Community Details at a Glance
The Homes
Setting
Villages of Summer Lakes
Era
Built 2006 to 2007
Costs & Fees
Fees
Confirm HOA dues and any district line
Taxes
Duval County millage; budget the all-in monthly
Amenities
Confirm
Confirm amenities and access with the association
Location
Area
Jacksonville, Duval County, ZIP 32256
The Homes & Style
Aggregator data in June 2026 put typical units roughly 200,000 to 290,000 dollars; the wider portal spread includes stale and outlier records, so anchor on recent in-community closes.
Demand is commuter-driven: St. Johns Town Center, Baymeadows, and the Southside office map all sit minutes away.
Maintenance-included attached product under 300K this central keeps absorption steady.
Plan size, lake position, and condition set the price here.
2 and 3 bedroom, 2.5 bath townhomes, 1,379 / 1,399 / 1,498 / 1,597 square feet, 1-car garages.
The premium position; the water view is the community asset.
The value entries; same amenities, smaller stickers.
Living Here
The lake is the amenity; the rest supports it.
The community centerpiece with walking trails.
The social core in season.
The family layer.
Units shipped with them; confirm monitoring status per unit.
Tinseltown and the Town Center put effectively everything within ten minutes.
Water-facing units carry a quiet premium and exit faster; the view is the only scarce thing in the community.
Portals show records from 76K to 450K on this name; most are stale or mistagged, and pricing off them is how buyers and sellers both get burned. Use fresh closes.
Units shipped pre-wired with security systems; an active monitoring contract conveys value renters and buyers both notice.
Before You Offer
Jacksonville sees coastal, river, and creek flooding, and pockets near the St. Johns River tributaries can sit in higher-risk zones. Jacksonville participates in the FEMA Community Rating System at a class 6, which earns flood-insurance discounts of about 10 percent for homes outside a special flood hazard area and about 20 percent for homes inside one.
The reliable move is to pull the FEMA flood designation for the exact Villages of Summer Lakes address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.
The Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and by AT&T with DSL almost everywhere plus fiber to a growing share of homes. If working from home matters, confirm the options, and fiber in particular, at the specific Villages of Summer Lakes address rather than assuming.
Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.
The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.
