Regatta Bay Commodore Point
Homes for Sale in Destin, FL
All 610 homes for sale in Destin, FL · median $639,900 · 614 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $1,285,000, a median 153 days on market, sellers accepting 88% of original asking. Homes listed or recently sold were built 2000–2004; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 10 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $16,570 ($16,060 with the full homestead exemption).
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 36 (FL DOR 2025 assessment roll) |
| Years built | 1998–2023 (median 2003.5) |
| Typical living area | 4,814 sq ft (median) |
| Amenities listed by sellers | Gated, Golf, Pickleball, Playground, Pool, Tennis Court(s) |
| Sale prices, last 12 months | $1,285,000 median across 3 closed sales |
| Days on market (closed sales) | 153 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 75% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “REGATTA BAY COMMODORE POINT key facts,” movewithmomentum.com/neighborhoods/regatta-bay-commodore-point, data as of September 20, 2026.
Regatta Bay Commodore Point sits at the high end of the Destin market, with a median price of $1,285,000. With no shared amenities identified from current listings, what you are paying for here is the individual property — its lot, its build quality, its condition, and its position within this Okaloosa County enclave — rather than a bundle of community features. Expect price to be driven almost entirely by the home itself, which means wide variation between listings and real reward for buyers who know how to read condition.
The market posture is patient. Median days on market sits at 153 — homes here are not trading quickly, and the closing window is thin. For a buyer, that means time to underwrite carefully and negotiate rather than chase. For a seller, it means pricing to the property's true merits and preparing for a longer marketing runway; the buyers at this level are deliberate, and the listings that move are the ones priced honestly out of the gate.
Nearby homes for sale
No active listings inside REGATTA BAY COMMODORE POINT right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Regatta Bay Commodore Point market snapshot (as of September 20, 2026): the median sale price is about $1.29M, and a median 153 days on market for closed sales.
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
County records show 7 qualified sales in REGATTA BAY COMMODORE POINT across 2024–2025 (4 in 2024, 3 in 2025), median $1.39M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Regatta Bay Commodore Point is a community of 36 homes in Destin, Okaloosa County, built between 1998 and 2023 (median 2003.5), with a median living area of about 4,814 square feet. 75% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A luxury-tier pocket of Destin in Okaloosa County where pricing turns on the individual home rather than shared amenities, and where listings tend to sit long enough to reward a measured approach on both sides of the table.
The setting & the homes.
Aerial and on-site photos of Regatta Bay Commodore Point. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Regatta Bay Commodore Point
Regatta Bay Commodore Point
Regatta Bay Commodore PointPhotos from Emerald Coast MLS listings in Regatta Bay Commodore Point; content deemed reliable but not guaranteed.
Who Regatta Bay Commodore Point is best for.
Best for
- Buyers with a budget at or near the $1,285,000 median who want a standalone luxury home rather than a resort-style amenity package
- Patient buyers who can use a 153-day market to negotiate and take their time on due diligence
- Long-hold owners who are not counting on a quick resale
Probably not for
- Buyers who expect community amenities as part of the value proposition
- Anyone needing a fast, liquid resale given the long days on market
- Budget-sensitive buyers for whom a median north of $1.2M is a stretch
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.29M) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
13% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Regatta Bay Commodore Point Market Scorecard
Regatta Bay Commodore Point is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Regatta Bay Commodore Point on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Regatta Bay Commodore Point buying strategy.
If we were buying in Regatta Bay Commodore Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Regatta Bay Commodore Point.
A property-driven market, not an amenity play
With no community amenities surfacing in current MLS listings, the value case rests on the house and its parcel. That places a premium on due diligence: construction, condition, elevation, and lot position matter more than any brochure feature. At a $1,285,000 median, small differences in these fundamentals explain most of the spread between one listing and the next.
The 153-day median on market is the headline number for anyone transacting here. This is not a market that punishes patience — it rewards it. Buyers have room to inspect, verify, and negotiate. Sellers should plan for a longer hold and lead with accurate pricing, because with a shallow closing window the market is not absorbing overpriced inventory.
The location and the amenities are priced into every listing in Regatta Bay Commodore Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a property-driven, slow-turning market like this one, the edge comes from underwriting the individual home correctly and pricing against real evidence — not sentiment. We help buyers translate a long days-on-market picture into negotiating leverage, and we help sellers set expectations for the runway ahead so the listing does not go stale. When the community is not the right fit for your budget or timeline, we will say so.
Regatta Bay Commodore Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Regatta Bay Commodore Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Regatta Bay Commodore Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Regatta Bay Commodore Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Regatta Bay Commodore Point home worth?
Get a no-obligation home value based on real comparable sales in Regatta Bay Commodore Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Regatta Bay Commodore Point?
How long do homes in Regatta Bay Commodore Point take to sell?
How many homes are in Regatta Bay Commodore Point?
What share of Regatta Bay Commodore Point is owner-occupied?
When were the homes in Regatta Bay Commodore Point built?
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Where is Regatta Bay Commodore Point, and what county is it in?
Should you buy in Regatta Bay Commodore Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2020 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how REGATTA BAY COMMODORE POINT fits the bigger picture — live prices, inventory, and Momentum Scores:
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