Lake Estates (Calhoun)6.8 mi away · 1 for sale

Browse all neighborhood guides →

Talk to a Local Pinecrest Expert
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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.