Treasure Trove in Santa Rosa Beach

Treasure Trove
Homes for Sale in Santa Rosa Beach, FL

All 848 homes for sale in Santa Rosa Beach, FL · median $1,135,000 · 878 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
72 homesBuilt 1983–2023
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data4 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Treasure Trove in Santa Rosa Beach, FL has 2 homes for sale. Homes listed or recently sold were built 2018–2022.

Treasure Trove key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Homes in the community72 (FL DOR 2025 assessment roll)
Years built1983–2023 (median 2022.0)
Typical living area2,390 sq ft (median)
Amenities listed by sellersDeed Access, Dock, BBQ Pit/Grill, Fishing, Minimum Rental Prd, Pets Allowed
For sale right now2 active, 0 pending · median asking $642,500 · 24.0 months of supply
Owner-occupied (homestead) share59%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Treasure Trove key facts,” movewithmomentum.com/neighborhoods/treasure-trove, data as of September 20, 2026.

Last 30 days in Treasure Trove: 1 new listing (median asking $620,000). As of September 28, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Treasure Trove Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
24.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Walton: 18% (698 of 3,872)
2 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 8 a year
Ownership and context
59%
Owner-occupied · Treasure Trove
43 of 73 parcels homesteaded (FL DOR 2025)
41%
Non-owner-occupied · Treasure Trove
incl. 12% trust or LLC-held · 10% out-of-state
72
Homes in the community
plus 1 vacant residential lots · 73 residential parcels (FL DOR 2025)
Track record · 4 years of records
3
Recorded sales · 2024-2025
median $593K · qualified sales on the county roll (FL DOR 2025)
Est. 1983
Community established
homes built 1983-2023, median 2022 (FL DOR 2025)
1.4%/yr
Turnover rate
about 1 of 72 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Treasure Trove is a small pocket of 72 homes in Santa Rosa Beach, and the story here is condition and vintage. With a median build year of 2022 against a range stretching back to 1983, price is driven by where a given home sits on that timeline — a recently built house and an early-1980s original are two very different products under one community name. There is no amenity infrastructure to prop up value, so the home itself does the talking.

Inventory is thin: two active listings and a single closing in the trailing window. That is not enough activity to declare a trend, so treat any comp with caution. For sellers, scarcity can work in your favor if your home is dialed in; for buyers, be ready to move when the right one lists, because you may wait a while for a second option to appear.

Treasure Trove Housing Pulse · Momentum Research · as of September 20, 2026

Treasure Trove right now

🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 29, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Treasure Trove is a compact, predominantly newer-built community near the coast in Santa Rosa Beach, with a median living area just under 2,400 square feet. Just under 60% of homes are homesteaded, which points to a mix of primary occupancy alongside second-home and rental use.

Emerald Coast MLS sales records identify 35 homes in Treasure Trove that have changed hands since 2022, built between 2018 and 2022 (median 2022), with a median living area of about 2,246 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in Treasure Trove across 2024–2025 (2 in 2024, 1 in 2025), median $593,100 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a newer-construction primary or second home near the coast without amenity fees
  • Second-home or rental-minded owners comfortable underwriting a single home on its own condition
  • Patient buyers willing to wait for the right listing in a small, low-turnover community

Probably not for

  • Buyers who want resort-style amenities or a shared community package
  • Shoppers who need multiple homes to compare side by side before committing
  • Buyers relying on a heavy volume of recent comps to validate a price

The market around Treasure Trove

Treasure Trove is too small for its own price trend, so here is the market around it.

In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Treasure Trove specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Treasure Trove, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Treasure Trove

Live MLS inventory for Treasure Trove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Treasure Trove listings as of 2026-09-28, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Treasure Trove Right Now (2)

All 2 active and pending Treasure Trove listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 590 Las Roblas Grande Drive · $620,000 · 4 bd / 3 ba · listed Sep 12, 2026 · listed by Dockside Realty Inc
  • 54 Krewe Circle · $665,000 · 4 bd / 2 ba · listed Jun 30, 2026 · listed by 1 Percent Lists Florida Coast

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Treasure Trove listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Treasure Trove address.

If we were buying in Treasure Trove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Treasure Trove.

Best Buy
Buyers who want a newer-built Santa Rosa Beach home in a small, low-key community.
Biggest Risk
Thin inventory and few recent closings make pricing harder to pin down.
Sweet Spot
A move-in-ready home built in the recent stretch of the range, sized near the community median.
Avoid If
You need community amenities or a deep selection of homes to choose from right now.

A wide vintage spread in a small footprint

The build range runs from 1983 to 2023, but the median lands at 2022 — meaning the community skews decidedly newer, with older homes as the exception rather than the rule. That matters for buyers: two houses at the same address can carry very different mechanical ages, finishes, and construction standards. Underwrite each home on its own merits rather than assuming a community-wide baseline.

No community amenities show up in current MLS listings, so you are buying the house and the location, not a shared lifestyle package. The median living area near 2,389 square feet suggests full-sized homes rather than compact cottages. With homestead share just under 60%, expect a blend of owner-occupants and non-primary owners — a normal posture for this stretch of Walton County.

“

The location and the amenities are priced into every listing in Treasure Trove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 72-home community with only two active listings, the difference between a good buy and an overpay comes down to reading each home's vintage and condition correctly — not leaning on a thin comp set. We track what actually closes here, tell you when a listing's price reflects its build year and when it doesn't, and help sellers position a well-kept home to stand out while inventory is scarce.

Treasure Trove in 15 seconds.

Best forBuyers who want a newer-built Santa Rosa Beach home in a small, low-key community.
Biggest advantageA predominantly newer housing stock with full-sized floor plans near the coast.
Biggest riskThin inventory and few recent closings make pricing harder to pin down.
Sweet spotA move-in-ready home built in the recent stretch of the range, sized near the community median.
Avoid ifYou need community amenities or a deep selection of homes to choose from right now.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Treasure Trove homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Treasure Trove.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Treasure Trove sales matched to your home.

What is your Treasure Trove home worth?

Get a no-obligation home value based on real comparable sales in Treasure Trove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.

Recently off market in Treasure Trove

Homes in Treasure Trove that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).

Frequently Asked Questions

Is Treasure Trove a buyer's or seller's market right now?
As of September 20, 2026, Treasure Trove leans toward buyers: 24.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Treasure Trove?
The Florida DOR 2025 assessment roll shows 72 homes plus 1 vacant residential lots in Treasure Trove (public records).
What share of Treasure Trove is owner-occupied?
59% of Treasure Trove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Treasure Trove built?
Homes in Treasure Trove were built between 1983 and 2023, with a median year built of 2022.0 (FL DOR 2025 roll).
Who is the best real estate agent for Treasure Trove?
The best agent for Treasure Trove is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Treasure Trove.
How do I find a top Santa Rosa Beach real estate agent who knows Treasure Trove?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Treasure Trove and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Treasure Trove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Treasure Trove purchase or sale - no call center and no pressure.
Where is Treasure Trove, and what county is it in?
Treasure Trove is in Santa Rosa Beach, Walton County, FL, ZIP 32459. The community's center is about 12 miles northwest of the center of Santa Rosa Beach (straight-line).
Buyers seeking a newer-construction primary or second home near the coast without amenity feesExcellent fit
Second-home or rental-minded owners comfortable underwriting a single home on its own conditionExcellent fit
Patient buyers willing to wait for the right listing in a small, low-turnover communityExcellent fit
Buyers who want resort-style amenities or a shared community packageProbably not
Shoppers who need multiple homes to compare side by side before committingProbably not
Buyers relying on a heavy volume of recent comps to validate a priceProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 28, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32459))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2022 (38 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Treasure Trove with Momentum Realty’s local guides.

Treasure Trove Estates0.1 mi away · 37 homes, built 1983–22, 1 for saleShelter Cove Estates0.2 mi away · 61 homes, built 1985–24, 1 for saleShelter Cove Estates0.3 mi away · 37 homes, built 1985–24, 1 for saleBotany Bayou0.3 mi away · median $1.15M, 7 sales/12 moPelican Bay S D0.4 mi away · 82 homes, built 1985–24, 2 for saleEnchanted Estates0.4 mi away · 60 homes, built 2001–23Pelican Bay0.4 mi away · median $924K, 4 sales/12 moHewett Bayou0.4 mi away · 57 homes, built 1923–23

Browse all neighborhood guides →

Thinking of selling in Treasure Trove? 1 recorded closings (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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