Smiths Carrie E
Homes for Sale in Umatilla, FL
All 70 homes for sale in Umatilla, FL · median $364,900 · 63 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Smiths Carrie E in Umatilla, FL since 2024, the most recent in August 2024. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).
There is not enough current MLS activity in Smiths Carrie E to establish a reliable price trend, and that absence is itself the data point. When a small community in Umatilla shows no recent median, no consistent listing volume, and no identified amenity package, it usually means turnover here is slow and infrequent rather than nonexistent.
For a buyer, that means pricing a home in this pocket has to lean on comparable sales from nearby Lake County communities rather than on Smiths Carrie E's own recent history. For a seller, it means patience and a realistic asking price matter more than chasing a number pulled from a busier neighborhood down the road.
Nearby homes for sale
No active listings inside Smiths Carrie EHomes for Sale in Umatilla, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Smiths Carrie E sits within Umatilla in Lake County, and current MLS records do not show an established amenity package or active price trend for the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Smiths Carrie E is best for.
Best for
- A buyer prioritizing a specific home or lot in Umatilla over a shared amenity package
- A buyer comfortable relying on an agent's outside comparables rather than a built-in community price trend
- A seller with realistic expectations who is willing to price against nearby comparables rather than local history
Probably not for
- A buyer who wants a documented, active price trend before writing an offer
- A buyer expecting a clubhouse, pool, or other shared community amenity
- A seller hoping for a fast sale driven by strong recent turnover in the immediate community
The market around Smiths Carrie E
Smiths Carrie E is too small for its own price trend, so here is the market around it.
In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32784 (Umatilla), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32784 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Smiths Carrie E specifically. Momentum Research analysis of MLS records.
The Smiths Carrie E buying strategy.
If we were buying in Smiths Carrie E today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Smiths Carrie E.
A community with a thin public record
Most Lake County communities generate enough listing activity for the MLS feed to build a running median and a days-on-market pattern. Smiths Carrie E has not, at least not recently. That is not a red flag on its own, but it changes how a purchase or sale should be approached: buyers should expect to do more manual comparable research, and sellers should expect their agent to look outside the immediate community for supporting data.
Because no community amenities are identified in current listings, anyone drawn to Smiths Carrie E is likely there for the lot, the house itself, or the general Umatilla location rather than for a clubhouse, pool, or gated feature set. That is a reasonable way to buy in this pocket, but it means the property has to stand on its own merits.
The location and the amenities are priced into every listing in Smiths Carrie E. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with limited current MLS visibility, the value of a broker is in the legwork the public data will not do for you: pulling comparable sales from adjacent Umatilla and Lake County pockets, verifying what a specific lot or structure is actually worth, and making sure a listing is priced against reality rather than against a thin or absent trend line.
Smiths Carrie E in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Smiths Carrie E buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Smiths Carrie E sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Smiths Carrie E, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Smiths Carrie E home worth?
Get a no-obligation home value based on real comparable sales in Smiths Carrie E, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Smiths Carrie E?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2024 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Smiths Carrie E
Where is Smiths Carrie E?
Smiths Carrie E is a community in Umatilla, Lake County, Florida, ZIP 32784.
Are there homes for sale in Smiths Carrie E right now?
No active listings inside Smiths Carrie E at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Smiths Carrie E have an HOA or CDD?
No HOA is on record for Smiths Carrie E in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Smiths Carrie E with Momentum Realty’s local guides.