Russell Retreat
Homes for Sale in Green Cove Springs, FL
All 398 homes for sale in Green Cove Springs, FL · median $377,742 · 389 homes for sale in 32043 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of LENNAR REALTY INC · via realMLS
As of November 2026, Russell Retreat in Green Cove Springs, FL has 4 homes for sale and 4 pending, asking from $409,900 to $439,925 (median $437,017). Over the 12 months ending 2026-08-10, 22 recorded sales closed at a median of $467,240, $151 per square foot, a median 55 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 2026–2026 with 20 new construction; 20 of 20 report an HOA (median $160/mo); none of the 20 geocoded homes sit in a FEMA special flood hazard zone (median elevation 25 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $7,030 ($6,440 with the full homestead exemption).
Last 30 days in Russell Retreat: 1 new listing (median asking $409,900), 4 under contract right now, 4 closed sales (median $401,448). As of November 14, 2026, realMLS.
Russell Retreat Green Cove Springs: Is $467K Worth It? (2026)
Russell Retreat is a Green Cove Springs community with a $467K median sold price and 56 median days to sell. Numbers from realMLS, county property appraisers and public records, listings updated nightly on this page.
2 min 7 s · Momentum Realty on YouTube · data from realMLS, county property appraiser, Citizens, FEMA · Equal Housing Opportunity
Key moments
- 0:00 Russell Retreat in one number
- 0:15 The community at a glance
- 0:35 The Russell Retreat market right now
- 0:52 What it means if you are buying
- 1:20 What it costs to own
- 1:52 Get alerts when new homes list
Transcript
Russell Retreat, in Green Cove Springs, is a Clay County community where the median sold price over the last 12 months is 467,000 dollars, and homes take a median of 56 days to sell. Here's what that means if you're watching this one.
Russell Retreat is a neighborhood in Green Cove Springs, in Clay County. Over the last 10 years it has averaged about 12 sales a year, and 22 homes sold in the last 12 months. Every number in this video comes from the community page at move with momentum dot com, from realMLS and public records.
In the last 12 months, 22 homes sold at a median of 467,000 dollars. That's 151 dollars a square foot, matching its 2026 peak, at 94 point 6 percent of asking. Right now 3 homes are listed and 6 are pending.
67 percent of homes here are under contract, against 29 percent across Clay County, which typically means more competition for the homes that list. That's typical, not a promise. Homes here have sold at 94 point 6 percent of asking, against 96 point 7 percent for the county, so compare each home to recent closings, not to asking prices. Verify whether an HOA or a CDD applies.
Ask for the current tax bill, and remember that Florida resets the assessed value after a sale, so the seller's bill usually isn't what you'll pay. Of the homes listed or recently sold here, 24 of 24 report an HOA, at a median of 160 dollars a month, so ask what the dues cover, and whether a CDD assessment applies. Of 24 listing addresses checked against the FEMA flood map, 100 percent sit outside the high-risk zone; still check the map by address, and get insurance quoted by address.
Get an email the moment new homes list: the alerts box is on the Russell Retreat page at move with momentum dot com, updated every night. I'm Jon Brooks with Momentum Realty.
Homes For Sale Right Now in Russell Retreat
Live MLS inventory for Russell Retreat. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 79 daysTop listing
Active · 79 days
Active · 308 days
Active · 27 days
Pending · 72 days
Pending · 99 days
Pending · 58 days
Pending · 215 daysActive and pending Russell Retreat listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Russell Retreat right now
🔴 Seller-leaning market. 1.6 months of supply and 67% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 10, 2026. Confidence: Very High (9 active and pending listings, 22 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Russell Retreat market snapshot (as of August 10, 2026): the median sale price is about $467K ($151 per sq ft over the trailing 12 months of closed sales), a median 56 days on market for closed sales, and 1.6 months of supply, a seller-leaning market.
In ZIP 32043 (Green Cove Springs), 1,042 homes closed in the last 12 months at a median of $338K ($183/sq ft), down 2.1% year over year, with a median 61 days on market. Right now 239 active and 95 pending listings put supply at about 2.8 months — a balanced market. See the live ZIP 32043 housing market and the Clay County market.
realMLS (Northeast Florida) sales records identify 41 homes in Russell Retreat that have changed hands since 2025, built between 2025 and 2026 (median 2026), with a median living area of about 3,026 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Russell Retreat: of 20 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Green Cove Springs.
The setting & the homes.
Aerial and on-site photos of Russell Retreat. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Russell RetreatRussell RetreatRussell RetreatRussell RetreatRussell RetreatRussell RetreatRussell RetreatRussell RetreatPhotos from realMLS listings in Russell Retreat; content deemed reliable but not guaranteed.
Russell Retreat on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Russell Retreat
- Playground · reported on 23 of 23 listings
- Trash · reported on 23 of 23 listings
- Clubhouse · reported on 11 of 23 listings
- Fitness Center · reported on 11 of 23 listings
- Pool · reported on 10 of 23 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Russell Retreat are close: the nearest groceries is about 9 minutes away.
- Blue Rhino Propane Exchange · Groceries9 min
- The Turmeric Kitchen · Dining10 min
- Camp Chowenwaw Park · Parks11 min
- O&M Coffee · Coffee15 min
- Baptist and Wolfson Clay Emergency Room · Health16 min
- Meant For Me Gifts · Shopping17 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Russell Retreat with Momentum Realty’s local guides.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Shadowlawn ElementaryFLDOE grade A · Public K-5, verify zoning
- Lake Asbury Junior HighFLDOE grade A · Public 9-12, verify zoning
- Clay High SchoolFLDOE grade B · Public 9-12, verify zoning
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Russell Retreat address.
Recent Developments in Russell Retreat
Development, infrastructure, retail, and school activity affecting Russell Retreat, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 8 miles southwest of Russell Retreat.
Source: News4JAX - July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The site is about 4 miles northwest of Russell Retreat.
Source: Jacksonville Today - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 10 miles west of Russell Retreat.
Source: Jax Daily Record - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 12 miles south of Russell Retreat, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 11 miles south of Russell Retreat.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 10 miles west of Russell Retreat.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Russell Retreat buying strategy.
If we were buying in Russell Retreat today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Russell Retreat.
A closer look at the Russell Retreat market
At a median of $151 per square foot, Russell Retreat prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.6 months of supply, a seller-leaning market. Homes that do trade take a median 56 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Russell Retreat. The deal is won or lost on condition, the comps, and the renovation math.
Tools for a Russell Retreat buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Russell Retreat sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Russell Retreat, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Russell Retreat home worth?
Get a no-obligation home value based on real comparable sales in Russell Retreat, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Green Cove Springs →
Recently off market in Russell Retreat
Homes in Russell Retreat that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 27 on record.
- 2324 River Park · off market
- 2332 River Park Trace · off market
- 2335 River Park Trace · off market
- 2336 River Park Trace · off market
- 2345 River Park Trace · off market
- 2349 River Park Trace · off market
- 2350 River Park Trace · off market
- 2353 River Park Trace · off market
| Location | Green Cove Springs, Clay County, FL · ZIP 32043 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Playground, Trash, Clubhouse, Fitness Center, Jogging Path, Park |
| Sale prices, last 12 months | $467,240 median across 22 closed sales · $151 per sq ft |
| Days on market (closed sales) | 55 median |
| For sale right now | 3 active, 6 pending · median asking $434,980 · 1.6 months of supply |
| Zoned public schools | Shadowlawn Elementary (A, FLDOE 2025-26); Lake Asbury Junior High (A, FLDOE 2025-26); Clay High School (B, FLDOE 2025-26) |
Data as of August 10, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Russell Retreat key facts,” movewithmomentum.com/neighborhoods/russell-retreat-green-cove-springs, data as of August 10, 2026.
Housing distress & ownership in Russell Retreat, Green Cove Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Russell Retreat
The newest homes for sale in Russell Retreat right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2474 Morganza Way $409,900 · 4 bd · 3 ba · 2,382 sq ft · listed Oct 17, 2026 Courtesy of CENTURY 21 INTEGRA
- 2413 Morganza Way $439,899 · 5 bd · 3.5 ba · 3,026 sq ft · listed Aug 26, 2026 Courtesy of LENNAR REALTY INC
- 2444 Morganza Way $439,925 · 5 bd · 3.5 ba · 3,026 sq ft · listed Aug 26, 2026 Courtesy of LENNAR REALTY INC
- 2454 Morganza Way $434,135 · 5 bd · 3.5 ba · 3,026 sq ft · listed Jan 9, 2026 Courtesy of LENNAR REALTY INC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Russell Retreat Green Cove Springs Right Now (8)
All 8 active and pending Russell Retreat Green Cove Springs listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2474 Morganza Way · $409,900 · 4 bd / 3 ba · listed Oct 16, 2026 · listed by Century 21 Integra
- 2413 Morganza Way · $439,899 · 5 bd / 3.5 ba · listed Aug 27, 2026 · listed by Lennar Realty Inc
- 2444 Morganza Way · $439,925 · 5 bd / 3.5 ba · listed Aug 27, 2026 · listed by Lennar Realty Inc
- 2417 Morganza Way · $401,374 · 4 bd / 3 ba · pending · listed Aug 27, 2026 · listed by Lennar Realty Inc
- 2477 Morganza Way · $463,480 · 4 bd / 3 ba · pending · listed Aug 27, 2026 · listed by Lennar Realty Inc
- 2454 Morganza Way · $434,135 · 5 bd / 3.5 ba · listed Aug 15, 2026 · listed by Lennar Realty Inc
- 2425 Morganza Way · $389,980 · 4 bd / 3 ba · pending · listed Aug 15, 2026 · listed by Lennar Realty Inc
- 2458 Morganza Way · $401,374 · 4 bd / 3 ba · pending · listed Aug 15, 2026 · listed by Lennar Realty Inc
Recently sold in Russell Retreat Green Cove Springs
- 2421 Morganza Way · sold $394,980
- 2451 Morganza Way · sold $403,841
- 2441 Morganza Way · sold $399,056
- 2438 Morganza Way · sold $403,841
- 2455 Morganza Way · sold $469,980
- 2448 Morganza Way · sold $476,480
- 2445 Morganza Way · sold $470,000
- 2357 River Park · sold $469,980
- 2468 Morganza Way · sold $459,980
- 2461 Morganza Way · sold $497,480
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Green Cove Springs home searches
- All homes for sale in Green Cove Springs, FL
- Homes for sale in Clay County, FL
- Gated communities in Green Cove Springs
- Green Cove Springs home values: what is my house worth?
Green Cove Springs guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Green Cove Springs? Join Momentum in Green Cove Springs: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Morganza Way (26 homes on record)
What it really costs to own in Russell Retreat
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $437,017, the first-year bill with homestead is about $6,000/yr (Clay County total millage 15.053 mills, FY2025-26, Clay County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| HOA dues | Median $160/month across 16 MLS listings (most billed quarterly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Clay County is $1,189/yr (606 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 20 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
Estimated carrying cost at the median asking price, before the mortgage: about $759/month (tax $500, HOA $160, insurance $99). An estimate from the sources above, not a quote.
Email me new listings in Russell Retreat
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Russell Retreat
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Russell Retreat will answer, and the answer is published on this page for the next buyer.
24% of homes for sale in ZIP 32043 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
Russell Retreat Market Scorecard
Russell Retreat is currently a strong seller's market. About 1.8 months of supply, a median asking price of $437,017, and homes go under contract in about 79 days.
Typical home value in the 32043 ZIP is $344,671, about 13.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Russell Retreat?
How long do homes in Russell Retreat take to sell?
Is Russell Retreat a buyer's or seller's market right now?
What schools serve Russell Retreat?
Who is the best real estate agent for Russell Retreat?
How do I find a top Green Cove Springs real estate agent who knows Russell Retreat?
Can Momentum Realty connect me with an agent for Russell Retreat?
Where is Russell Retreat, and what county is it in?
Is Russell Retreat in a flood zone?
Is Russell Retreat a good place to live?
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 10, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-10 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2025 (24 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Russell Retreat fits the bigger picture — live prices, inventory, and Momentum Scores: