Seclusion Dunes in Santa Rosa Beach

Seclusion Dunes
Homes for Sale in Santa Rosa Beach, FL

All 855 homes for sale in Santa Rosa Beach, FL · median $1,150,000 · 865 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
21 homesBuilt 1940–2024
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Seclusion Dunes in Santa Rosa Beach, FL has 1 home for sale. As of October 2026, the MLS records 8 closed sales in Seclusion Dunes in Santa Rosa Beach, FL since 2012, the most recent in September 2025. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).

SECLUSION DUNES key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Homes in the community21 (FL DOR 2025 assessment roll)
Years built1940–2024 (median 1997.0)
Typical living area4,549 sq ft (median)
Amenities listed by sellersBeach, Deed Access, Fishing, Gated, Pets Allowed
For sale right now1 active, 0 pending · median asking $5,599,000
Owner-occupied (homestead) share18%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SECLUSION DUNES key facts,” movewithmomentum.com/neighborhoods/seclusion-dunes, data as of September 20, 2026.

Live · Seclusion Dunes Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Walton: 18% (698 of 3,872)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
18%
Owner-occupied · Seclusion Dunes
4 of 22 parcels homesteaded (FL DOR 2025)
82%
Non-owner-occupied · Seclusion Dunes
incl. 36% trust or LLC-held · 55% out-of-state
21
Homes in the community
plus 1 vacant residential lots · 22 residential parcels (FL DOR 2025)
Track record · 14 years of records
3
Recorded sales · 2024-2025
median $5.35M · qualified sales on the county roll (FL DOR 2025)
Est. 1940
Community established
homes built 1940-2024, median 1997 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Seclusion Dunes is a thin market by definition — there is one active listing as of July 2026. When inventory is this tight, the sale price is set less by comparable volume and more by the specific condition, location, and finishes of whatever single home happens to be available. There is no crowd of listings to anchor a number against, so pricing here is negotiated on the merits of the individual property.

For a buyer, that means patience and readiness matter more than leverage — you may wait for the right home, then have to move decisively when it lists. For a seller, the scarcity can work in your favor, but only if the home is prepared and priced to the reality of a small Santa Rosa Beach submarket where each listing effectively stands alone.

The 60-Second Overview

Seclusion Dunes is a small enclave in Santa Rosa Beach, Walton County, with a single home on the market at present — a community you approach one listing at a time rather than as a broad, liquid market.

Emerald Coast MLS sales records identify 6 homes in SECLUSION DUNES that have changed hands since 2012, built between 1995 and 2016 (median 2000), with a median living area of about 4,663 sq ft and a typical 6-bedroom, 6-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in SECLUSION DUNES across 2024–2025 (1 in 2024, 2 in 2025), median $5.35M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a specific home in a quiet Santa Rosa Beach location and are patient enough to wait for it
  • Buyers ready to act decisively when the single available listing fits their goals
  • Sellers who can prepare and price a home to stand alone in a low-inventory submarket

Probably not for

  • Buyers who want to compare several active listings side by side before committing
  • Buyers who prioritize shared community amenities, which are not identified here
  • Buyers on a tight timeline who cannot wait for inventory to appear

The market around Seclusion Dunes

Seclusion Dunes is too small for its own price trend, so here is the market around it.

In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Seclusion Dunes specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in SECLUSION DUNES, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 12 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Seclusion Dunes

Live MLS inventory for Seclusion Dunes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Seclusion Dunes listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Seclusion Dunes Right Now (1)

All 1 active and pending Seclusion Dunes listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 410 Beachfront Trail · $5,599,000 · 8 bd / 8 ba · listed Jul 2, 2026 · listed by Five Star Properties RE FL Inc

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Dune Lakes · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Seclusion Dunes listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Seclusion Dunes address.

If we were buying in Seclusion Dunes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seclusion Dunes.

Best Buy
Buyers focused on a specific home in a quiet Santa Rosa Beach setting rather than a broad selection.
Biggest Risk
With one listing, there is little comparable data to anchor pricing.
Sweet Spot
A buyer prepared to move quickly when the right property surfaces.
Avoid If
You need options to compare or built-in community amenities.

A one-listing market

With only one active listing and no community amenities identified from current MLS data, Seclusion Dunes is best understood as a location and a set of individual homes rather than a package of shared features. Buyers drawn here are buying the property and the Santa Rosa Beach setting, not an amenity roster.

Because the sample size is one, avoid reading any single sale as a trend. Value will track the condition and specifics of each home. If you are serious about this community, the practical move is to watch it closely and be prepared to act, since the next opportunity may be the only one for a while.

“

The location and the amenities are priced into every listing in Seclusion Dunes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin, generic comps do more harm than good. We track Seclusion Dunes and the surrounding Santa Rosa Beach submarket at the property level, so when a home lists we can tell you fast whether the asking price fits the home in front of you — and whether it is worth waiting for the next one.

Seclusion Dunes in 15 seconds.

Best forBuyers focused on a specific home in a quiet Santa Rosa Beach setting rather than a broad selection.
Biggest advantageScarcity can favor a well-prepared seller and reward a patient, ready buyer.
Biggest riskWith one listing, there is little comparable data to anchor pricing.
Sweet spotA buyer prepared to move quickly when the right property surfaces.
Avoid ifYou need options to compare or built-in community amenities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Seclusion Dunes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Seclusion Dunes.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seclusion Dunes sales matched to your home.

What is your Seclusion Dunes home worth?

Get a no-obligation home value based on real comparable sales in Seclusion Dunes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,772/mo
Walton County typical true cost to own
$162/mo
Walton County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Frequently Asked Questions

How many homes are in Seclusion Dunes?
The Florida DOR 2025 assessment roll shows 21 homes plus 1 vacant residential lots in Seclusion Dunes (public records).
What share of Seclusion Dunes is owner-occupied?
18% of Seclusion Dunes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Seclusion Dunes built?
Homes in Seclusion Dunes were built between 1940 and 2024, with a median year built of 1997.0 (FL DOR 2025 roll).
Who is the best real estate agent for Seclusion Dunes?
The best agent for Seclusion Dunes is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Seclusion Dunes.
How do I find a top Santa Rosa Beach real estate agent who knows Seclusion Dunes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Seclusion Dunes and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Seclusion Dunes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Seclusion Dunes purchase or sale - no call center and no pressure.
Where is Seclusion Dunes, and what county is it in?
Seclusion Dunes is in Santa Rosa Beach, Walton County, FL, ZIP 32459.
Buyers who want a specific home in a quiet Santa Rosa Beach location and are patient enough to wait for itExcellent fit
Buyers ready to act decisively when the single available listing fits their goalsExcellent fit
Sellers who can prepare and price a home to stand alone in a low-inventory submarketExcellent fit
Buyers who want to compare several active listings side by side before committingProbably not
Buyers who prioritize shared community amenities, which are not identified hereProbably not
Buyers on a tight timeline who cannot wait for inventory to appearProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32459))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Seclusion Dunes with Momentum Realty’s local guides.

Mar A Lago0.1 mi away · 2 for saleSugar Dunes Estates0.2 mi awayDunes Of Seagrove0.2 mi away · 4 for saleBTBeachfront Trail0.2 mi away · 1 for saleDunes Estates Of Seagrove0.3 mi awayWalk Over Dunes0.3 mi away · 15 homes, built 1983–24, 1 for saleWatersound West Beach0.4 mi away · median $1.95M, 19 sales/12 moEastern Lake Estates0.4 mi away · median $2.10M, 3 sales/12 mo

Browse all neighborhood guides →

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