Summer Key
Condos for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of COLDWELL BANKER VANGUARD REALTY · via realMLS
As of September 2026, Summer Key Condos in Jacksonville, FL has 6 homes for sale and 1 pending, asking from $162,900 to $179,900 (median $176,950). Over the 12 months ending 2026-09-13, 11 recorded sales closed at a median of $157,000, $148 per square foot, a median 76 days on market, sellers accepting 90% of original asking (-12% versus the prior year). Homes listed or recently sold were built 2007–2018; 19 of 19 report an HOA (median $296/mo); none of the 19 geocoded homes sit in a FEMA special flood hazard zone (median elevation 26 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $2,800 ($2,070 with the full homestead exemption).
Homes For Sale Right Now in Summer Key
Live MLS inventory for Summer Key. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 75 daysTop listing
Active · 124 days
Active · 31 days
Active · 114 days
Active · 70 days
Active · 19 days
Pending · 38 daysActive and pending Summer Key listings as of 2026-09-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Summer Key Condos in Jacksonville (Duval County) carries a median resale price of $156,000, or a median $145.46 per square foot, as of the July 11, 2026 snapshot. That is a lower entry point than most of the surrounding condo market, and at this price level the spread between a dated unit and a well-kept one shows up directly in what a buyer pays — condition and finish, not location premium, are doing most of the work on price here.
The current posture is thin. Active listings sit at zero, the recent window shows only 8 closings, and the median days on market is 119 — just under four months. Prices are also down 11.9% year over year. Put together, that is a market with very little live inventory to shop against and sellers should plan on a longer marketing period; buyers who are patient and comfortable pricing off recent closed sales, rather than an active board, have room to negotiate.
Summer Key right now
🟡 Balanced market. 5.5 months of supply and 14% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 13, 2026. Confidence: High (7 active and pending listings, 11 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($157K) is down 11.8% from the prior 12 months ($178K) and up 133% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 13. Confidence: Medium (11 and 11 sales in the two windows).
What's unique here: the median sale price is about 49% below the typical Duval County sale ($157K vs $310K, trailing 12 months, realMLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Summer Key market snapshot (as of September 13, 2026): the median sale price is about $157K ($148 per sq ft over the trailing 12 months of closed sales), a median 76 days on market for closed sales, and 5.5 months of supply, a balanced market. The trailing-12-month median is down 12% from the prior 12 months and up 133% since 2012, computed from record-level realMLS closed sales (11 closings in the current window).
In ZIP 32256 (Jacksonville), 1,020 homes closed in the last 12 months at a median of $386K ($216/sq ft), down 6.9% year over year, with a median 58 days on market. Right now 220 active and 94 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 32256 housing market and the Duval County market.
realMLS (Northeast Florida) sales records identify 381 homes in Summer Key Condos that have changed hands since 2007, built between 2007 and 2019 (median 2009), with a median living area of about 1,145 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Summer Key Condos: of 19 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
With zero active listings against a recent window of 8 closings, Summer Key is trading almost entirely on historical sales data right now rather than a visible, shoppable inventory.
The setting & the homes.
Aerial and on-site photos of Summer Key. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Summer KeyPhotos from realMLS listings in Summer Key; content deemed reliable but not guaranteed.
Who Summer Key is best for.
Best for
- Buyers focused on a lower entry price who are comfortable underwriting from closed sales rather than a deep active inventory.
- Buyers with flexibility on timeline, given a median marketing period of about 119 days.
- Buyers or investors comfortable pricing off historical trend (up 137% since 2012) alongside recent softness (down 11.9% year over year).
Probably not for
- Buyers who want to compare multiple active listings side by side — there are currently none active.
- Sellers expecting a fast sale; the median days on market here runs close to four months.
- Buyers relying on continued short-term price momentum — the median price is down 11.9% year over year.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 13 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($157K) IS the median in the snapshot above, and the move from 2025 ($178K) IS the -11.8% one-year change.
Windows contain 11 to 151 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Summer Key Market Scorecard
Summer Key is currently a balanced market. About 5.5 months of supply, a median asking price of $176,950, and homes go under contract in about 72 days.
Typical home value in the 32256 ZIP is $312,006, about 14.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Summer Key on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Summer Key
- Recreation center · 7,400 square foot recreation center with an indoor basketball court, fitness center, billiards room, and internet work center.
- Pool and spa · On-site swimming pool and spa.
- Nature trails · Nature trails run through the community grounds.
- Gated entry · The community is a gated condominium community.
Sources: Summer Key Condominium Community official website. Amenity access and membership terms vary and can change; verify current details with the community.
How far is everything?
Everyday stops around Summer Key are close: the nearest dining is about 7 minutes away.
- Dolce Vita Modern Italian · Dining7 min
- Starbucks · Coffee7 min
- Shoppes Of Deerwood Lake · Shopping8 min
- Sprouts · Groceries9 min
- Touchton Park · Parks11 min
- Pediatrico yoniel · Health11 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Summer Key with Momentum Realty’s local guides.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mandarin Oaks Elementary (Duval)FLDOE grade A · Public K-5
- Twin Lakes Academy Middle (Duval)FLDOE grade B · Public 6-8
- Atlantic Coast High School (Duval)FLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Summer Key address.
Shop the zone: Homes zoned for Southside Middle School · Homes zoned for Englewood High School
Recent Developments in Summer Key
Development, infrastructure, retail, and school activity affecting Summer Key, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 11 miles west of Summer Key, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 8 miles northwest of Summer Key, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 19 miles west of Summer Key, elsewhere in Duval County.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 18 miles southwest of Summer Key.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 10 miles north of Summer Key, elsewhere in Duval County.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 10 miles north of Summer Key.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Summer Key buying strategy.
If we were buying in Summer Key today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summer Key.
A long climb, a recent pullback
Zoom out and the price history is not flat: value here is up 137% since 2012, a long-run climb that puts the current median of $156,000 in context — this was a materially cheaper community a decade-plus ago. Zoom back in, though, and the near-term trend has softened, with the median price down 11.9% year over year. Both things are true at once: a long upward cycle and a recent cooling, which is consistent with a market heat score currently reading 10 — on the cool end of the scale.
The practical issue for anyone transacting today is thin data. With no active listings and only 8 closings in the recent window, there is no live comp set to check a list price against in real time; pricing has to be built from the most recent closed sales. The median days on market of 119 tells the same story from a different angle — units here take time to sell, so a listing strategy needs to account for a multi-month timeline rather than a fast turnover.
The location and the amenities are priced into every listing in Summer Key. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Summer Key buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.9). Basis: Long-Term Appreciation +133% since 2012; Recent Direction -11.8% year-over-year; Liquidity & Demand 5.5 months of supply; Pricing Power 90.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market with zero active listings, pricing a purchase or a sale correctly depends on someone who tracks closed transactions as they record, not a snapshot of what happens to be on the board. We build our read of Summer Key from the recent closed-sale window and the longer price history since 2012, and we hand-prepare the valuation rather than lean on an automated number — with only 8 closings to work from, that judgment call matters.
Summer Key in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA reported ~$326/month
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Community is managed by the Summer Key Condominium Association; association maintains a website with HOA information and condo documents/restrictions for owners.
Page states no CDD.
Tools for a Summer Key buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summer Key sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summer Key, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summer Key home worth?
Get a no-obligation home value based on real comparable sales in Summer Key, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Summer Key Condos
Homes in Summer Key Condos that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 12 on record.
- 4911 Key Lime Drive #108 · off market
- 4931 Key Lime Drive #306 · off market
- 4932 Key Lime Drive #303 · off market
- 4958 Key Lime Drive #205 · off market
- 4959 Key Lime Drive #203 · off market
- 4974 Key Lime Drive #103 · off market
- 4991 Key Lime Drive #107 · off market
- 5006 Key Lime Drive #203 · off market
Frequently Asked Questions
What is the median home price in Summer Key?
How long do homes in Summer Key take to sell?
Is Summer Key a buyer's or seller's market right now?
Have Summer Key home prices gone up?
What schools serve Summer Key?
Who is the best real estate agent for Summer Key?
How do I find a top Jacksonville real estate agent who knows Summer Key?
Can Momentum Realty connect me with an agent for Summer Key?
Should you buy in Summer Key?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 13, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2007 (731 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Summer Key Condos fits the bigger picture — live prices, inventory, and Momentum Scores: