Community Details at a Glance
The Homes
Type
Condominiums in a gated beaches-area community
Built
Largely 1990s to 2000s
Size
About 900 to 1,500 sq ft
Status
Established condo resale market
Costs & Fees
HOA
Monthly condo association dues
CDD
None typical
Taxes
Duval County millage; confirm per unit
Amenities
Community
Gated entry, pool, fitness, and clubhouse
Setting
Jacksonville Beach near JTB and the Intracoastal
Access
JTB and San Pablo to the beach and Southside
Beaches
A short drive to the Atlantic beaches
Location
Area
Jacksonville Beach, near JTB and the Intracoastal
Access
JTB (SR 202), San Pablo, and A1A
Beaches
About 10 minutes to the ocean
Town Center
About 15 minutes
The Homes & Style
The Waterford is a gated condominium community in Jacksonville Beach, set near JTB and the Intracoastal a short drive from the ocean. The units are condominiums, largely built in the 1990s and 2000s, ranging from one and two-bedroom plans to larger layouts, many with lake or preserve views, used as primary residences, second homes, and rentals. The draw is a gated, low-maintenance, beaches-area lifestyle without the upkeep of a single-family home.
Because this is a condo community, the practical question is the building, the floor, and the view as much as the unit. For any unit, the association's reserves and the structural milestone matter as much as the finishes, and proximity to the amenities and a good view drive value.
Living Here
Life at The Waterford is gated, low-maintenance, beaches-area living. The community offers a gated entry, a pool, fitness, and a clubhouse in a landscaped setting near JTB, minutes from the Jacksonville Beach oceanfront and the shops and dining of the beaches and the St. Johns Town Center.
The setting pairs a lock-and-leave condo lifestyle with quick access to the beach, JTB, and the Town Center. It is a community for buyers who want a gated beaches-area base without single-family upkeep.
Before You Offer
Read the condo association's finances first: the budget, reserves, the latest SIRS or structural reserve study, and any special assessments. Florida's post-2021 condo rules can raise dues or trigger one-time charges.
Confirm what the dues cover and compute the all-in monthly. In a condo, exterior, roof, grounds, amenities, and often water sit with the association.
Get wind and flood insurance quotes given the beaches-area location, and confirm the building's master and flood coverage.
Check the unit's building, floor, and view, verify lender acceptance of the association, and confirm any short-term-rental rules if you plan to rent.
The Waterford vs. Comparable Jacksonville Beach Options
The Waterford competes with the other gated condo communities of Jacksonville Beach near JTB and the Intracoastal. Against older beaches condos, it offers a gated, amenity-equipped product a short drive from the ocean, while older communities can be cheaper but carry more reserve risk.
Against a single-family beaches home, a unit here trades a yard for low-maintenance, gated living minutes from the beach and the Town Center. The honest shorthand: pick The Waterford for low-maintenance, gated beaches-area living a short drive from the ocean; pick a house for land or an oceanfront unit for the water.
Who The Waterford Fits Best
The Waterford fits buyers who want a low-maintenance, gated condo minutes from the Jacksonville Beach oceanfront and the Town Center, second-home and lock-and-leave buyers who value a pool and clubhouse, and right-sizers comfortable with condo living near the beach.
The Waterford is a weaker fit for buyers who want a yard and full control of their costs, those who need the most space for the money, or anyone uncomfortable with condo finances and beaches-area insurance.
