Theresa Arbor in Temple Terrace

Theresa
Arbor Homes for Sale in Temple Terrace, FL

Deed-restricted custom homes · Temple Terrace · ZIP 33617

An established enclave of larger custom single-family homes in Temple Terrace, reported with spacious floor plans, many private pools, and an active POA near USF. The read is the lot, the home's condition, the POA dues and rules, and the full carrying cost.

Temple Terrace, near USFLarger custom homesActive POA, many pools
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Resale here turns on the lot, the home, and condition; confirm the POA dues and rules, any pool and roof condition, the flood zone, and the insurance picture before anchoring on a number.
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Unlock Off-Market Theresa Arbor

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Theresa Arbor is an established deed-restricted community of larger custom single-family homes in Temple Terrace, reported to date from the 1980s and 1990s with spacious floor plans ranging widely in size and many private pools. The community runs an active property owners association with architectural review, and the location near USF, Moffitt, and major hospitals with quick access to I-75 and I-275 is a genuine draw. The value here is driven by the lot, the home's size and condition, and the carrying cost. A pool, an older roof, and the POA rules are real, parcel-specific cost and lifestyle layers. The read is the lot, the home's condition, the POA dues and architectural rules, and the full carrying cost, confirmed in writing before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Theresa Arbor is an established deed-restricted community of larger custom single-family homes in Temple Terrace (ZIP 33617), Hillsborough County. Third-party profiles describe homes built largely in the 1980s and 1990s with spacious floor plans that range widely in size, three and four bedroom layouts, and many private pools.

The community runs an active property owners association, TAPOA, with an architectural review committee that must approve exterior changes such as paint, landscaping, fences and structures. Confirm the current dues, the rules, and any rental restriction with the association before you offer.

Location is a core part of the story. The neighborhood sits minutes from USF, Moffitt, several hospitals, Busch Gardens, and shopping, with quick access to both I-75 and I-275. The Temple Terrace Recreation Center and the Temple Terrace Golf and Country Club are nearby with optional memberships.

The carrying-cost picture is the part to read carefully on these larger, older custom homes. Confirm the roof age, the pool and equipment condition, the HVAC, the flood zone and insurance quotes, and the school assignment by address with Hillsborough County Public Schools, since details change.

Best for

  • Buyers who want a larger custom single-family home on a settled Temple Terrace street
  • Buyers who value a USF and hospital corridor location with easy interstate access
  • Buyers who want a private pool and an established, deed-restricted setting
  • Buyers who will confirm POA dues and rules, roof, pool, flood and insurance

Probably not for

  • Buyers who want a low-maintenance, low-carry home with no association
  • Buyers who want uniform new construction
  • Buyers unwilling to confirm POA architectural rules and older-home upkeep
  • Buyers who want a gated, amenity-rich master plan

How Theresa Arbor is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Theresa Arbor listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Theresa Arbor buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The USF-corridor location is the point: campus, hospitals, major roads, and shopping are all within a short drive.

University of South Florida~6 to 12 min · ~2 to 5 miles
Moffitt Cancer Center and area hospitals~8 to 15 min · ~3 to 6 miles
Busch Gardens~8 to 14 min · ~3 to 6 miles
I-75 interchange~6 to 12 min · ~2 to 5 miles
I-275 interchange~8 to 14 min · ~3 to 6 miles
Downtown Tampa~18 to 30 min · ~9 to 14 miles

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near TheresaArbor with Momentum Realty’s local guides.

RIRiverdaleTampa, FL · 0.3 miTTTemple TerracesTemple Terrace, FL · 0.3 miTPTemple ParkTemple Terrace, FL · 0.3 miTTTemple TerraceEstatesTemple Terrace, FL · 0.4 miTOTerrace OaksTownhomesTampa, FL · 0.4 miBTBella TerrazaTownhomesTemple Terrace, FL · 0.5 miWHWoodfield HeightsTampa, FL · 0.5 miRIRiverdaleTampa, FL · 0.6 miTTTemple Terrace Patio Homes A-C:the low-maintenance buy near USFTemple Terrace, FL · 0.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Theresa Arbor (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Theresa Arbor is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Theresa Arbor address.

The takeaway

What is actually shaping value in this Temple Terrace enclave, sourced and dated. We do not publish rumor.

Recent Developments in Theresa Arbor

Our read on what is being built around Theresa Arbor, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is an established, deed-restricted enclave of larger custom homes in a strong USF, hospital and interstate location, where the home's condition, the POA rules, and the full carrying cost drive outcomes. Watch Temple Terrace city planning and the golf-club corridor against durable demand near USF, and confirm the roof, pool, POA, flood and insurance per home.

USF and hospital corridor anchors demand

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to USF, Moffitt and several hospitals with quick interstate access supports durable demand; confirm your real commute per home.

Active POA with architectural review

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Deed restrictions and an ARC protect the streetscape but limit exterior changes and rentals; confirm the rules and dues in writing per home.

Temple Terrace updates its comprehensive plan

2026
NeutralNotable impact
SignificanceRadius: Area

The city is updating its long-range growth plan through 2026; outcomes can shape area character and services, so watch adopted policy.

City invests in the golf course canopy

2026
BullishMinor impact
SignificanceRadius: Area

A funded tree-canopy plan at the nearby golf course signals ongoing public investment in the corridor; a modest positive for the setting.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Theresa Arbor, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. March 2026
    Investment

    Temple Terrace funds golf course tree canopy enhancement

    The Tampa Bay Times reported on March 16, 2026 that Temple Terrace plans to spend about sixty thousand dollars on a five-year plan to remove ninety-four aging trees and plant four hundred forty-one replacements at the city golf course at the Temple Terrace Golf and Country Club. Why it matters: Public investment in the nearby golf-course corridor supports the established, leafy character that underpins value here. It is a modest positive; confirm any membership cost and the home's own condition per parcel. Source

  2. February 2026
    Planning

    Temple Terrace advances comprehensive plan update

    Plan Hillsborough reported that Temple Terrace opened a vision outreach and survey from February to April 2026 as part of updating the city comprehensive plan, with vision adoption by City Council targeted for summer 2026 and policy language revisions to follow in the fall. Why it matters: A comprehensive plan update can shape future area character, density and services. Watch the adopted policy language, since long-range planning outcomes can affect value across Temple Terrace over time. Source

Development alerts for Theresa ArborGet a short monthly email when something new is approved, funded, or opens near Theresa Arbor.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Theresa Arbor, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the POA dues, rules and rental policy first. Theresa Arbor has an active association with architectural review; get the documents and any restriction in writing.

2

Read the roof, pool and HVAC age, since these are the big-ticket cost layers on larger, older custom homes.

3

Comp by lot, size and condition, not by an area average, since floor plans and updates vary widely here.

4

Confirm the flood zone and insurance quotes for the specific home before anchoring on a number.

5

Weigh the nearby alternative, Hampton Terrace, on lot, home and total carrying cost.

Best Buy
A well-kept larger custom home with an updated roof, sound pool and HVAC, and the POA dues, flood and insurance picture confirmed.
Biggest Risk
Paying up for size without confirming the roof age, pool condition, flood zone, insurance, and the POA architectural rules.
Best Lot
Lot, home size and condition drive value; a private, well-positioned lot with a sound pool defends price best.
Smart Timing
Inventory in this small established enclave is thin and varies by home; the right house is worth waiting for, with the upkeep and insurance costs confirmed first.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Theresa Arbor is an established deed-restricted community of larger custom single-family homes in Temple Terrace (ZIP 33617), Hillsborough County, reported to date from the 1980s and 1990s with spacious floor plans that range widely in size and many private pools. The community runs an active property owners association, TAPOA, with architectural review. Value is driven by the lot, the home's size and condition, and the updates rather than an area average. Confirm the POA dues and rules, any rental restriction, the roof and pool condition, the HVAC, the flood zone and insurance quotes, and the school assignment by address with Hillsborough County Public Schools, since details change.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller or more original homes

The smaller floor plans and more original homes, the entry door into an established Temple Terrace enclave near USF. Confirm current pricing on the live listings below.

Lowest entry
Core: updated larger custom homes

The updated larger custom homes with private pools on good lots, the core of the enclave. Confirm current pricing on the live listings below.

Most inventory
High: largest, fully updated pool homes

The largest, fully updated custom pool homes on the best lots. Size, updates and condition separate these most. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: smaller or more original homes
The smaller floor plans and more original homes, the entry door into an established Temple Terrace enclave near USF. Confirm current pricing on the live listings below.
Core: updated larger custom homes
The updated larger custom homes with private pools on good lots, the core of the enclave. Confirm current pricing on the live listings below.
High: largest, fully updated pool homes
The largest, fully updated custom pool homes on the best lots. Size, updates and condition separate these most. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Established larger custom housing stockSolid
Strong USF and hospital corridor locationStrong
Confirm POA dues and architectural rulesManage it
Read roof, pool and HVAC on the specific homeManage it
Confirm flood zone and insurance per parcelWatch it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Theresa Arbor

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Theresa Arbor is about the home and the lot, not an area average. The deal is won or lost on the roof, the pool, the POA rules, and the flood and insurance math, confirmed before you offer.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.9/10
Renovation Risk6.8/10
Location Efficiency8.4/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Theresa Arbor is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and home size drive resale more than finishes
  • Confirm the homesite, the pool and any preserve or water exposure
  • Read roof, pool and HVAC condition on the specific home
  • Confirm flood zone and insurance where applicable
  • Comp the specific home, not the area average

In a community like this, the homesite, the home size and the updates set the floor on resale while finishes can be refreshed. Read the lot, the pool and any preserve exposure first, confirm the roof, pool and HVAC condition and the flood and insurance picture, then price the home against the closest comparable sale rather than an area average.

Theresa Arbor in 15 seconds.

Best forBuyers who want a larger custom single-family home on a settled, deed-restricted Temple Terrace street near USF.
Strong onSpacious custom homes, many private pools, an active POA, and a USF, hospital and interstate location.
WatchThe roof age, pool condition, POA rules, flood and insurance. Confirm every upkeep and carrying-cost layer per home.
Sweet spotA solid larger custom home with updated systems and the POA dues, flood and insurance costs confirmed.
Not forBuyers who want low carry, no association, uniform new construction, or a gated amenity master plan.

HOA, CDD & Fees

15-Second Take
  • Confirm the current POA dues and assessment schedule in writing
  • Read the deed restrictions and architectural review rules
  • Confirm any rental restriction before you offer
  • Budget roof, pool and HVAC upkeep separately
  • Comp by lot, size and condition before you offer

Theresa Arbor has an active property owners association, TAPOA, with deed restrictions and architectural review. Reported dues are modest, on the order of low monthly figures that vary by source and year, so confirm the current amount, the assessment schedule and any special assessment in writing before you offer; we pull the documents for any home you consider.

The association maintains common areas and a community pool per third-party profiles and enforces architectural and use restrictions through an ARC. Budget your own home upkeep, insurance, and any private pool maintenance. Confirm exactly what the dues cover and any rental restriction with the association.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Theresa Arbor, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Hampton Terrace, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Theresa Arbor home worth?

Get a no-obligation home value based on real comparable sales in Theresa Arbor matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Theresa Arbor on the map →
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Real comps, not a Zestimate.

Theresa Arbor Market Scorecard

Strong seller's market

Theresa Arbor is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Theresa Arbor located?
Theresa Arbor is an established deed-restricted community in Temple Terrace, FL (ZIP 33617), Hillsborough County, minutes from USF, Moffitt and several hospitals with quick access to I-75 and I-275.
What kind of homes are in Theresa Arbor?
Larger custom single-family homes built largely in the 1980s and 1990s, with spacious three and four bedroom floor plans that range widely in size and many private pools. Confirm the specific size, year built, condition and lot for any home.
Does Theresa Arbor have a pool or community amenities?
Many individual homes have private pools, and third-party profiles describe a community pool maintained by the association. The Temple Terrace Recreation Center and the Temple Terrace Golf and Country Club are nearby with optional memberships. Confirm the current amenity list and any membership cost.
Does Theresa Arbor have an HOA?
Yes. Theresa Arbor has an active property owners association, TAPOA, with deed restrictions and an architectural review committee. Confirm the current dues, the rules, and any rental restriction in writing before you offer.
How much are the HOA dues in Theresa Arbor?
Reported dues are modest and vary by source and year, so we do not anchor on a figure here. Confirm the current amount, the assessment schedule, and any special assessment directly with the association before you offer.
Is Theresa Arbor in a flood zone?
Flood zones are parcel-specific in Hillsborough County. Confirm the flood zone and current flood and wind insurance quotes for the specific home before you offer.
What does a home in Theresa Arbor cost?
We do not publish a price figure here. Pricing tracks the specific lot, home size, condition and updates. Confirm current pricing on the live listings on this page; we pull exact comps before you offer.
What schools serve Theresa Arbor?
The community is in Hillsborough County Public Schools, with assignment by address. Zoning can change, so confirm the current zoned campuses for any specific home with the district.
How close is Theresa Arbor to USF?
It sits minutes from the USF campus, Moffitt Cancer Center and several area hospitals, which is a core part of the location's appeal. Confirm your real commute at your real departure time.
What is Temple Terrace like?
Temple Terrace is an established, tree-lined incorporated city in Hillsborough County near USF, known for a golf and country club, a recreation center, and a settled, leafy character with quick interstate access.
Are there age or rental restrictions in Theresa Arbor?
It is a deed-restricted community with architectural rules enforced by an ARC, and rental policies can apply. Confirm any rental restriction and the current rules with the association before you offer.
Is now a good time to buy in Theresa Arbor?
Inventory in this small established enclave is thin and varies by home, so it depends on the specific lot and condition. We pull live inventory and comps so you can judge value and the full carrying cost.
Is Theresa Arbor a good place to buy?
It can be, for a buyer who wants a larger custom home on a settled Temple Terrace street near USF and who confirms the POA rules, roof, pool, flood and insurance picture. We pull live inventory and comps so you can judge value on the actual property.
Do I need my own agent to buy in Theresa Arbor?
Yes. The listing agent works for the seller. Your own agent confirms the lot, the POA dues and rules, the roof and pool condition, and the flood and insurance picture, pulls true comps, and negotiates for you. Momentum Realty represents you, not the seller.
You want a larger custom single-family home on a settled Temple Terrace streetExcellent fit
You value a USF, Moffitt and hospital corridor with easy interstate accessExcellent fit
You want a private pool and an established, deed-restricted settingExcellent fit
You will confirm POA dues and rules, roof, pool, flood and insuranceExcellent fit
You want a short drive to USF, shopping and major roadsExcellent fit
You want a low-maintenance, low-carry home with no associationProbably not
You want uniform new constructionProbably not
You will not confirm POA architectural rules and older-home upkeepProbably not
You want a gated, amenity-rich master planProbably not
You want the lowest possible monthly carryProbably not

Get the inside read on Theresa Arbor

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Theresa Arbor home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Theresa Arbor specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Theresa Arbor — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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