Smiths W W
Homes for Sale in Umatilla, FL
All 69 homes for sale in Umatilla, FL · median $364,900 · 65 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Smiths W W Rep in Umatilla, FL, the most recent in July 2025. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).
Smiths W W Rep does not have an active enough MLS footprint right now to support a data-driven read on pricing or pace. That is a fact in itself: this is a small, quiet corner of Umatilla rather than a high-turnover subdivision, and buyers and sellers should treat it that way.
Without current listing volume to draw from, the honest posture here is patience and direct local legwork rather than leaning on market averages. Anyone serious about this community should expect to work off individual property specifics rather than neighborhood-wide trends.
Nearby homes for sale
No active listings inside Smiths W WHomes for Sale in Umatilla, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Smiths W W Rep sits in Umatilla, Lake County, an area better understood through its individual homes and lots than through any current MLS-driven statistical profile.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Smiths W W is best for.
Best for
- A buyer targeting a specific property in Umatilla rather than shopping a defined subdivision
- Someone comfortable doing direct due diligence when MLS-level community data is limited
- A buyer prioritizing location in Lake County over a built-out amenity package
Probably not for
- Someone who wants amenity-rich community living confirmed by current listings
- A buyer who needs recent comparable sales data before making an offer
- Someone expecting a fast-moving, high-inventory market to shop against
The market around Smiths W W
Smiths W W is too small for its own price trend, so here is the market around it.
In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32784 (Umatilla), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32784 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Smiths W W specifically. Momentum Research analysis of MLS records.
The Smiths W W buying strategy.
If we were buying in Smiths W W today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Smiths W W.
A Community With Thin Data
There is no current MLS record of shared amenities for Smiths W W Rep, and no active pricing or pace data to report. That does not mean the community lacks character or value, only that its market activity is not showing up in a way that supports broad statements.
For a buyer, this points toward a due-diligence-heavy approach: pull comparable sales from nearby Umatilla parcels, walk the actual lots, and confirm lot lines, utilities, and any deed restrictions directly rather than relying on aggregate community data.
The location and the amenities are priced into every listing in Smiths W W. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little current MLS activity, the value we add is in the legwork the data cannot do for you: pulling the right comparables from surrounding Umatilla parcels, verifying what a specific lot actually offers, and telling you plainly when a property here fits your goals and when it does not.
Smiths W W in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Smiths W W buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Smiths W W sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Smiths W W, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Smiths W W home worth?
Get a no-obligation home value based on real comparable sales in Smiths W W, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
Should you buy in Smiths W W?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2025 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Smiths W W Rep fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Smiths W W
Where is Smiths W W?
Smiths W W is a community in Umatilla, Lake County, Florida, ZIP 32784.
Are there homes for sale in Smiths W W right now?
No active listings inside Smiths W W at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Smiths W W have an HOA or CDD?
No HOA is on record for Smiths W W in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Smiths W W with Momentum Realty’s local guides.