Samara Lakes St Augustine
Homes for Sale in St. Augustine, FL

Community in St. Augustine · Duval County · ZIP 32092
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data20 years of closingsUpdated twice daily
Live · Samara Lakes St Augustine Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Track record · 20 years of records
0
Failed listings · 2019
peaked at 1 in 2017
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Samara Lakes carries a St. Augustine mailing address while sitting in Duval County, which is the first thing to understand before you compare it to anything. Price here is driven less by any single formula and more by condition, lot position, and how a given home stacks up against the rest of the community on the day it lists. We don't have a published price band for this community, so treat any home's number as condition-driven until we walk it together.

For a buyer, that means the work is in the comparison, not in chasing a headline figure. For a seller, it means presentation and condition do real work on the final number. Neither side should anchor to a range that doesn't exist in the data; we price and negotiate off what's actually standing in front of us.

Best for

  • Buyers who want a St. Augustine address while staying inside Duval County
  • Buyers willing to value a home on condition and comparison rather than a quoted range
  • Sellers who understand presentation and condition do the heavy lifting on the final number

Probably not for

  • Buyers who want a clearly advertised entry-to-ceiling price band before they engage
  • Buyers who assume a St. Augustine address means St. Johns County rules and services
  • Anyone unwilling to tour and compare homes one at a time to reach a number

The market around Samara Lakes St Augustine

Samara Lakes St Augustine is a small community — 3 recorded sales on file, most recently in 2019 — too few for its own price trend. Here is the market around it.

In ZIP 32092, 795 homes are on the market and 40% are under contract — a fast-moving corner of St. Augustine.

Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Samara Lakes St Augustine specifically. Momentum Research analysis of MLS records.

If we were buying in Samara Lakes St Augustine today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Samara Lakes St Augustine.

Best Buy
Buyers who want a St. Augustine address with Duval County logistics.
Biggest Risk
The county-vs-address mismatch can surprise buyers who don't read the fine print.
Sweet Spot
A well-kept home evaluated on its own condition rather than a phantom price range.
Avoid If
You need a published price band to feel comfortable before touring.

A St. Augustine address, a Duval reality

The address is the story worth slowing down on. A home in Samara Lakes reads as St. Augustine on paper but sits within Duval County, which affects taxing authority, county services, and how comps get pulled. Buyers who assume everything with a St. Augustine label falls under one county's rules will get tripped up here; the county line matters for the paperwork even when the postcard says otherwise.

Because we don't have a spread of price data to lean on, the honest approach is to evaluate each listing on its own merits — condition, lot, and how it compares to what else is available in the community at that moment. That's slower than quoting a range, but it's the only defensible way to value a home here right now.

The location and the amenities are priced into every listing in Samara Lakes St Augustine. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

The St. Augustine-address, Duval-County split is exactly the kind of detail that a general search tool glosses over and a local broker catches. We pull the right comps, flag the county-specific items that affect your carrying costs, and price a listing off real condition rather than a range that isn't in the data. That's the value in a community where the headline numbers are thin.

Samara Lakes St Augustine in 15 seconds.

Best forBuyers who want a St. Augustine address with Duval County logistics.
Biggest advantageA location that splits the difference between the historic city and the wider corridor to the north.
Biggest riskThe county-vs-address mismatch can surprise buyers who don't read the fine print.
Sweet spotA well-kept home evaluated on its own condition rather than a phantom price range.
Avoid ifYou need a published price band to feel comfortable before touring.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Samara Lakes St Augustine sales matched to your home.

What is your Samara Lakes St Augustine home worth?

Get a no-obligation home value based on real comparable sales in Samara Lakes St Augustine, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Samara Lakes St Augustine on the map →

Real comps, not an automated estimate.
Buyers who want a St. Augustine address while staying inside Duval CountyExcellent fit
Buyers willing to value a home on condition and comparison rather than a quoted rangeExcellent fit
Sellers who understand presentation and condition do the heavy lifting on the final numberExcellent fit
Buyers who want a clearly advertised entry-to-ceiling price band before they engageProbably not
Buyers who assume a St. Augustine address means St. Johns County rules and servicesProbably not
Anyone unwilling to tour and compare homes one at a time to reach a numberProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2006 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,612/mo
St. Johns County typical true cost to own
$115/mo
St. Johns County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.