South Cswy Isle Yacht Club 3Rd Add
Homes for Sale in St Petersburg, FL

Community in St Petersburg · Pinellas County
299 homesBuilt 1920–2024
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Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily
Live · South Cswy Isle Yacht Club 3Rd Add Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
76%
Owner-occupied · South Cswy Isle Yacht Club 3Rd Add
229 of 301 parcels homesteaded (FL DOR 2025)
24%
Non-owner-occupied · South Cswy Isle Yacht Club 3Rd Add
incl. 12% trust or LLC-held · 6% out-of-state
25%
Cash buyers · South Cswy Isle Yacht Club 3Rd Add
1 of 4 sales, 12 mo ending June 2019
299
Homes in the community
plus 2 vacant residential lots · 301 residential parcels (FL DOR 2025)
Track record · 11 years of records
Est. 1920
Community established
homes built 1920-2024, median 1960 (FL DOR 2025)
0
Failed listings · 2025
peaked at 3 in 2017
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and the individual property far more than by any tidy formula. With a housing stock spanning from 1920 all the way to 2024 and a median build year of 1960, you are looking at a genuinely mixed inventory — original mid-century homes, decades of renovations, and a handful of new builds all trading in the same pocket. The single number worth anchoring to is the median living area of roughly 2,060 square feet; everything else about value comes down to what has been updated and what has not.

At about 76% homestead, this is predominantly owner-occupied, which tends to mean measured turnover rather than a churn of investor flips. For a buyer, that argues for patience and a willingness to underwrite each home on its own merits. For a seller, it means comparables can be noisy — a well-executed renovation and an untouched 1960s house are not the same product, and pricing should reflect the actual condition rather than a neighborhood average.

Best for

  • Buyers comfortable underwriting a home on its own condition rather than a neighborhood price
  • Renovation-minded buyers seeking an older home with upside and a budget that accounts for the work
  • Long-hold owner-occupants who value a stable, mostly homesteaded pocket over turnover

Probably not for

  • Buyers who need consistent, cookie-cutter inventory and predictable pricing
  • Investors chasing quick-flip volume in a high-turnover market
  • Buyers unwilling to fund inspections and factor renovation scope into their offer

The market around South Cswy Isle Yacht Club 3Rd Add

South Cswy Isle Yacht Club 3Rd Add is a small community — 9 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).

The housing mix here is 94% single family residence, 6% ?.

ZIP and county figures describe the wider market, not South Cswy Isle Yacht Club 3Rd Add specifically. Momentum Research analysis of MLS records.

If we were buying in South Cswy Isle Yacht Club 3Rd Add today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in South Cswy Isle Yacht Club 3Rd Add.

Best Buy
Buyers who want a St Petersburg pocket with character and variety and are willing to evaluate each home individually.
Biggest Risk
Wide variance in age and condition makes comparables noisy and pricing easy to misjudge without a close look.
Sweet Spot
An updated or new-build home near the ~2,060 sq ft median that has been maintained.
Avoid If
You want uniform, predictable inventory where every home prices off the one next door.

A condition-driven market, not a comp-driven one

The defining feature here is variance. When a community's homes range from 1920 to 2024 around a 1960 median, the label "neighborhood price" stops being useful. Two homes on the same street can be entirely different propositions — one carrying original systems and finishes, the next rebuilt or brand new. The median footprint near 2,060 square feet gives you a sense of scale, but square footage alone will not tell you what a specific house should trade for.

Because roughly three-quarters of homes are homesteaded, supply tends to be deliberate. Sellers here are often established owners, not high-frequency turnover, so when a well-kept or fully updated home lists, it deserves attention. The practical takeaway: budget for inspection, weigh renovation scope carefully, and treat every price against the condition of that particular property.

The location and the amenities are priced into every listing in South Cswy Isle Yacht Club 3Rd Add. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this varied, the value is in the read on a single house — not a spreadsheet average. We walk the property, separate cosmetic from structural, and price or offer against the actual condition of what is in front of you. That is the difference between overpaying for a tired house and underestimating a done one.

South Cswy Isle Yacht Club 3Rd Add in 15 seconds.

Best forBuyers who want a St Petersburg pocket with character and variety and are willing to evaluate each home individually.
Biggest advantageA mixed-age stock and mostly owner-occupied ownership mean fewer flips and more genuinely lived-in homes.
Biggest riskWide variance in age and condition makes comparables noisy and pricing easy to misjudge without a close look.
Sweet spotAn updated or new-build home near the ~2,060 sq ft median that has been maintained.
Avoid ifYou want uniform, predictable inventory where every home prices off the one next door.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed South Cswy Isle Yacht Club 3Rd Add sales matched to your home.

What is your South Cswy Isle Yacht Club 3Rd Add home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in South Cswy Isle Yacht Club 3Rd Add?
The Florida DOR 2025 assessment roll shows 299 homes plus 2 vacant residential lots in South Cswy Isle Yacht Club 3Rd Add (public records).
What share of South Cswy Isle Yacht Club 3Rd Add is owner-occupied?
76% of South Cswy Isle Yacht Club 3Rd Add parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in South Cswy Isle Yacht Club 3Rd Add built?
Homes in South Cswy Isle Yacht Club 3Rd Add were built between 1920 and 2024, with a median year built of 1960 (FL DOR 2025 roll).
Do cash buyers compete in South Cswy Isle Yacht Club 3Rd Add?
Cash buyers took 25% of South Cswy Isle Yacht Club 3Rd Add sales in the 12 months ending June 2019 (1 of 4 closings, Stellar MLS).
Who is the best real estate agent for South Cswy Isle Yacht Club 3Rd Add?
The best agent for South Cswy Isle Yacht Club 3Rd Add is one who actively works St Petersburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for South Cswy Isle Yacht Club 3Rd Add.
How do I find a top St Petersburg real estate agent who knows South Cswy Isle Yacht Club 3Rd Add?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows South Cswy Isle Yacht Club 3Rd Add and the wider St Petersburg area.
Can Momentum Realty connect me with an agent for South Cswy Isle Yacht Club 3Rd Add?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your South Cswy Isle Yacht Club 3Rd Add purchase or sale - no call center and no pressure.
Buyers comfortable underwriting a home on its own condition rather than a neighborhood priceExcellent fit
Renovation-minded buyers seeking an older home with upside and a budget that accounts for the workExcellent fit
Long-hold owner-occupants who value a stable, mostly homesteaded pocket over turnoverExcellent fit
Buyers who need consistent, cookie-cutter inventory and predictable pricingProbably not
Investors chasing quick-flip volume in a high-turnover marketProbably not
Buyers unwilling to fund inspections and factor renovation scope into their offerProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33707))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2015 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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