The Retreat at Old Pass
Homes for Sale in Destin, FL
All 602 homes for sale in Destin, FL · median $629,000 · 607 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, The Retreat at Old Pass in Destin, FL has 1 home for sale. As of October 2026, the MLS records 1 closed sale in The Retreat at Old Pass in Destin, FL, the most recent in September 2025. Across Destin as a whole, 418 homes closed in the last 12 months at a median of $730,000, 99 median days on market, with 594 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $9,410 ($8,900 with the full homestead exemption).
The Retreat at Old Pass currently shows a single active listing, so there is no market to average and no median to lean on. Price here is set by that one home's condition, position, and how motivated its seller is — not by a broad trend line. Treat whatever is listed as a data point of one, and read it on its own merits.
For a buyer, that thinness cuts both ways: little competition, but also little to compare against, which makes disciplined pricing analysis essential before you write. For a seller, you are effectively the market right now — the upside is scarcity, the risk is that a lone listing sits without peers to anchor buyer expectations. Timing and presentation carry more weight than usual.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The Retreat at Old Pass right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A small enclave in Destin's Okaloosa County stretch, The Retreat at Old Pass reads as a low-inventory community where a single available home defines the current picture. There are no shared amenities identified from current MLS listings, so the appeal is the location and the individual property rather than a resort-style package.
County records show 6 qualified sales in The Retreat at Old Pass across 2024–2025 (2 in 2024, 4 in 2025), median $1.80M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who The Retreat at Old Pass is best for.
Best for
- Buyers targeting this exact Destin location and willing to move on the one home available
- Purchasers comfortable underwriting value from wider-area comps rather than in-community sales
- Those who value privacy and a single-property focus over a menu of listings
Probably not for
- Buyers who need several options to compare before deciding
- Anyone requiring shared amenities like a pool, gate, or clubhouse
- Investors who want active-inventory depth and clear internal pricing trends
The market around The Retreat at Old Pass
The Retreat at Old Pass is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Destin.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not The Retreat at Old Pass specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in The Retreat at Old Pass
Live MLS inventory for The Retreat at Old Pass. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Retreat at Old Pass listings as of 2026-10-19, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent The Retreat at Old Pass listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Retreat at Old Pass address.
Shop the zone: Homes zoned for Destin High School
The The Retreat at Old Pass buying strategy.
If we were buying in The Retreat at Old Pass today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Retreat at Old Pass.
A market of one
With one active listing as of mid-2026, this is a community you evaluate house-by-house, not by neighborhood statistics. That means the usual signals — days on market patterns, price-per-foot bands, absorption — are unavailable, and any buyer should build value off comparable Destin-area sales rather than anything internal to The Retreat at Old Pass.
No community amenities surface in current MLS data, which keeps the value equation focused on the home itself and its Destin location. If you need a pool, gate, or clubhouse to justify a purchase, confirm what exists on the ground before assuming it — do not price in shared features that the listings do not show.
The location and the amenities are priced into every listing in The Retreat at Old Pass. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a one-listing community, generic comps are misleading and the margin for error is small. We underwrite the individual property against the broader Destin market, pressure-test the asking price, and tell you plainly whether the scarcity is working for you or against you before you commit.
The Retreat at Old Pass in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Retreat at Old Pass buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Retreat at Old Pass sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Retreat at Old Pass, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Retreat at Old Pass home worth?
Get a no-obligation home value based on real comparable sales in The Retreat at Old Pass, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 47 (FL DOR 2025 assessment roll) |
| Years built | 1939–2024 (median 1984) |
| Typical living area | 2,943 sq ft (median) |
| Amenities listed by sellers | Dock, Fishing, No Rental, Waterfront |
| For sale right now | 1 active, 0 pending · median asking $4,650,000 · 12.0 months of supply |
| Owner-occupied (homestead) share | 34% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “The Retreat at Old Pass key facts,” movewithmomentum.com/neighborhoods/the-retreat-at-old-pass, data as of September 20, 2026.
Housing distress & ownership in The Retreat at Old Pass, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in The Retreat At Old Pass Right Now (1)
All 1 active and pending The Retreat At Old Pass listings with a detail page, newest first, refreshed twice a day from the MLS.
- 714 Harbor Boulevard · $4,650,000 · 8 bd / 7.5 ba · listed Jul 22, 2026 · listed by Compass
More Destin home searches
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- Destin home values: what is my house worth?
- ZIP 32541 housing scorecard
Destin guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Harbor Boulevard (2 homes on record)
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Email me new listings in The Retreat at Old PassHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about The Retreat at Old PassHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works The Retreat at Old PassHomes for Sale will answer, and the answer is published on this page for the next buyer.
Recent Developments in The Retreat At Old Pass
Development, infrastructure, retail, and school activity affecting The Retreat At Old Pass, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 4 miles west of The Retreat At Old Pass, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Civic
Okaloosa commissioners reject 12-month data center moratorium 3-2
Okaloosa County commissioners voted 3-2 on September 15 against a 12-month data center moratorium. On September 3 the board unanimously directed staff to develop a regulatory framework for data centers, with an outline due within 60 days. No specific project or site was proposed, and commissioners discussed protecting the Shoal River Industrial Park.
What it may mean for the marketThe pending rules will shape where large power-and-land-intensive facilities can locate in the county, including industrial land near Crestview. The project is about 23 miles north of The Retreat At Old Pass, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The site is about 2 miles southeast of The Retreat At Old Pass.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 8 miles north of The Retreat At Old Pass.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 25 miles north of The Retreat At Old Pass, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 22 miles north of The Retreat At Old Pass, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
10% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Frequently Asked Questions
Is The Retreat at Old Pass a buyer's or seller's market right now?
How many homes are in The Retreat at Old Pass?
What share of The Retreat at Old Pass is owner-occupied?
When were the homes in The Retreat at Old Pass built?
Who is the best real estate agent for The Retreat at Old Pass?
How do I find a top Destin real estate agent who knows The Retreat at Old Pass?
Can Momentum Realty connect me with an agent for The Retreat at Old Pass?
Where is The Retreat at Old Pass, and what county is it in?
Should you buy in The Retreat at Old Pass?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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