South Cswy Isle Yacht Club 4Th Add
Homes for Sale in St Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
Price here is driven by condition and the underlying dirt, not by any single product type. With a median build year of 1957 and a range that stretches from 1910 all the way to 2024, you are shopping a mix of original older homes, updated ones, and ground-up new construction sitting side by side. The median sits at $1,125,000 and about $486 per square foot on a median footprint near 1,861 square feet, but expect a wide spread around that number — what you pay tracks directly to how much work a house has had.
The current posture is a correction. Prices are down 29.4% year over year, and the median home is taking just over 40 days to sell across a thin sample of eight closings. That combination — soft pricing, a modest but real days-on-market number, and low volume — favors patient buyers who can underwrite condition carefully. Sellers should price to the current market, not last year's, and expect scrutiny.
South Cswy Isle Yacht Club 4Th Add right now
🔴 Off the recent peak. The trailing-12-month median ($1.13M) is down 29.4% from the prior 12 months ($1.59M). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (8 and 6 sales in the two windows).
What's unique here: the median sale price is about 3x the typical Pinellas County sale ($1.13M vs $390K, trailing 12 months, Stellar MLS records).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
South Cswy Isle Yacht Club 4Th Add market snapshot (as of July 15, 2026): the median sale price is about $1.13M ($486 per sq ft over the trailing 12 months of closed sales), and a median 42 days on market for closed sales. The trailing-12-month median is down 29% from the prior 12 months, computed from record-level Stellar MLS closed sales (8 closings in the current window).
South Cswy Isle Yacht Club 4Th Add is a community of 648 homes in St Petersburg, Pinellas County, built between 1910 and 2024 (median 1957.0), with a median living area of about 1,861 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is an established St Petersburg waterfront-adjacent enclave of roughly 648 homes where age and condition, not a uniform style, define the inventory. Owner-occupancy runs high, with a homestead share near 66%, so turnover is limited and each listing carries weight.
Who South Cswy Isle Yacht Club 4Th Add is best for.
Best for
- Buyers at a seven-figure budget who want an established St Petersburg location and will do the condition homework
- Renovation-minded buyers comfortable pricing in the work on an older home
- Long-hold owners who value a high owner-occupancy, low-turnover setting over quick flips
Probably not for
- Buyers who need move-in-ready certainty and won't budget for age-related repairs
- Anyone counting on fast appreciation or a quick resale in a low-volume market
- Budget-constrained buyers, since the median here sits above $1.1M
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.13M) IS the median in the snapshot above, and the move from 2025 ($1.59M) IS the -29.4% one-year change.
Windows contain 0 to 8 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The South Cswy Isle Yacht Club 4Th Add buying strategy.
If we were buying in South Cswy Isle Yacht Club 4Th Add today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in South Cswy Isle Yacht Club 4Th Add.
A condition-driven market, not a price-tier one
The most important thing to understand is the age spread. A 1910 home and a 2024 home in the same community are not competing on the same terms — one may need a full systems and structure review, the other is turnkey at a premium. The single median of $1,125,000 tells you the midpoint, but it hides how much variance sits underneath. Do not anchor to it as a range; treat it as a reference point and price each house on its own bones.
Volume is the other headline. Eight closings is a small window, which means one or two unusual sales can move the medians. Combine that with a 29.4% year-over-year decline and you have a market where comparable sales require judgment, not just a spreadsheet. The high homestead share also signals long-tenure ownership, so inventory stays tight and mispriced listings tend to linger rather than draw a bidding war.
The location and the amenities are priced into every listing in South Cswy Isle Yacht Club 4Th Add. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in South Cswy Isle Yacht Club 4Th Add buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.8). Basis: Recent Direction -29.4% year-over-year; Owner Commitment 66% owner-occupied; Pricing Power 96.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a low-volume, condition-driven market that is off nearly 30% from a year ago, comps are only as good as the person reading them. We underwrite each home on age, systems, and location within the enclave rather than leaning on a median that can swing on a single sale. Whether you are buying and need leverage on a house that has sat past 40 days, or selling and need to price to today rather than last year, that is the work we do here.
South Cswy Isle Yacht Club 4Th Add in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a South Cswy Isle Yacht Club 4Th Add buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed South Cswy Isle Yacht Club 4Th Add sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in South Cswy Isle Yacht Club 4Th Add, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your South Cswy Isle Yacht Club 4Th Add home worth?
Get a no-obligation home value based on real comparable sales in South Cswy Isle Yacht Club 4Th Add, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in South Cswy Isle Yacht Club 4Th Add?
How long do homes in South Cswy Isle Yacht Club 4Th Add take to sell?
How many homes are in South Cswy Isle Yacht Club 4Th Add?
What share of South Cswy Isle Yacht Club 4Th Add is owner-occupied?
When were the homes in South Cswy Isle Yacht Club 4Th Add built?
Do cash buyers compete in South Cswy Isle Yacht Club 4Th Add?
Who is the best real estate agent for South Cswy Isle Yacht Club 4Th Add?
How do I find a top St Petersburg real estate agent who knows South Cswy Isle Yacht Club 4Th Add?
Can Momentum Realty connect me with an agent for South Cswy Isle Yacht Club 4Th Add?
Should you buy in South Cswy Isle Yacht Club 4Th Add?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 33701/33706/33707)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (40 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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