Tarpon Flats
Homes for Sale in Upper Matecumbe Key Islamorada, FL
All 27 homes for sale in Upper Matecumbe Key Islamorada, FL · median $2,290,000 · 28 homes for sale in 33036 · Monroe County homes for sale
True comps, carrying-cost math, and listings before the portals.
Nearby homes for sale
No active listings inside TARPON FLATS right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
As of November 2026, the MLS records 1 closed sale in Tarpon Flats in Upper Matecumbe Key Islamorada, FL, the most recent in September 2026. Across Upper Matecumbe Key Islamorada as a whole, 32 homes closed in the last 12 months at a median of $939,500, 143 median days on market, with 28 homes for sale today. At that median and Monroe County's FY2025-26 rate of 8.816 mills, annual property tax runs about $8,280 ($7,930 with the full homestead exemption).
The market around Tarpon Flats
Tarpon Flats is too small for its own price trend, so here is the market around it.
In ZIP 33036, 95 homes are on the market and 10% are under contract — a slower corner of Upper Matecumbe Key Islamorada.
Across Monroe County, 1,367 homes are active and 187 pending (12% under contract).
ZIP and county figures describe the wider market, not Tarpon Flats specifically. Momentum Research analysis of MLS records.
The Tarpon Flats buying strategy.
If we were buying in Tarpon Flats today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tarpon Flats.
The location and the amenities are priced into every listing in Tarpon Flats. The deal is won or lost on condition, the comps, and the renovation math.
Tools for a Tarpon Flats buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tarpon Flats sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tarpon Flats, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tarpon Flats home worth?
Get a no-obligation home value based on real comparable sales in Tarpon Flats, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Upper Matecumbe Key Islamorada →
Data sources & freshness
| Under-contract shares | Florida Keys MLS records, as of 2026-11-10 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Keys MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how TARPON FLATS fits the bigger picture — live prices, inventory, and Momentum Scores:
