Sunset Pines
Homes for Sale in Chipley, FL
All 18 homes for sale in Chipley, FL · median $204,950 · 125 homes for sale in 32428 · Washington County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, the MLS records 1 closed sale in Sunset Pines in Chipley, FL, the most recent in October 2026. Across Chipley as a whole, 65 homes closed in the last 12 months at a median of $232,750, 65 median days on market, with 71 homes for sale today. At that median and Washington County's FY2025-26 rate of 15.35 mills, annual property tax runs about $3,570 ($2,970 with the full homestead exemption).
Sunset Pines is a small pocket of Chipley housing stock — 14 homes total in the current MLS snapshot — so pricing here is set home-by-home rather than by a broad comparable set. With a build span running from 1988 to 2023 and a median year built around 2001-2002, condition and age of individual mechanical systems will move a valuation more than location within the community itself.
The homestead share sitting above six in ten suggests a good number of these homes are owner-occupied rather than turned over as rentals or investment flips, which tends to mean listings come to market less frequently. For a buyer, that means patience and being ready to act when something in your target size range appears. For a seller, it means your home is likely being compared against a genuinely small pool, not a flood of similar inventory.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Sunset Pines is a modest, low-turnover residential pocket in Chipley, with a median home size around 1,543 square feet and a build era centered in the early 2000s — a small enough footprint that each listing tends to stand largely on its own merits.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Sunset Pines is best for.
Best for
- A buyer targeting a specific home in Chipley rather than shopping a large subdivision with many similar options.
- A buyer comfortable evaluating each home individually given the wide 1988-2023 build-year range.
- A buyer who wants a straightforward homesite without a shared amenity package or associated fees for one.
Probably not for
- A buyer who wants a pool, clubhouse, or other shared recreational amenity as part of the purchase.
- A buyer who needs many active listings to compare before deciding — inventory here is limited to a small pool.
- A buyer unwilling to budget for inspections given the mix of older and newer construction in the same small area.
The market around Sunset Pines
Sunset Pines is too small for its own price trend, so here is the market around it.
In ZIP 32428, 102 homes are on the market and 19% are under contract — a steady corner of Chipley.
Across Washington County, 109 homes are active and 29 pending (21% under contract).
In ZIP 32428 (Chipley), 65 homes closed in the last 12 months at a median of $233K, with a median 65 days on market. Right now 71 active and 16 pending listings put supply at about 13.1 months — a buyer's market. See the live ZIP 32428 housing market and the Washington County market.
ZIP and county figures describe the wider market, not Sunset Pines specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Sunset Pines
Live MLS inventory for Sunset Pines. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sunset Pines listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Sunset Pines buying strategy.
If we were buying in Sunset Pines today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunset Pines.
A Small, Owner-Held Pocket
The build range here — 1988 through 2023 — tells you this isn't a single-phase subdivision built out in one contractor run. You're looking at a mix of older and newer construction sitting side by side, which means two homes at similar square footage can have very different ages, finishes, and system life expectancy. The median year built near 2001-2002 puts the typical home at a point where original systems may be due for evaluation, but it's not a blanket statement — this is a check-each-listing market.
No community amenities are identified from current MLS listings, so whatever draws a buyer to Sunset Pines is the home and its lot, not a shared clubhouse, pool, or recreational package. That keeps carrying costs simpler and puts the focus of any showing squarely on the structure itself — size, age, and condition relative to the roughly 1,543-square-foot median.
The location and the amenities are priced into every listing in Sunset Pines. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 14 homes in this snapshot, there is no substitute for someone who tracks this specific pocket of Chipley closely — knowing which of the 1988-2023 vintage homes have been updated and which haven't is the difference between a fair offer and a guess. We walk buyers and sellers through that comparison home by home, since a generic market report won't do it for you here.
Sunset Pines in 15 seconds.
Tools for a Sunset Pines buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunset Pines sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sunset Pines, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sunset Pines home worth?
Get a no-obligation home value based on real comparable sales in Sunset Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Sunset Pines?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Sunset Pines Washington
Development, infrastructure, retail, and school activity affecting Sunset Pines Washington, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Bay County approves $940K fire engine for new Fountain-area station on Highway 20
Commissioners approved the engine on October 20, funded by impact fees and federal money. The Highway 20 station is expected to open in March with 24/7 staffing, an ambulance and a 2,000 to 3,000 gallon water tanker because the area lacks hydrants.
What it may mean for the marketA staffed station on Highway 20 adds emergency-service coverage for the growing northeast Bay County area. The site is about 8 miles southeast of Sunset Pines Washington.
Source: WJHG - June 2026Civic
Ribbon cutting marks Chipley's historic Mongoven Building turned public gathering space
The City of Chipley and the Washington County Chamber of Commerce held a June 22 ribbon cutting for the restored 1905 Mongoven Building, formerly the First National Bank, in downtown Chipley. The restoration preserved the original bank vault, fireplace faces, and central column and converted the site into a public gathering space.
What it may mean for the marketA restored downtown Chipley landmark adds a public gathering space and supports ongoing downtown revitalization. The project is about 15 miles north of Sunset Pines Washington, elsewhere in Washington County.
Source: Washington County News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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