The Waterford in Jacksonville Beach

The Waterford
Homes for Sale in Jacksonville Beach, FL

All 182 homes for sale in Jacksonville Beach, FL · median $727,450 · 77 condos for sale in Jacksonville Beach · 163 homes for sale in 32250 · Duval County homes for sale

Community in Jacksonville Beach · Duval County · ZIP 32250
Median sale $1.50M
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Photo courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · via realMLS

Built fromLive realMLS data25 years of closingsUpdated twice daily

Over the 12 months ending 2026-10-10, 3 recorded sales closed at a median of $1,500,000, $554 per square foot, a median 86 days on market, sellers accepting 86% of original asking. Homes listed or recently sold were built 1984–1985; 4 of 4 report an HOA (median $1,800/mo); 4 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $26,800 ($26,060 with the full homestead exemption).

The Waterford key facts
LocationJacksonville Beach, Duval County, FL · ZIP 32250
Amenities listed by sellersElevator(s), Closed Circuit Camera(s), Entry Phone/Intercom, Secured Elevator, Secured Lobby, Service Elevator(s)
Sale prices, last 12 months$1,500,000 median across 3 closed sales · $554 per sq ft
Days on market (closed sales)86 median
For sale right now0 active, 1 pending
Zoned public schoolsSeabreeze Elementary School (A, FLDOE 2025-26); Duncan U. Fletcher Middle School (A, FLDOE 2025-26); Duncan U. Fletcher High School (A, FLDOE 2025-26)

Data as of October 10, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “The Waterford key facts,” movewithmomentum.com/neighborhoods/the-waterford-jacksonville-beach, data as of October 10, 2026.

Last 30 days in The Waterford: 1 under contract right now, 1 closed sale (median $1,615,000). As of October 10, 2026, realMLS.

Live · The Waterford Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.50M
Median sold · 12 mo
$554/sf
Sold $/sqft · 12 mo
peak $554 in 2026
85.7%
Sale vs ask
Duval median: 96.2%
Tempo
86days
Median DOM · closed
11 days at the 2021 low
100%
Under contract
Duval: 26% (1,434 of 5,438)
0 · 1
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year
Track record · 25 years of records
2,913sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The Waterford is a secured, elevator-served condo building in Jacksonville Beach, and what sets it apart isn't just proximity to the water — it's the building infrastructure itself: elevators (including a service elevator), a secured lobby and secured elevator access, an entry phone/intercom system, on-site management, and dedicated storage. That's a fuller amenity stack than a lot of comparable buildings put together, and it tends to matter more to buyers here than it would in a typical single-family subdivision, because you're paying for the building as much as the unit.

Right now the market here reads balanced, with six months of supply on the books. But that label is doing a lot of work with very little inventory behind it — there's only one active listing in the community at the moment. For a buyer, that means less to compare and less leverage to negotiate; for a seller with a unit ready to list, it means less competition to stand out against.

The 60-Second Overview

The Waterford market snapshot (as of October 10, 2026): the median sale price is about $1.50M ($554 per sq ft over the trailing 12 months of closed sales), and a median 86 days on market for closed sales.

In ZIP 32250 (Jacksonville Beach), 574 homes closed in the last 12 months at a median of $660K ($409/sq ft), down 1.9% year over year, with a median 47 days on market. Right now 101 active and 37 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 32250 housing market and the Duval County market.

realMLS (Northeast Florida) sales records identify 31 homes in The Waterford that have changed hands since 2001, built between 1984 and 1987 (median 1985), with a median living area of about 1,654 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

The Waterford is a secured condo building in Jacksonville Beach, Duval County, offering elevator access, a secured lobby, on-site management, storage, and beach access alongside a community pool.

Best for

  • Buyers targeting a specific secured, elevator-served building in Jacksonville Beach rather than shopping a wide radius.
  • Buyers who value on-site management, dedicated storage, and a maintained pool over having many units to compare.
  • Buyers prepared to act decisively when this building's limited inventory turns over.

Probably not for

  • Buyers who want multiple units to compare before committing, given only one active listing right now.
  • Buyers prioritizing ground-level, non-elevator access over building security features.
  • Buyers who haven't yet narrowed their search to this specific building and city.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending October 10 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.50M) IS the median in the snapshot above.

Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$500K$1M$1.5M20122014201620182020202220242026
Every sale since 2001 · price vs size
$0$1M$2M2k3k4k
48 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$300$400$50020122014201620182020202220242026
Up from $277 in 2012 to a $554 peak in 2026; $554 now.
Median days on market · closed sales
010020020122014201620182020202220242026
11 days at the 2021 low; 86 now.
Sale price vs original ask · median
85%90%95%100%20122014201620182020202220242026
85.7% now vs Duval 96.2%.
Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 6 a year; 3 in the current window.
How much local inventory is already under contract

23% of homes for sale in ZIP 32250 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-11).

The Waterford Market Scorecard

Balanced

The Waterford is currently a balanced market..

$1,500,000
Median sold
0/1/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in The Waterford

Live MLS inventory for The Waterford. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending The Waterford listings as of 2026-10-10, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in The Waterford Jacksonville Beach Right Now (1)

All 1 active and pending The Waterford Jacksonville Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 1221 1st Street #2B · $740,000 · 2 bd / 2 ba · pending · listed Aug 1, 2026 · listed by Compass Florida Llc

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

The Waterford

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around The Waterford are close: the nearest dining is about 1 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near The Waterford with Momentum Realty’s local guides.

Dune House0.1 mi awayOcean 140.1 mi away · median $550K, 7 sales/12 moS Bchs Costa Brava0.1 mi awayQueys0.1 mi awayCosta Verano0.1 mi away · median $1.58M, 7 sales/12 moSouth Beaches Costa Brava Jacksonville0.1 mi awayJBJax Beach South0.1 mi away · 141 homes, built 1924–24

Browse all neighborhood guides →

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Seabreeze Elementary SchoolFLDOE grade A · PreK-5
  • Duncan U. Fletcher Middle SchoolFLDOE grade A · 6-8
  • Duncan U. Fletcher High SchoolFLDOE grade A · 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any The Waterford address.

If we were buying in The Waterford today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Waterford.

Best Buy
Buyers who want a secured, amenity-rich building close to the beach and are comfortable with a market that currently has only one active listing to choose from.
Biggest Risk
With just one active listing and six months of supply, options are thin and there's little comparable inventory to price against.
Sweet Spot
A buyer who has already decided this specific building is the target and is ready to move when a unit surfaces.
Avoid If
Skip it if you need several units to compare side by side before deciding — current inventory won't support that.

A Building Built Around Access and Security

Look at the amenity list and a pattern shows up fast: elevators and a service elevator, a secured lobby, secured elevator access, and an entry phone/intercom system. This is a building designed around controlled access, not just a pool and a courtyard. Add in on-site management, dedicated storage, beach access, and building-level trash service, and you get a low-maintenance ownership profile — the kind of building where the HOA is doing real work, which is also why it's worth verifying current amenities and access policies directly with the HOA rather than assuming the listing sheet is current.

The market posture is balanced at six months of supply, but with only one active listing right now, there isn't much of a market to read at the unit level — no real spread of competing listings to gauge pricing or concessions against. That's common in smaller, tightly held buildings: turnover is infrequent, and when a unit does list, it often moves without several direct competitors sitting alongside it.

“

The location and the amenities are priced into every listing in The Waterford. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Buildings like The Waterford don't generate much day-to-day listing activity, so tracking this community means watching one specific building closely rather than running a broad search. Momentum verifies amenities and access details directly with the HOA before a buyer gets attached to a unit, and keeps a pulse on secured, elevator-served buildings across Jacksonville Beach so a client isn't starting from zero when the next listing does surface.

The Waterford in 15 seconds.

Best forBuyers who want a secured, amenity-rich building close to the beach and are comfortable with a market that currently has only one active listing to choose from.
Biggest advantageA full-service building profile — elevators, on-site management, storage, and beach access — bundled together in one secured property.
Biggest riskWith just one active listing and six months of supply, options are thin and there's little comparable inventory to price against.
Sweet spotA buyer who has already decided this specific building is the target and is ready to move when a unit surfaces.
Avoid ifSkip it if you need several units to compare side by side before deciding — current inventory won't support that.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the The Waterford homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in The Waterford.
In short
  • HOA dues reported around $2,297/month (about $27,564/yr) · median of 78 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $2,297 per month ($27,564 a year) — the median AssociationFee across 78 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Waterford sales matched to your home.

What is your The Waterford home worth?

Get a no-obligation home value based on real comparable sales in The Waterford, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in The Waterford

Homes in The Waterford that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in The Waterford?
The median sale price in The Waterford was $1.50M over the 12 months ending October 10, 2026 (3 closed sales, realMLS).
How long do homes in The Waterford take to sell?
Homes that closed in the 12 months ending October 10, 2026 took a median 86 days on market (3 sales, realMLS).
What schools serve The Waterford?
The Waterford is served by Duval County Public Schools, typically Seabreeze Elementary School, Duncan U. Fletcher Middle School and Duncan U. Fletcher High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for The Waterford?
The best agent for The Waterford is one who actively works Jacksonville Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for The Waterford.
How do I find a top Jacksonville Beach real estate agent who knows The Waterford?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows The Waterford and the wider Jacksonville Beach area.
Can Momentum Realty connect me with an agent for The Waterford?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your The Waterford purchase or sale - no call center and no pressure.
Where is The Waterford, and what county is it in?
The Waterford is in Jacksonville Beach, Duval County, FL, ZIP 32250. The community's center is about 2 miles east of the center of Jacksonville Beach (straight-line).
How far is The Waterford from downtown Jacksonville and the beach?
About 16 miles from downtown Jacksonville (straight-line; driving distance is usually 15 to 30 percent more). The community sits on the Atlantic coast, at Jacksonville Beach.
Buyers targeting a specific secured, elevator-served building in Jacksonville Beach rather than shopping a wide radius.Excellent fit
Buyers who value on-site management, dedicated storage, and a maintained pool over having many units to compare.Excellent fit
Buyers prepared to act decisively when this building's limited inventory turns over.Excellent fit
Buyers who want multiple units to compare before committing, given only one active listing right now.Probably not
Buyers prioritizing ground-level, non-elevator access over building security features.Probably not
Buyers who haven't yet narrowed their search to this specific building and city.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 10, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 10, 2026
Under-contract sharesrealMLS records, as of 2026-10-10
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2001 (48 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on The Waterford

Thinking of selling in The Waterford? 3 recorded closings; median 86 days on market (window ending 2026-10-10). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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