The Ridge at Swan Lake in Dundee

The Ridge at Swan Lake
Homes for Sale in Dundee, FL

All 76 homes for sale in DUNDEE, FL · median $285,445 · Polk County homes for sale

Community in Dundee · Polk County · ZIP 33838
277 homesBuilt 2018–2022
Free · No obligation
Talk to a The Ridge at Swan Lake Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data3 years of closingsFL DOR public recordsUpdated twice daily

Nearby homes for sale

No active listings inside THE RIDGE AT SWAN LAKE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

742 LAKE DELL AVENUE
$332K · 0.3 mi away
4 bd · 2.5 ba · 2,414 sqft
742 LAKE DELL AVENUE
Listed by AXEN REALTY, LLC
602 EDMUND AVENUE
$320K · 0.4 mi away
3 bd · 2 ba · 1,448 sqft
602 EDMUND AVENUE
Listed by CHARLES RUTENBERG REALTY ORLANDO
513 5TH STREET
$220K · 0.4 mi away
3 bd · 1 ba · 748 sqft
513 5TH STREET
Listed by ZUCCARO REALTY GROUP INC
515 5TH STREET
$250K · 0.4 mi away
4 bd · 2 ba · 1,885 sqft
515 5TH STREET
Listed by REAL ESTATE BROKERS USA, INC.
222 FLORIDA AVENUE
$300K · 0.5 mi away
3 bd · 2 ba · 1,554 sqft
222 FLORIDA AVENUE
Listed by INVESTOR'S HOME REALTY
1035 WISTERIA WAY
$400K · 0.5 mi away
5 bd · 3.5 ba · 3,030 sqft
1035 WISTERIA WAY
Listed by AXEN REALTY, LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

Live · The Ridge at Swan Lake Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
64%
Owner-occupied · The Ridge at Swan Lake
176 of 277 parcels homesteaded (FL DOR 2025)
36%
Non-owner-occupied · The Ridge at Swan Lake
incl. 14% trust or LLC-held · 19% out-of-state
277
Homes in the community
277 residential parcels (FL DOR 2025)
Track record · 3 years of records
Est. 2018
Community established
homes built 2018-2022, median 2020 (FL DOR 2025)

The market around The Ridge at Swan Lake

The Ridge at Swan Lake is too small for its own price trend, so here is the market around it.

In ZIP 33838, 91 homes are on the market and 23% are under contract — a steady corner of Dundee.

Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not The Ridge at Swan Lake specifically. Momentum Research analysis of MLS records.

Schools

In short
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Polk County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent The Ridge at Swan Lake listings and can change; always confirm with Polk County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any The Ridge at Swan Lake address.

If we were buying in The Ridge at Swan Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Ridge at Swan Lake.

A closer look at the The Ridge at Swan Lake market

The housing stock is 277 homes built between 2018 and 2022, and 64% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in The Ridge at Swan Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Ridge at Swan Lake sales matched to your home.

What is your The Ridge at Swan Lake home worth?

Get a no-obligation home value based on real comparable sales in The Ridge at Swan Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in The Ridge at Swan Lake on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,856/mo
Polk County typical true cost to own
$161/mo
Polk County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

The Ridge at Swan Lake Market Scorecard

Thin data

The Ridge at Swan Lake is currently a thin data market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in The Ridge at Swan Lake?
The Florida DOR 2025 assessment roll shows 277 homes in The Ridge at Swan Lake (public records).
What share of The Ridge at Swan Lake is owner-occupied?
64% of The Ridge at Swan Lake parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in The Ridge at Swan Lake built?
Homes in The Ridge at Swan Lake were built between 2018 and 2022, with a median year built of 2020 (FL DOR 2025 roll).
What schools serve The Ridge at Swan Lake?
The Ridge at Swan Lake is served by Polk County Public Schools, typically Polk County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for The Ridge at Swan Lake?
The best agent for The Ridge at Swan Lake is one who actively works Dundee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for The Ridge at Swan Lake.
How do I find a top Dundee real estate agent who knows The Ridge at Swan Lake?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows The Ridge at Swan Lake and the wider Dundee area.
Can Momentum Realty connect me with an agent for The Ridge at Swan Lake?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your The Ridge at Swan Lake purchase or sale - no call center and no pressure.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 25, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2023 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

More Dundee & Lakeland, Winter Haven & Polk County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lakeland, Winter Haven & Polk County or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near The Ridge at Swan Lake with Momentum Realty’s local guides.

Ridge Of Dundee0.3 mi away · 6 homesBOBluffs Of0.3 mi awayBluffs0.4 mi awayMaria Vista0.5 mi away · median $268K, 4 sales/12 moLanier Hills0.7 mi away · 154 homes, built 1913–20Bolin Manor0.9 mi away · 2 homes, built 1956–59Mabel Loop Ridge0.9 mi away · 126 homes, built 2010–17Sol Vista1.0 mi away · median $237K, 30 sales/12 mo

Browse all neighborhood guides →

Talk to a Local The Ridge at Swan Lake Expert
Call Get Listings