The Cedars
Condos for Sale in Mary Esther, FL
All 67 homes for sale in Mary Esther, FL · median $324,900 · 74 homes for sale in 32569 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the Cedars in Mary Esther, FL has 3 homes for sale. Homes listed or recently sold were built 1974–1975; none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft).
| Location | Mary Esther, Okaloosa County, FL · ZIP 32569 |
|---|---|
| Homes in the community | 81 (FL DOR 2025 assessment roll) |
| Years built | 1910–2022 (median 1972) |
| Typical living area | 3,802 sq ft (median) |
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Pool, Community Room, Dock, Waterfront, Dumpster, Elevators |
| For sale right now | 3 active, 0 pending · median asking $90,000 · 7.2 months of supply |
| Owner-occupied (homestead) share | 55% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “THE CEDARS key facts,” movewithmomentum.com/neighborhoods/the-cedars, data as of September 20, 2026.
Homes For Sale Right Now in The Cedars
Live MLS inventory for The Cedars. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 43 daysTop listingActive · 24 days
Active · 136 daysActive and pending The Cedars listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in The Cedars Right Now (3)
All 3 active and pending The Cedars listings with a detail page, newest first, refreshed twice a day from the MLS.
- 209 W Miracle Strip Parkway #H201 · $90,000 · 1 bd / 1 ba · listed Aug 27, 2026 · listed by Dream Team Realty of NW Florida LLC
- 209 W Miracle Strip Parkway #D103 · $118,000 · 1 bd / 1 ba · listed Aug 8, 2026 · listed by Ellis Realty LLC
- 209 W Miracle Strip Parkway #D208 · $89,900 · 1 bd / 1 ba · listed Jul 2, 2026 · listed by EXP Realty LLC
The Cedars is a small pocket in Mary Esther, and with just 2 active listings as of July 2026, this is a thin market. Price here is set by the individual home — its condition, updates, and lot — far more than by any neighborhood-wide trend, because there simply aren't enough transactions to establish one. Treat each listing on its own merits.
For a buyer, thin inventory means you may wait for the right home to surface rather than choosing from a shelf. For a seller, it means less direct comparison working against you, but also fewer recent comps to anchor an appraisal. Pricing discipline and a clear read on condition matter more than usual on both sides.
The Cedars right now
🟢 Buyer-leaning market. 7.2 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
The Cedars is a compact residential enclave in Mary Esther, Okaloosa County, within the Emerald Coast market. Inventory is currently limited, so opportunities here are episodic rather than continuous.
County records show 4 qualified sales in THE CEDARS across 2024–2025 (2 in 2024, 2 in 2025), median $1M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of The Cedars. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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The CedarsPhotos from Emerald Coast MLS listings in The Cedars; content deemed reliable but not guaranteed.
Who The Cedars is best for.
Best for
- Buyers targeting a specific Mary Esther location who can be patient for the right listing
- Those who value a low-maintenance, amenity-light setup and want to focus their budget on the house
- Buyers comfortable evaluating a home on its own condition rather than against a deep comp set
Probably not for
- Buyers who need a large selection and want to compare many homes at once
- Those set on shared amenities like a pool or clubhouse
- Buyers on a strict timeline who can't wait for inventory to surface
The market around The Cedars
The Cedars is too small for its own price trend, so here is the market around it.
In ZIP 32569, 115 homes are on the market and 31% are under contract — a fast-moving corner of Mary Esther.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32569 (Mary Esther), 304 homes closed in the last 12 months at a median of $325K ($218/sq ft), up 0.1% year over year, with a median 51 days on market. Right now 77 active and 41 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32569 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not The Cedars specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in THE CEDARS, Mary Esther
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Cedars on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mary Esther · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent The Cedars listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Cedars address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The The Cedars buying strategy.
If we were buying in The Cedars today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Cedars.
A thin-market pocket in Mary Esther
There are no community amenities identified from the current MLS listings, so The Cedars competes on its homes and its location rather than shared facilities. That keeps carrying costs simple and puts the emphasis squarely on the house itself and its proximity to the wider Mary Esther and Okaloosa County corridor.
With only a couple of homes available at any given time, buyers should be ready to move when a listing that fits appears, and sellers should lean on condition and presentation to stand out. The absence of a deep, active pipeline cuts both ways: less noise, but also less momentum to ride.
The location and the amenities are priced into every listing in The Cedars. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the value is in knowing when a home is priced to its condition and when it isn't — and in being ready to act before the next listing is weeks away. We track The Cedars and the surrounding Mary Esther market closely so you're positioned to negotiate on facts, not guesses.
The Cedars in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Cedars buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Cedars sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Cedars, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Cedars home worth?
Get a no-obligation home value based on real comparable sales in The Cedars, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Mary Esther →
Recently off market in THE CEDARS
Homes in THE CEDARS that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 209 W Miracle Strip Parkway #Apt D103 · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 32569 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Frequently Asked Questions
Is The Cedars a buyer's or seller's market right now?
How many homes are in The Cedars?
What share of The Cedars is owner-occupied?
When were the homes in The Cedars built?
Who is the best real estate agent for The Cedars?
How do I find a top Mary Esther real estate agent who knows The Cedars?
Can Momentum Realty connect me with an agent for The Cedars?
Where is The Cedars, and what county is it in?
Should you buy in The Cedars?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32569)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2018 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how THE CEDARS fits the bigger picture — live prices, inventory, and Momentum Scores:
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Explore more neighborhoods near The Cedars with Momentum Realty’s local guides.