Sunset Pines
Homes for Sale in Washington County, FL

All 8 homes for sale in Chipley, FL · median $207,500 · 85 homes for sale in 32428 · Washington County homes for sale

Community in Chipley · Washington County · ZIP 32428
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True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data12 years of closingsUpdated twice daily

As of October 2026, Sunset Pines in Chipley, FL has 1 home for sale. As of October 2026, the MLS records 7 closed sales in Sunset Pines in Chipley, FL since 2014, the most recent in March 2024.

Live · Sunset Pines Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
50%
Under contract
Washington: 24% (37 of 151)
1 · 1
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sunset Pines is a small pocket of Chipley housing stock — 14 homes total in the current MLS snapshot — so pricing here is set home-by-home rather than by a broad comparable set. With a build span running from 1988 to 2023 and a median year built around 2001-2002, condition and age of individual mechanical systems will move a valuation more than location within the community itself.

The homestead share sitting above six in ten suggests a good number of these homes are owner-occupied rather than turned over as rentals or investment flips, which tends to mean listings come to market less frequently. For a buyer, that means patience and being ready to act when something in your target size range appears. For a seller, it means your home is likely being compared against a genuinely small pool, not a flood of similar inventory.

The 60-Second Overview

Sunset Pines is a modest, low-turnover residential pocket in Chipley, with a median home size around 1,543 square feet and a build era centered in the early 2000s — a small enough footprint that each listing tends to stand largely on its own merits.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a specific home in Chipley rather than shopping a large subdivision with many similar options.
  • A buyer comfortable evaluating each home individually given the wide 1988-2023 build-year range.
  • A buyer who wants a straightforward homesite without a shared amenity package or associated fees for one.

Probably not for

  • A buyer who wants a pool, clubhouse, or other shared recreational amenity as part of the purchase.
  • A buyer who needs many active listings to compare before deciding — inventory here is limited to a small pool.
  • A buyer unwilling to budget for inspections given the mix of older and newer construction in the same small area.

The market around Sunset Pines

Sunset Pines is too small for its own price trend, so here is the market around it.

In ZIP 32428, 115 homes are on the market and 24% are under contract — a steady corner of Chipley.

Across Washington County, 114 homes are active and 37 pending (24% under contract).

In ZIP 32428 (Chipley), 192 homes closed in the last 12 months at a median of $227K, up 5.9% year over year, with a median 69 days on market. Right now 78 active and 25 pending listings — a balanced market. See the live ZIP 32428 housing market and the Washington County market.

ZIP and county figures describe the wider market, not Sunset Pines specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Sunset Pines, Chipley

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 41 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Sunset Pines

Live MLS inventory for Sunset Pines. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sunset Pines listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Sunset Pines Washington Right Now (2)

All 2 active and pending Sunset Pines Washington listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Sunset Pines today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunset Pines.

Best Buy
Buyers who want a specific home in a specific small Chipley pocket rather than a subdivision full of similar choices.
Biggest Risk
The wide build-year spread (1988-2023) means condition varies home to home — assume nothing without an inspection.
Sweet Spot
Homes near the median size of roughly 1,543 square feet built around the early 2000s represent the community's typical profile.
Avoid If
You're expecting shared amenities — none are identified from current listings here.

A Small, Owner-Held Pocket

The build range here — 1988 through 2023 — tells you this isn't a single-phase subdivision built out in one contractor run. You're looking at a mix of older and newer construction sitting side by side, which means two homes at similar square footage can have very different ages, finishes, and system life expectancy. The median year built near 2001-2002 puts the typical home at a point where original systems may be due for evaluation, but it's not a blanket statement — this is a check-each-listing market.

No community amenities are identified from current MLS listings, so whatever draws a buyer to Sunset Pines is the home and its lot, not a shared clubhouse, pool, or recreational package. That keeps carrying costs simpler and puts the focus of any showing squarely on the structure itself — size, age, and condition relative to the roughly 1,543-square-foot median.

“

The location and the amenities are priced into every listing in Sunset Pines. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With only 14 homes in this snapshot, there is no substitute for someone who tracks this specific pocket of Chipley closely — knowing which of the 1988-2023 vintage homes have been updated and which haven't is the difference between a fair offer and a guess. We walk buyers and sellers through that comparison home by home, since a generic market report won't do it for you here.

Sunset Pines in 15 seconds.

Best forBuyers who want a specific home in a specific small Chipley pocket rather than a subdivision full of similar choices.
Biggest advantageThe low turnover implied by majority owner-occupancy means less competing inventory to sort through at any given time.
Biggest riskThe wide build-year spread (1988-2023) means condition varies home to home — assume nothing without an inspection.
Sweet spotHomes near the median size of roughly 1,543 square feet built around the early 2000s represent the community's typical profile.
Avoid ifYou're expecting shared amenities — none are identified from current listings here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Sunset Pines homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Sunset Pines.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunset Pines sales matched to your home.

What is your Sunset Pines home worth?

Get a no-obligation home value based on real comparable sales in Sunset Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Chipley →

Real comps, not an automated estimate.
A buyer targeting a specific home in Chipley rather than shopping a large subdivision with many similar options.Excellent fit
A buyer comfortable evaluating each home individually given the wide 1988-2023 build-year range.Excellent fit
A buyer who wants a straightforward homesite without a shared amenity package or associated fees for one.Excellent fit
A buyer who wants a pool, clubhouse, or other shared recreational amenity as part of the purchase.Probably not
A buyer who needs many active listings to compare before deciding — inventory here is limited to a small pool.Probably not
A buyer unwilling to budget for inspections given the mix of older and newer construction in the same small area.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Sunset Pines

Where is Sunset Pines?

Sunset Pines is a community in Chipley, Washington County, Florida, ZIP 32428.

Are there homes for sale in Sunset Pines right now?

Yes — 1 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Sunset Pines have an HOA or CDD?

No HOA is on record for Sunset Pines in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Sunset Pines with Momentum Realty’s local guides.

Deer Run Ranchettes0.4 mi awayVillage Of Spanish Lakes1.1 mi awayParadise Lakes (Washington)1.8 mi away · median $326K, 4 sales/12 moCrooked Lake2.1 mi away · 1 for saleGrassy Pond Ranch2.2 mi away · 35 homes, built 1975–23, 1 for saleSaddle Club Estates (Washington)2.3 mi awaySunny Hills2.3 mi away · median $227K, 148 sales/12 moChain Lakes3.4 mi away

Browse all neighborhood guides →

Talk to a Local Sunset Pines Expert
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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Washington County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,384/mo
Washington County typical true cost to own
$133/mo
Washington County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.