Community Details at a Glance
The Homes
Builders
KB Home (Classic + Executive series) and Dream Finders Homes
Pricing
KB Classic from ~$262,220, Executive up to ~$426,990, Dream Finders from ~$280,000
Type
New construction, two builders competing in one community
Lots
40-foot Classic homesites and 50-foot Executive homesites
Costs & Fees
HOA
Marketed around $152, but billing frequency differs by series in builder materials; confirm in writing
CDD
Anabelle Island CDD, managed by Governmental Management Services; get the current assessment per lot
Fuel
Natural gas heat, water heating, and cooking by plan
Amenities
Pool
Resort-style community pool
Play
Playground and green spaces
Boating
Lake Asbury boat ramps reach Black Creek and the St. Johns nearby
Access
Russell Road to the First Coast Expressway in minutes
Location
Setting
Russell Road, Lake Asbury corridor
ZIP
32043, Green Cove Springs
Access
First Coast Expressway minutes away
Two Builders, One Community
KB Home runs a built-to-order model across two series: Classic on 40-foot homesites from about $262,220, and Executive on 50-foot homesites with the larger plans that top out near $427,000. Dream Finders sells its own plans from about $280,000 with different specs, different incentives, and typically more spec inventory.
For buyers this means one address produces two competing offers: the same week can bring a KB rate buydown and a Dream Finders closing-cost credit, and the right answer flips with each cycle. Make both sales offices quote the same requirements and let the competition do its work, it is the cheapest negotiation leverage in the corridor.
Living on the Russell Road Corridor
Anabelle Island is a natural-gas community with a resort-style pool and a playground, sized to the price point rather than a water park. The corridor's real recreational flex is the Lake Asbury water access: nearby public ramps reach Black Creek, Doctors Lake, and the St. Johns, boat ownership without waterfront pricing.
Russell Road is the spine of the Lake Asbury boom, with the First Coast Expressway minutes away and new communities building all around. That means construction traffic for years and a deepening retail and services base behind it. You are buying the curve, not the finished product. Daily needs run the US-17 and CR-220 corridors, with Fleming Island carrying the bigger shopping and medical about 22 minutes north.
What to Check Before You Sign
- The CDD assessment on the exact lot, from the district or the TRIM notice, not the sales office
- The HOA schedule for your series in writing, amount and billing frequency
- Both builders quoted on your requirements the same week
- Incentives translated to monthly dollars, buydown versus credit versus price cut
- Gas equipment confirmed by plan, which appliances actually run gas
- The homesite walked, spacing, window lines, drainage, and what builds behind it
- Pre-drywall and final inspections scheduled, independent of the builder
- School zoning confirmed with Clay County for the address
Anabelle Island vs. Comparable Communities
The honest way to place Anabelle Island is against the Russell Road corridor it competes in.
| Community | How it compares to Anabelle Island |
|---|---|
| Sandridge Hills | Mattamy's no-CDD play nearby, the direct fee-structure rival. Run the CDD-inclusive monthly on both; the winner is closer than the list prices suggest. |
| Cross Creek | D.R. Horton's established corridor community, similar price lanes, different builder model and fee structure. The volume alternative. |
| Magnolia West | The established amenity community with resale stock and documented fees. Older homes, proven HOA, no builder timeline. |
Anabelle Island's case: two builders competing for you, natural gas, strong schools, and entry pricing. The case against: the CDD narrows the advantage, the Classic lots are tight, and the corridor's no-CDD options make the comparison closer than it looks.
The Honest Trade-offs
Pros
- Two builders competing inside one community, real leverage.
- Natural gas at an entry-to-mid price point.
- Strong Lake Asbury school chain nearby.
- Resort pool and playground included.
- Boat-ramp network minutes away for Black Creek and the St. Johns.
- Expressway corridor demand under long-term values.
Cons
- CDD on the tax bill, price it against no-CDD rivals.
- HOA billing-frequency confusion needs written resolution.
- Tight 40-foot Classic spacing.
- Years of corridor construction around you.
- Resale competes with two builders until sellout.
