Mill Creek Estates
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · via realMLS
As of October 2026, the MLS records 10 closed sales in Mill Creek Estates in St. Augustine, FL since 2013, the most recent in March 2026. Across St. Augustine as a whole, 2,438 homes closed in the last 12 months at a median of $445,000, 48 median days on market, with 692 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,990 ($5,480 with the full homestead exemption).
Mill Creek Estates sits in St. Johns County, and that location does a lot of the pricing work before anything else. In St. Augustine, buyers weigh commute lines, proximity to the coast, and lot character, and those factors tend to matter more than any single line item in a listing. What sets price here is condition and the specifics of the individual home — updated versus original, lot position, and how the property shows — rather than a uniform neighborhood number.
Without a large public run of active inventory to lean on, the honest posture is patience on both sides. Sellers should price to condition and be ready to substantiate value with the property itself; buyers should underwrite each home on its own merits rather than assume a community-wide trend. This is a market where the right preparation on either side of the table moves the outcome more than timing does.
The 60-Second Overview
Mill Creek Estates is a St. Augustine community in St. Johns County, where location and home condition drive value more than any headline figure. Treat each listing individually — the spread between a well-kept and a dated home can be wide.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Mill Creek Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Mill Creek EstatesPhotos from realMLS listings in Mill Creek Estates; content deemed reliable but not guaranteed.
Who Mill Creek Estates is best for.
Best for
- Buyers set on a St. Johns County / St. Augustine location who will judge homes individually
- Buyers with budget flexibility to weigh an updated home against one needing work
- Sellers ready to price to condition and let the property carry the value
Probably not for
- Buyers who want a single, predictable neighborhood price to plan around
- Buyers unwilling to underwrite condition and lot specifics home by home
- Sellers expecting the community name alone to lift an unprepared listing
The market around Mill Creek Estates
Mill Creek Estates is too small for its own price trend, so here is the market around it.
In ZIP 32092, 634 homes are on the market and 34% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,952 homes are active and 794 pending (29% under contract).
ZIP and county figures describe the wider market, not Mill Creek Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Mill Creek Estates, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Mill Creek Estates
Development, infrastructure, retail, and school activity affecting Mill Creek Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Infrastructure
CR 210 widening westbound lanes set to reopen in St. Johns County
News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.
What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 11 miles northeast of Mill Creek Estates, elsewhere in St. Johns County.
Source: News4Jax - July 2026Development
Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County
Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.
What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The project is about 11 miles northeast of Mill Creek Estates, elsewhere in St. Johns County.
Source: Jacksonville Today - July 2026Retail & Dining
Publix opens and more retailers coming to Marketplace at Nocatee
An official Nocatee business update reported that a Publix supermarket with a pharmacy drive-thru and adjacent Publix Liquors has opened at Marketplace at Nocatee. Additional announced tenants include SoFresh in late summer 2026, a Gate gas station, BODYBAR Pilates, a nail spa and a wine and spirits shop. The Hub at Nocatee entertainment concept is slated for 2028.
What it may mean for the marketExpands grocery, dining and everyday retail capacity at a growing town center, adding anchor and service tenants that build out the commercial base of the area. The project is about 12 miles northeast of Mill Creek Estates, elsewhere in St. Johns County.
Source: Nocatee - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 13 miles northwest of Mill Creek Estates.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 10 miles north of Mill Creek Estates, elsewhere in St. Johns County.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The project is about 10 miles north of Mill Creek Estates, elsewhere in St. Johns County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Mill Creek Estates buying strategy.
If we were buying in Mill Creek Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek Estates.
What actually moves value in Mill Creek Estates
The St. Johns County address is the anchor. St. Augustine buyers care about how a home sits — lot, orientation, and the state of the finishes — and those variables tend to separate two otherwise similar properties by a meaningful margin. Because price here is condition-driven, the most useful thing a buyer can do is compare homes head to head rather than reach for a single number.
For sellers, that means the burden of proof is on the property. Presentation, deferred-maintenance items, and a clear-eyed read on what today's buyer will pay for updates all matter. A home that shows well and is priced to its actual condition tends to command attention; one that leans on the community name alone does not.
The location and the amenities are priced into every listing in Mill Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Mill Creek Estates and the wider St. Augustine market home by home, not by headline. That means pricing to actual condition, underwriting each property on its own merits, and telling you plainly when a listing — or the community — is not the right fit for your goals. No inflated numbers, no pressure to move on the wrong house.
Mill Creek Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mill Creek Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek Estates home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Mill Creek Estates on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Mill Creek Estates?
What share of Mill Creek Estates is owner-occupied?
When were the homes in Mill Creek Estates built?
Who is the best real estate agent for Mill Creek Estates?
How do I find a top St. Augustine real estate agent who knows Mill Creek Estates?
Can Momentum Realty connect me with an agent for Mill Creek Estates?
Should you buy in Mill Creek Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32092/32259)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2013 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Mill Creek Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
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