Mill Creek Estates
Homes for Sale in St. Augustine, FL
All 1,277 homes for sale in St. Augustine, FL · median $481,997 · 489 homes for sale in 32092 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · via realMLS
As of October 2026, the MLS records 10 closed sales in Mill Creek Estates in St. Augustine, FL since 2013, the most recent in March 2026. Across St. Augustine as a whole, 2,493 homes closed in the last 12 months at a median of $430,000, 48 median days on market, with 1,282 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,790 ($5,270 with the full homestead exemption).
Part of the Mill Creek master-planned community in St. Augustine, FL — see all Mill Creek homes for sale (1 listing across 3 villages and sections in the MLS).
Mill Creek Estates sits in St. Johns County, and that location does a lot of the pricing work before anything else. In St. Augustine, buyers weigh commute lines, proximity to the coast, and lot character, and those factors tend to matter more than any single line item in a listing. What sets price here is condition and the specifics of the individual home — updated versus original, lot position, and how the property shows — rather than a uniform neighborhood number.
Without a large public run of active inventory to lean on, the honest posture is patience on both sides. Sellers should price to condition and be ready to substantiate value with the property itself; buyers should underwrite each home on its own merits rather than assume a community-wide trend. This is a market where the right preparation on either side of the table moves the outcome more than timing does.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Mill Creek Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Mill Creek Estates is a St. Augustine community in St. Johns County, where location and home condition drive value more than any headline figure. Treat each listing individually — the spread between a well-kept and a dated home can be wide.
realMLS (Northeast Florida) sales records identify 8 homes in Mill Creek Estates that have changed hands since 2013, built between 1950 and 1999 (median 1995), with a median living area of about 2,158 sq ft and a typical 3-bedroom, 2-bath layout; 62% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Mill Creek Estates across 2024–2024, median $540,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Mill Creek Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Mill Creek EstatesPhotos from realMLS listings in Mill Creek Estates; content deemed reliable but not guaranteed.
Who Mill Creek Estates is best for.
Best for
- Buyers set on a St. Johns County / St. Augustine location who will judge homes individually
- Buyers with budget flexibility to weigh an updated home against one needing work
- Sellers ready to price to condition and let the property carry the value
Probably not for
- Buyers who want a single, predictable neighborhood price to plan around
- Buyers unwilling to underwrite condition and lot specifics home by home
- Sellers expecting the community name alone to lift an unprepared listing
The market around Mill Creek Estates
Mill Creek Estates is too small for its own price trend, so here is the market around it.
In ZIP 32092, 777 homes are on the market and 36% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 2,089 homes are active and 883 pending (30% under contract).
In ZIP 32092 (St. Augustine), 2,022 homes closed in the last 12 months at a median of $449K ($212/sq ft), down 1.9% year over year, with a median 41 days on market. Right now 407 active and 216 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32092 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Mill Creek Estates specifically. Momentum Research analysis of MLS records.
The Mill Creek Estates buying strategy.
If we were buying in Mill Creek Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek Estates.
What actually moves value in Mill Creek Estates
The St. Johns County address is the anchor. St. Augustine buyers care about how a home sits — lot, orientation, and the state of the finishes — and those variables tend to separate two otherwise similar properties by a meaningful margin. Because price here is condition-driven, the most useful thing a buyer can do is compare homes head to head rather than reach for a single number.
For sellers, that means the burden of proof is on the property. Presentation, deferred-maintenance items, and a clear-eyed read on what today's buyer will pay for updates all matter. A home that shows well and is priced to its actual condition tends to command attention; one that leans on the community name alone does not.
The location and the amenities are priced into every listing in Mill Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Mill Creek Estates and the wider St. Augustine market home by home, not by headline. That means pricing to actual condition, underwriting each property on its own merits, and telling you plainly when a listing — or the community — is not the right fit for your goals. No inflated numbers, no pressure to move on the wrong house.
Mill Creek Estates in 15 seconds.
Tools for a Mill Creek Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek Estates home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Recently off market in Mill Creek Estates
Homes in Mill Creek Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 5100 Silo Road · off market
Housing distress & ownership in Mill Creek Estates, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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St. Augustine guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (St. Johns County)
- Homestead exemption (St. Johns County)
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Recent Developments in Mill Creek Estates
Development, infrastructure, retail, and school activity affecting Mill Creek Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- August 2026Schools
St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million
The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.
What it may mean for the marketA new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 7 miles north of Mill Creek Estates, elsewhere in St. Johns County.
Source: News4JAX - July 2026Infrastructure
CR 210 widening westbound lanes set to reopen in St. Johns County
News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.
What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 11 miles northeast of Mill Creek Estates, elsewhere in St. Johns County.
Source: News4Jax - July 2026Development
Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County
Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.
What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The project is about 11 miles northeast of Mill Creek Estates, elsewhere in St. Johns County.
Source: Jacksonville Today - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 13 miles northwest of Mill Creek Estates.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 10 miles north of Mill Creek Estates, elsewhere in St. Johns County.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The project is about 10 miles north of Mill Creek Estates, elsewhere in St. Johns County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
How many homes are in Mill Creek Estates?
What share of Mill Creek Estates is owner-occupied?
When were the homes in Mill Creek Estates built?
Who is the best real estate agent for Mill Creek Estates?
How do I find a top St. Augustine real estate agent who knows Mill Creek Estates?
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Where is Mill Creek Estates, and what county is it in?
How far is Mill Creek Estates from downtown Jacksonville and the beach?
Should you buy in Mill Creek Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 20, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32092/32259)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2013 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Nearby Communities
Explore more neighborhoods near Mill Creek Estates with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Mill Creek Estates. These are the public schools most often assigned to other communities in ZIP 32092; zones change and vary by address, so confirm with the district before you buy.
- Pacetti Bay Middle School · Middle · FLDOE grade A (assigned to 41 nearby communities)
- Tocoi Creek High School · High · FLDOE grade A (assigned to 41 nearby communities)
- Mill Creek Academy · K-8 · FLDOE grade A (assigned to 15 nearby communities)
- Wards Creek Elementary School · Elementary · FLDOE grade A (assigned to 9 nearby communities)
- Mill Creek Academy K-8 or Wards Creek Elementary · Elementary (assigned to 9 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).