SUGAR CREEK S/D
Homes for Sale in Crestview, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via emeraldcoast
Sugar Creek is an established Crestview subdivision with a long build history running from 1964 to 2018 and a median vintage of 1993. That spread is the story here: price is driven less by a single product type and more by condition and how much updating a given home has seen. At a $300,000 median on roughly 1,773 square feet, you are paying for the specific house in front of you, not a uniform new-construction stamp.
The market posture is balanced-to-firm. A median 21 days on market and a heat score of 52 say homes that are priced right move at a reasonable clip without frenzy. Year-over-year is up 9.1%, so sellers have some tailwind, but with only 3 active listings and 5 recent closings, this is a thin, snapshot-driven market — one or two sales can move the read. Buyers should act deliberately; sellers should price to the recent comps, not to a headline.
SUGAR CREEK S/D right now
🟢 Still climbing. The trailing-12-month median ($300K) is up 9.1% from the prior 12 months ($275K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Low (5 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
SUGAR CREEK S/D market snapshot (as of July 25, 2026): the median sale price is about $300K, and a median 21 days on market for closed sales. The trailing-12-month median is up 9% from the prior 12 months, computed from record-level emeraldcoast closed sales (5 closings in the current window).
SUGAR CREEK S/D is a community of 245 homes in Crestview, Okaloosa County, built between 1964 and 2018 (median 1993), with a median living area of about 1,773 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Sugar Creek is a mature, mid-sized subdivision of about 245 homes in Crestview, where roughly 64% owner-occupancy points to a stable, lived-in community rather than a heavy rental block.
The setting & the homes.
Aerial and on-site photos of SUGAR CREEK S/D. Swipe to explore the community.
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SUGAR CREEK S/D
SUGAR CREEK S/D
SUGAR CREEK S/DPhotos from emeraldcoast listings in SUGAR CREEK S/D; content deemed reliable but not guaranteed.
Who SUGAR CREEK S/D is best for.
Best for
- Buyers around a $300,000 budget who want an established Crestview subdivision and are comfortable weighing homes on condition
- Owner-occupants seeking a stable community where most homes are owner-held for the long term
- Buyers willing to move deliberately in a low-inventory market and act when the right updated home lists
Probably not for
- Buyers who require modern amenities such as a pool, clubhouse, or gated entry
- Buyers who want turnkey new construction and no risk of aging systems
- Anyone needing wide, immediate selection, given only a handful of active listings at a time
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above, and the move from 2025 ($275K) IS the +9.1% one-year change.
Windows contain 1 to 9 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
SUGAR CREEK S/D Market Scorecard
SUGAR CREEK S/D is currently a balanced market., a median asking price of $335,000, and homes go under contract in about 129 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in SUGAR CREEK S/D
Live MLS inventory for SUGAR CREEK S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending SUGAR CREEK S/D listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
SUGAR CREEK S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Riverside · Elementary
- Shoal River · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent SUGAR CREEK S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any SUGAR CREEK S/D address.
The SUGAR CREEK S/D buying strategy.
If we were buying in SUGAR CREEK S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SUGAR CREEK S/D.
What the vintage spread tells you
With homes built across more than five decades, no two blocks are quite alike, and the median 1993 vintage means many houses are at the age where systems — roof, HVAC, and the like — either have been addressed or are due. This is why condition, not square footage alone, sets price at the roughly 1,773-square-foot median. Get the inspection right and read the updates carefully.
There are no community amenities identified in current MLS listings, so what you are buying is the house and its lot, not a pool or clubhouse package. That keeps carrying costs simpler and puts the emphasis squarely on the property itself. With homestead exemption on about 64% of homes, turnover is measured, and inventory at any given moment is limited.
The location and the amenities are priced into every listing in SUGAR CREEK S/D. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in SUGAR CREEK S/D buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.2). Basis: Recent Direction +9.1% year-over-year; Owner Commitment 64% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a subdivision this thin on active inventory, the comps do the heavy lifting, and reading them across a wide range of vintages and conditions is where deals are won or lost. We price to the specific home, flag the deferred-maintenance items that will show up at inspection, and keep sellers grounded when a single recent sale distorts the picture.
SUGAR CREEK S/D in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a SUGAR CREEK S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SUGAR CREEK S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in SUGAR CREEK S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your SUGAR CREEK S/D home worth?
Get a no-obligation home value based on real comparable sales in SUGAR CREEK S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in SUGAR CREEK S/D on the map →
Frequently Asked Questions
What is the median home price in SUGAR CREEK S/D?
How long do homes in SUGAR CREEK S/D take to sell?
How many homes are in SUGAR CREEK S/D?
What share of SUGAR CREEK S/D is owner-occupied?
When were the homes in SUGAR CREEK S/D built?
Do cash buyers compete in SUGAR CREEK S/D?
Who is the best real estate agent for SUGAR CREEK S/D?
How do I find a top Crestview real estate agent who knows SUGAR CREEK S/D?
Can Momentum Realty connect me with an agent for SUGAR CREEK S/D?
Should you buy in SUGAR CREEK S/D?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near SUGAR CREEK S/D with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32539)) |
| Historical depth | Closed-sale records back to 2002 (87 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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