Sound Retreat
Homes for Sale in Navarre, FL
All 112 homes for sale in Navarre, FL · median $517,450 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Mandani Bell, Coldwell Banker Realty · via Pensacola MLS
As of September 2026, Sound Retreat in Navarre, FL has 2 homes for sale. Homes listed or recently sold were built 1993–1996; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 26 ft).
Sound Retreat is a small, mature pocket in Navarre where the homes were built in a tight window in the mid-1990s and run a little over 2,300 square feet at the median. With so few homes here, price is set less by a market rate and more by the specific condition and updates of whatever happens to be listed. Expect a wide spread between a dated original and a renovated one, and plan to underwrite each house on its own merits rather than by comparison.
The posture right now is decidedly buyer-leaning: 12 months of supply against just two active listings. That is a slow-moving, low-inventory picture — buyers have room to negotiate and time to be selective, while sellers should price to condition and expect patience rather than a quick auction. Nothing about the current numbers rewards over-pricing.
Sound Retreat right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 22, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
This is a small, established Navarre enclave of mid-1990s homes on the larger side, where every home in the current snapshot is owner-occupied as a primary residence. Turnover is thin, so the community trades quietly rather than actively.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Sound Retreat. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sound RetreatPhotos from Pensacola MLS listings in Sound Retreat; content deemed reliable but not guaranteed.
Who Sound Retreat is best for.
Best for
- Long-hold buyers who want a settled, owner-occupied enclave and plan to stay for years
- Buyers seeking a full-size mid-1990s home and willing to budget for updates on a dated one
- Patient buyers comfortable waiting for a rare listing and using leverage in a buyer-leaning market
Probably not for
- Buyers on a tight timeline who need to close soon and cannot wait for inventory
- Shoppers who want to compare several options at once within one community
- Investors counting on quick turnover or fast resale in a low-liquidity pocket
The market around Sound Retreat
Sound Retreat is too small for its own price trend, so here is the market around it.
Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).
ZIP and county figures describe the wider market, not Sound Retreat specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Sound Retreat, Navarre
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Sound Retreat
Live MLS inventory for Sound Retreat. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sound Retreat listings as of 2026-09-21, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Every Home for Sale in Sound Retreat Navarre Right Now (2)
All 2 active and pending Sound Retreat Navarre listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1420 Castnet Dr · $625,000 · 3 bd / 2 ba · listed Jul 9, 2026 · listed by Coldwell Banker Realty
- 1423 Sound Retreat Dr · $590,000 · 5 bd / 3 ba · listed Jul 6, 2026 · listed by Berkshire Hathaway Home Services PenFed Realty
Sound Retreat on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Oriole Beach · Elementary
- WOODLAWN BEACH · Middle
- Soundside High School · High
Zoned schools reflect the assignments reported on recent Sound Retreat listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sound Retreat address.
Shop the zone: Homes zoned for Soundside High School · Homes zoned for Gulf Breeze High School
The Sound Retreat buying strategy.
If we were buying in Sound Retreat today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sound Retreat.
A thin, condition-driven market
With only two homes and both built between 1993 and 1997, this is a homogeneous group by age but not necessarily by finish. A median of roughly 2,400 living square feet points to comfortable, full-size homes rather than starter product, and a full homestead share suggests a settled, live-in community rather than a rental or flip pool. That stability is a plus for anyone buying to stay.
The flip side of that stability is liquidity. Twelve months of supply on two listings means you may wait for the right home to appear, and sellers may wait for the right buyer. Because the sample is so small, a single sale can move the perceived market, so lean on a walk-through and inspection of the actual house over neighborhood averages.
The location and the amenities are priced into every listing in Sound Retreat. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin, the value we add is patience and precision: watching for the rare listing, reading each home on its own condition, and pricing to reality instead of hope. We will tell you plainly when a specific house does or does not justify its ask, and we will not pretend a two-home market moves like a busy subdivision.
Sound Retreat in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sound Retreat buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sound Retreat sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sound Retreat, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sound Retreat home worth?
Get a no-obligation home value based on real comparable sales in Sound Retreat, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Navarre →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Santa Rosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
34% of homes for sale in ZIP 32566 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).
Sound Retreat Market Scorecard
Sound Retreat is currently a buyer-leaning market (limited data). About 12.0 months of supply, a median asking price of $607,500, and homes go under contract in about 64.5 days.
Typical home value in the 32566 ZIP is $421,657, about 15.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Sound Retreat a buyer's or seller's market right now?
How many homes are in Sound Retreat?
What share of Sound Retreat is owner-occupied?
When were the homes in Sound Retreat built?
Who is the best real estate agent for Sound Retreat?
How do I find a top Navarre real estate agent who knows Sound Retreat?
Can Momentum Realty connect me with an agent for Sound Retreat?
Where is Sound Retreat, and what county is it in?
Should you buy in Sound Retreat?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: September 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Sound Retreat fits the bigger picture — live prices, inventory, and Momentum Scores:
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