The Waterford
Homes for Sale in Jacksonville Beach, FL
All 171 homes for sale in Jacksonville Beach, FL · median $699,900 · 78 condos for sale in Jacksonville Beach · 160 homes for sale in 32250 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · via realMLS
As of September 2026, The Waterford in Jacksonville Beach, FL has 1 home for sale. Homes listed or recently sold were built 1984–1985; 4 of 4 report an HOA (median $1,800/mo); 4 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft).
| Location | Jacksonville Beach, Duval County, FL · ZIP 32250 |
|---|---|
| Amenities listed by sellers | Elevator(s), Closed Circuit Camera(s), Entry Phone/Intercom, Secured Elevator, Secured Lobby, Service Elevator(s) |
| For sale right now | 1 active, 1 pending · median asking $750,000 · 6.0 months of supply |
| Zoned public schools | Seabreeze Elementary School (A, FLDOE 2025-26); Duncan U. Fletcher Middle School (A, FLDOE 2025-26); Duncan U. Fletcher High School (A, FLDOE 2025-26) |
Data as of September 17, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “The Waterford key facts,” movewithmomentum.com/neighborhoods/the-waterford-jacksonville-beach, data as of September 17, 2026.
The Waterford is a secured, elevator-served condo building in Jacksonville Beach, and what sets it apart isn't just proximity to the water — it's the building infrastructure itself: elevators (including a service elevator), a secured lobby and secured elevator access, an entry phone/intercom system, on-site management, and dedicated storage. That's a fuller amenity stack than a lot of comparable buildings put together, and it tends to matter more to buyers here than it would in a typical single-family subdivision, because you're paying for the building as much as the unit.
Right now the market here reads balanced, with six months of supply on the books. But that label is doing a lot of work with very little inventory behind it — there's only one active listing in the community at the moment. For a buyer, that means less to compare and less leverage to negotiate; for a seller with a unit ready to list, it means less competition to stand out against.
The Waterford right now
🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 17, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 19, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
The Waterford is a secured condo building in Jacksonville Beach, Duval County, offering elevator access, a secured lobby, on-site management, storage, and beach access alongside a community pool.
realMLS (Northeast Florida) sales records identify 31 homes in The Waterford that have changed hands since 2001, built between 1984 and 1987 (median 1985), with a median living area of about 1,654 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of The Waterford. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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The WaterfordPhotos from realMLS listings in The Waterford; content deemed reliable but not guaranteed.
Who The Waterford is best for.
Best for
- Buyers targeting a specific secured, elevator-served building in Jacksonville Beach rather than shopping a wide radius.
- Buyers who value on-site management, dedicated storage, and a maintained pool over having many units to compare.
- Buyers prepared to act decisively when this building's limited inventory turns over.
Probably not for
- Buyers who want multiple units to compare before committing, given only one active listing right now.
- Buyers prioritizing ground-level, non-elevator access over building security features.
- Buyers who haven't yet narrowed their search to this specific building and city.
The market around The Waterford
The Waterford is too small for its own price trend, so here is the market around it.
In ZIP 32250, 236 homes are on the market and 26% are under contract — a steady corner of Jacksonville Beach.
Across Duval County, 3,860 homes are active and 1,698 pending (31% under contract).
In ZIP 32250 (Jacksonville Beach), 579 homes closed in the last 12 months at a median of $660K ($409/sq ft), down 0.4% year over year, with a median 48 days on market. Right now 91 active and 38 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 32250 housing market and the Duval County market.
ZIP and county figures describe the wider market, not The Waterford specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in The Waterford
Live MLS inventory for The Waterford. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Waterford listings as of 2026-09-17, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Waterford on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at The Waterford
- Elevator(s) · reported on 3 of 3 listings
- Service Elevator(s) · reported on 3 of 3 listings
- Secured Lobby · reported on 3 of 3 listings
- Secured Elevator · reported on 3 of 3 listings
- Entry Phone/Intercom · reported on 3 of 3 listings
- Pool · reported on 2 of 3 listings
- Beach Access · reported on 1 of 3 listings
- Security · reported on 1 of 3 listings
- Storage · reported on 1 of 3 listings
- Trash · reported on 1 of 3 listings
- Management - On Site · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around The Waterford are close: the nearest dining is about 1 minutes away.
- Eleven South · Dining1 min
- South Beach Plaza · Shopping1 min
- Huguenot Tennis Park · Parks1 min
- Tienda El Castillo · Groceries2 min
- Beaches hospital · Health2 min
- Starbucks · Coffee2 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near The WaterfordHomes for Sale in Jacksonville Beach, FL with Momentum Realty’s local guides.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Seabreeze Elementary SchoolFLDOE grade A · PreK-5
- Duncan U. Fletcher Middle SchoolFLDOE grade A · 6-8
- Duncan U. Fletcher High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Waterford address.
The The Waterford buying strategy.
If we were buying in The Waterford today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Waterford.
A Building Built Around Access and Security
Look at the amenity list and a pattern shows up fast: elevators and a service elevator, a secured lobby, secured elevator access, and an entry phone/intercom system. This is a building designed around controlled access, not just a pool and a courtyard. Add in on-site management, dedicated storage, beach access, and building-level trash service, and you get a low-maintenance ownership profile — the kind of building where the HOA is doing real work, which is also why it's worth verifying current amenities and access policies directly with the HOA rather than assuming the listing sheet is current.
The market posture is balanced at six months of supply, but with only one active listing right now, there isn't much of a market to read at the unit level — no real spread of competing listings to gauge pricing or concessions against. That's common in smaller, tightly held buildings: turnover is infrequent, and when a unit does list, it often moves without several direct competitors sitting alongside it.
The location and the amenities are priced into every listing in The Waterford. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Buildings like The Waterford don't generate much day-to-day listing activity, so tracking this community means watching one specific building closely rather than running a broad search. Momentum verifies amenities and access details directly with the HOA before a buyer gets attached to a unit, and keeps a pulse on secured, elevator-served buildings across Jacksonville Beach so a client isn't starting from zero when the next listing does surface.
The Waterford in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $1,800/month (about $21,600/yr) · median of 14 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,800 per month ($21,600 a year) — the median AssociationFee across 14 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Waterford buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Waterford sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Waterford, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Waterford home worth?
Get a no-obligation home value based on real comparable sales in The Waterford, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in The Waterford
Homes in The Waterford that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1221 1St Street #6A · off market
- 1221 S 1St Street #10B · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 32250 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).
The Waterford Market Scorecard
The Waterford is currently a buyer's market. About 6.0 months of supply, a median asking price of $750,000, and homes go under contract in about 47 days.
Typical home value in the 32250 ZIP is $637,813, about 14.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is The Waterford a buyer's or seller's market right now?
What schools serve The Waterford?
Who is the best real estate agent for The Waterford?
How do I find a top Jacksonville Beach real estate agent who knows The Waterford?
Can Momentum Realty connect me with an agent for The Waterford?
Where is The Waterford, and what county is it in?
How far is The Waterford from downtown Jacksonville and the beach?
Should you buy in The Waterford?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 17, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-17 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (47 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how The Waterford fits the bigger picture — live prices, inventory, and Momentum Scores: