The Terraces at San Marco Homes for Sale in Jacksonville, FL

The Terraces at San Marco is a boutique enclave of 27 contemporary four-story townhomes that Toll Brothers built out across 2023 and 2024, arranged as five buildings in a bungalow-court layout with courtyards between the units. There are two plans, the Atlantic and the Elder, ranging from two to four bedrooms and roughly 1,844 to 2,085-plus square feet, each finished to the builder's designer-appointed standard and crowned by an optional rooftop terrace, the namesake feature, with views across the district and toward the skyline.

Because the community sold out in its original release, it now trades resale only, and with just 27 units total a handful of sales define the entire comp set. Recent activity has spanned roughly the mid $700s to about $1.05 million depending on plan, finish, and terrace build-out. The single biggest variable between two similar-looking units is whether an elevator is installed, shaft-provisioned, or absent, since these are genuinely vertical homes and that one detail moves both daily livability and resale value.

What you are really buying is scarcity. San Marco is a 1920s district whose zoning and historic fabric effectively prevent new for-sale development, so this is the only new-construction townhome product the neighborhood has ever delivered, and a sequel is structurally unlikely. That makes the Terraces a different proposition from a typical townhome community: modern systems and wind code inside a district that otherwise offers only historic stock.

Daily life here is lock-and-leave, with the district doing the entertaining. The community itself has no pool, gym, or clubhouse, which is by design: San Marco Square, roughly a mile away, is the amenity, with its boutique shopping, restaurants, and the historic Theatre, while the Southbank Riverwalk and the river parks are a short hop. The East San Marco Publix at Atlantic Boulevard and Hendricks Avenue, the first two-story grocery in Northeast Florida, sits essentially at the front door for everyday errands.

The location is built for the medical and downtown professional. Baptist Medical Center and Wolfson Children's Hospital are minutes away, downtown is one bridge across the river, and the interstate connections off Atlantic Boulevard put the beaches and the airport in reach. The trade for that three-minute access is the Atlantic Boulevard corridor itself: new-build windows and construction damp the sound well, but it is worth testing at rush hour from the specific unit and terrace you are weighing.

This is a small, tight community of 27 owners that skews toward professionals, hospital-cluster physicians, and longtime San Marco residents who traded the upkeep of a historic house for a terrace and new systems. Small associations run on a handful of volunteers, so expect to know your neighbors and to have a real say in how the building is run.

On a 27-unit association, the financial documents matter more than the dues number. Pull the current budget, the reserve study, and any pending or recent special assessments before you write, because in a small association the cost of a roof, an elevator, or a building-envelope repair is spread across very few owners. Confirm exactly what the HOA covers on the exterior and the commons, and read the meeting minutes for anything brewing.

Verify the elevator status of the specific unit in writing, installed, shaft-ready, or neither, since it is the single biggest swing in both daily living and resale. On homes this new, ask what remains of the Toll Brothers structural warranty and exactly what conveys to a resale buyer, including registration requirements. The optional rooftop terraces also deserve their own inspection: build-out varies from minimal decks to fully outfitted outdoor rooms, and the terrace's waterproofing and drainage are worth a close look on a four-story home.

Jacksonville sees coastal, river, and creek flooding, so pull the FEMA flood designation for the exact address; Jacksonville's Community Rating System participation earns flood-insurance discounts, but two nearby addresses can fall in different zones. There is no CDD expected on urban infill like this, but confirm it on the tax bill, and budget for the post-sale tax reset, when you buy, the prior owner's Save Our Homes cap ends and the assessed value resets to the new just value, so the second-year bill is often higher than the seller's current one. Finally, confirm internet options, Xfinity (Comcast) serves nearly all addresses and AT&T fiber reaches a growing share, at the specific unit if working from home matters.

Most buyers weighing the Terraces are choosing between new-construction convenience in the district and the character of the historic stock or a different urban-core address. Here is the honest shorthand.

The honest verdict: if you want a brand-new, low-maintenance home with a rooftop terrace inside the only district in Jacksonville that lives like a true urban village, the Terraces is the only address that delivers it, and the scarcity is the value. If you want character, land, or a lower price per square foot, the neighborhoods above are the right field to shop, and we will help you weigh the premium against what it actually buys.