Savoy
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Flagler County MLS
Over the 12 months ending 2026-07-29, 3 recorded sales closed at a median of $1,345,000, $602 per square foot, a median 159 days on market, sellers accepting 84% of original asking (-4% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $14,870 ($14,430 with the full homestead exemption).
Savoy is trading at a median of $1,345,000, or roughly $601.85 a square foot, but with only three closings in the current window, that median is more a snapshot than a trend line. A market this thin moves on the specifics of whatever few homes are actually on the table, not on broad demand.
The bigger signal is time and direction. A median of 159 days on market paired with a market heat score of 23 points to a buyer's environment, and prices are down 3.9% year over year. Sellers here need to price to the current tape, not last year's; buyers have room to negotiate on terms, timeline, or condition.
Savoy right now
🟡 Off the recent peak. The trailing-12-month median ($1.35M) is down 3.9% from the prior 12 months ($1.40M). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Flagler County MLS closed sales, 12-month windows ending July 29. Confidence: Low (3 and 7 sales in the two windows).
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Updated July 29, 2026 · Live data: Flagler County MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Savoy market snapshot (as of July 29, 2026): the median sale price is about $1.35M ($602 per sq ft over the trailing 12 months of closed sales), and a median 159 days on market for closed sales. The trailing-12-month median is down 4% from the prior 12 months, computed from record-level Flagler County MLS closed sales (3 closings in the current window).
Savoy sits in Naples' upper price tier, but with closing volume this low and days on market stretching past five months, pricing precision matters more here than in most Collier County communities.
Who Savoy is best for.
Best for
- Buyers focused on a specific property in Savoy rather than shopping a competitive set of comparables
- Buyers with flexibility on closing timeline who can use the current days-on-market pattern to negotiate
- Buyers prioritizing a Naples location over a fast, high-volume transaction environment
Probably not for
- Buyers who want a large pool of recent closed comparables to benchmark an offer against
- Sellers expecting a quick sale without adjusting for the current year-over-year price softening
- Buyers who need amenity-driven community features as part of the purchase decision
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level Flagler County MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.35M) IS the median in the snapshot above, and the move from 2025 ($1.40M) IS the -3.9% one-year change.
Windows contain 0 to 12 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Savoy Market Scorecard
Savoy is currently a thin data market. Limited supply, a median asking price of $2,000,000, and homes go under contract in about 114 days.
Typical home value in the 34103 ZIP is $1,104,768, about 92.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Savoy
Live MLS inventory for Savoy. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Savoy listings as of 2026-09-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Savoy buying strategy.
If we were buying in Savoy today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Savoy.
A Thin, Patient Market
With only three closings in the tracked window, Savoy does not generate enough transaction volume to establish a tight, reliable price band. The $601.85 per-square-foot median reflects whatever mix of size, condition, and finish happened to trade, so buyers should treat any single comparable with caution and lean on a broader view of the property itself.
The median 159-day marketing period and a market heat score of 23 both describe a slow-moving segment. That is not a red flag by itself in a limited-inventory luxury pocket, but it does mean sellers should expect a longer runway to close and buyers can afford to take their time on inspection and negotiation rather than compete on speed.
The location and the amenities are priced into every listing in Savoy. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this few closings, generic market data will not tell you much. We track the individual listings and recent contracts inside Savoy directly, so pricing and negotiation strategy are built on what is actually happening here, not a countywide average.
Savoy in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Savoy buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Savoy sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Savoy, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Savoy home worth?
Get a no-obligation home value based on real comparable sales in Savoy, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Savoy on the map →
Frequently Asked Questions
What is the median home price in Savoy?
How long do homes in Savoy take to sell?
Do cash buyers compete in Savoy?
Who is the best real estate agent for Savoy?
How do I find a top Naples real estate agent who knows Savoy?
Can Momentum Realty connect me with an agent for Savoy?
Should you buy in Savoy?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Savoy with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | Flagler County MLS closed sales, 12-month windows ending July 29, 2026 |
| Under-contract shares | Flagler County MLS records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2013 (87 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Flagler County MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Flagler County MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Naples & Naples & Collier County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Naples & Collier County or the full Neighborhood Finder.
See how Savoy fits the bigger picture — live prices, inventory, and Momentum Scores: