Sound Retreat
Homes for Sale in Navarre, FL
All 104 homes for sale in Navarre, FL · median $479,500 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Mandani Bell, Coldwell Banker Realty · via Pensacola MLS
As of November 2026, Sound Retreat in Navarre, FL has 2 homes for sale. Sound Retreat is a community in Navarre, Santa Rosa County, FL. Across Navarre as a whole, 427 homes closed in the last 12 months at a median of $439,900, 40 median days on market, with 100 homes for sale today. At that median and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $5,630 ($5,130 with the full homestead exemption).
Sound Retreat is a small, mature pocket in Navarre where the homes were built in a tight window in the mid-1990s and run a little over 2,300 square feet at the median. With so few homes here, price is set less by a market rate and more by the specific condition and updates of whatever happens to be listed. Expect a wide spread between a dated original and a renovated one, and plan to underwrite each house on its own merits rather than by comparison.
The posture right now is decidedly buyer-leaning: 12 months of supply against just two active listings. That is a slow-moving, low-inventory picture — buyers have room to negotiate and time to be selective, while sellers should price to condition and expect patience rather than a quick auction. Nothing about the current numbers rewards over-pricing.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Sound Retreat right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
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· Updated November 6, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
This is a small, established Navarre enclave of mid-1990s homes on the larger side, where every home in the current snapshot is owner-occupied as a primary residence. Turnover is thin, so the community trades quietly rather than actively.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Sound Retreat. Swipe to explore the community.
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Sound RetreatPhotos from Pensacola MLS listings in Sound Retreat; content deemed reliable but not guaranteed.
Who Sound Retreat is best for.
Best for
- Long-hold buyers who want a settled, owner-occupied enclave and plan to stay for years
- Buyers seeking a full-size mid-1990s home and willing to budget for updates on a dated one
- Patient buyers comfortable waiting for a rare listing and using leverage in a buyer-leaning market
Probably not for
- Buyers on a tight timeline who need to close soon and cannot wait for inventory
- Shoppers who want to compare several options at once within one community
- Investors counting on quick turnover or fast resale in a low-liquidity pocket
The market around Sound Retreat
Sound Retreat is too small for its own price trend, so here is the market around it.
Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).
ZIP and county figures describe the wider market, not Sound Retreat specifically. Momentum Research analysis of MLS records.
The Sound Retreat buying strategy.
If we were buying in Sound Retreat today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sound Retreat.
A thin, condition-driven market
With only two homes and both built between 1993 and 1997, this is a homogeneous group by age but not necessarily by finish. A median of roughly 2,400 living square feet points to comfortable, full-size homes rather than starter product, and a full homestead share suggests a settled, live-in community rather than a rental or flip pool. That stability is a plus for anyone buying to stay.
The flip side of that stability is liquidity. Twelve months of supply on two listings means you may wait for the right home to appear, and sellers may wait for the right buyer. Because the sample is so small, a single sale can move the perceived market, so lean on a walk-through and inspection of the actual house over neighborhood averages.
The location and the amenities are priced into every listing in Sound Retreat. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin, the value we add is patience and precision: watching for the rare listing, reading each home on its own condition, and pricing to reality instead of hope. We will tell you plainly when a specific house does or does not justify its ask, and we will not pretend a two-home market moves like a busy subdivision.
Sound Retreat in 15 seconds.
Tools for a Sound Retreat buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sound Retreat sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sound Retreat, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sound Retreat home worth?
Get a no-obligation home value based on real comparable sales in Sound Retreat, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Navarre →
Recently off market in Sound Retreat
Homes in Sound Retreat that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1420 Castnet Dr · off market
- 1423 Sound Retreat Dr · off market
| Location | Navarre, Santa Rosa County, FL |
|---|---|
| Homes in the community | 2 (FL DOR 2025 assessment roll) |
| Years built | 1993–1997 (median 1995) |
| Typical living area | 2,396 sq ft (median) |
| Amenities listed by sellers | Waterfront Deed Access |
| For sale right now | 2 active, 0 pending · median asking $614,950 · 12.0 months of supply |
| Owner-occupied (homestead) share | 100% |
Data as of July 13, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sound Retreat key facts,” movewithmomentum.com/neighborhoods/sound-retreat-navarre, data as of July 13, 2026.
More Navarre home searches
- All homes for sale in Navarre, FL
- Homes for sale in Santa Rosa County, FL
- Navarre home values: what is my house worth?
- 4 coming-soon communities in Santa Rosa County
Navarre guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Santa Rosa County)
- Homestead exemption (Santa Rosa County)
- Home insurance cost
- New construction
- New construction (Santa Rosa County)
Florida buyer guides
Sound Retreat Market Scorecard
Sound Retreat is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.
Typical home value in the 32566 ZIP is $417,526, about 15.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Email me new listings in Sound Retreat
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sound Retreat
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sound Retreat will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
Is Sound Retreat a buyer's or seller's market right now?
How many homes are in Sound Retreat?
What share of Sound Retreat is owner-occupied?
When were the homes in Sound Retreat built?
Who is the best real estate agent for Sound Retreat?
How do I find a top Navarre real estate agent who knows Sound Retreat?
Can Momentum Realty connect me with an agent for Sound Retreat?
Where is Sound Retreat, and what county is it in?
Should you buy in Sound Retreat?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: November 5, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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