Silver Creek Estates
Homes for Sale in Crestview, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-12, 5 recorded sales closed at a median of $400,000, a median 34 days on market, sellers accepting 96% of original asking (-2% versus the prior year). Homes listed or recently sold were built 2007–2014. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,160 ($4,650 with the full homestead exemption).
What sets price in Silver Creek Estates is square footage and condition, not location extras. This is a compact community of 68 homes built between 2006 and 2016, with a median just under 3,000 living square feet. That larger footprint is the story behind the $361,000 median; you are paying for space, and the spread within that number is driven by how updated a given home is rather than by tiers of pricing we can document.
The current posture is thin and tilted. There are zero active listings as of July 2026, so anything that comes to market meets buyers with nowhere else to look inside this community. At the same time the median is down 10.8% year over year, and homes have taken a median of 24 days to close. Sellers should not read the empty inventory as leverage to overprice; buyers should be ready to move on a well-kept listing but disciplined on anything that needs work.
Silver Creek Estates right now
🟡 Off the recent peak. The trailing-12-month median ($400K) is down 2.4% from the prior 12 months ($410K) and up 92% since 2012. With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Silver Creek Estates market snapshot (as of September 12, 2026): the median sale price is about $400K, and a median 34 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months and up 92% since 2012, computed from record-level Emerald Coast MLS closed sales (5 closings in the current window).
Silver Creek Estates is a small, single-era subdivision of larger homes in Crestview, where 82.4% of homes are homesteaded — a settled, owner-occupied community rather than a rental churn.
The setting & the homes.
Aerial and on-site photos of Silver Creek Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Silver Creek Estates
Silver Creek Estates
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Silver Creek EstatesPhotos from Emerald Coast MLS listings in Silver Creek Estates; content deemed reliable but not guaranteed.
Who Silver Creek Estates is best for.
Best for
- Buyers prioritizing living space, targeting a home around the $361,000 median with roughly 2,900+ square feet
- Long-hold owner-occupants comfortable in a low-turnover subdivision built between 2006 and 2016
- Patient buyers willing to monitor a market with zero active listings and move quickly when one appears
Probably not for
- Buyers who want pools, gates, or other community amenities — none are identified here
- Anyone needing to buy on a fixed near-term timeline, given there are currently no active listings
- Buyers seeking older character homes or a mix of build eras rather than 2006–2016 construction
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($400K) IS the median in the snapshot above, and the move from 2025 ($410K) IS the -2.4% one-year change.
Windows contain 0 to 12 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
SILVER CREEK ESTATES Market Scorecard
SILVER CREEK ESTATES is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32536 ZIP is $295,931, about 28.3% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Silver Creek Estates
Live MLS inventory for Silver Creek Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Silver Creek Estates listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Silver Creek Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bob Sikes · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Silver Creek Estates listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Silver Creek Estates address.
The Silver Creek Estates buying strategy.
If we were buying in Silver Creek Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Creek Estates.
A space-driven market with no amenity premium
The homes here are consistent by design: a tight 2006–2016 build window, a median build year of 2011, and a median living area near 2,947 square feet. No community amenities turn up in current MLS listings, so the value proposition is the house and the lot, not a pool or gate. That simplicity keeps carrying costs predictable and puts condition front and center when two homes compete.
With only 68 homes and a high homestead share, turnover is naturally low and inventory is scarce — the current count of active listings is zero. That makes timing matter. Sellers of a move-in-ready home have real scarcity working for them; buyers should watch the feed closely and be prepared to act, while still weighing the 10.8% year-over-year softening against any asking price.
The location and the amenities are priced into every listing in Silver Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Silver Creek Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.6). Basis: Long-Term Appreciation +92% since 2012; Recent Direction -2.4% year-over-year; Pricing Power 96.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 68-home community with no active listings, the deals happen before most buyers ever see them. We track this specific feed, know how condition moves the number off the $361,000 median, and can tell you honestly whether a given home is priced to the market or riding the empty-inventory story. On the sell side, we price to actual closings, not hope.
Silver Creek Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Creek Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Creek Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Creek Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Creek Estates home worth?
Get a no-obligation home value based on real comparable sales in Silver Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Recently off market in SILVER CREEK ESTATES
Homes in SILVER CREEK ESTATES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2387 Barberee Drive · off market
Frequently Asked Questions
What is the median home price in Silver Creek Estates?
How long do homes in Silver Creek Estates take to sell?
Have Silver Creek Estates home prices gone up?
Who is the best real estate agent for Silver Creek Estates?
How do I find a top Crestview real estate agent who knows Silver Creek Estates?
Can Momentum Realty connect me with an agent for Silver Creek Estates?
Should you buy in Silver Creek Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Silver Creek Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2011 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how SILVER CREEK ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores: