Tuscany S/D
Homes for Sale in Destin, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, TUSCANY S/D in Destin, FL has 3 homes for sale. Over the 12 months ending 2026-07-25, 3 recorded sales closed at a median of $485,000, a median 43 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 1996–1997; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,250 ($5,740 with the full homestead exemption).
Homes For Sale Right Now in Tuscany S/D
Live MLS inventory for Tuscany S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Tuscany S/D listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Tuscany is a small, finished subdivision in Destin — 45 homes, all built in a tight window in the late 1990s, with a median around 1,707 square feet. Because the housing stock is so uniform in age and size, price here is driven less by square footage and more by condition, updates, and finish level. The median sits at $485,000, and the spread around it will come down to which homes have been renovated and which still wear their original systems.
Posture right now is measured. With a median 43 days on market and only 3 active listings against 3 recent closings, this is not a frenzied segment — buyers have room to inspect and negotiate, and sellers who price to condition tend to move. Homes since 2012 are up 131 percent, which tells you the long-run direction has been strong, but that history is not a forward promise. Come in on today's median and today's inventory.
The 60-Second Overview
Tuscany S/D market snapshot (as of July 25, 2026): the median sale price is about $485K, and a median 43 days on market for closed sales.
Tuscany S/D is a community of 45 homes in Destin, Okaloosa County, built between 1995 and 1999 (median 1997), with a median living area of about 1,707 square feet. 42% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A compact, built-out Destin subdivision of 45 homes from the late 1990s, where condition and updates — not location within a sprawling master plan — set the price. No community amenities show up in current MLS listings, so buy it for the homes and the address, not the extras.
The setting & the homes.
Aerial and on-site photos of Tuscany S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Tuscany S/D
Tuscany S/D
Tuscany S/DPhotos from Emerald Coast MLS listings in Tuscany S/D; content deemed reliable but not guaranteed.
Who Tuscany S/D is best for.
Best for
- Buyers targeting a Destin address around the mid-$480s who value a small, finished subdivision over a large master plan
- Second-home or investment buyers comfortable in a segment where a sizable share of homes are non-homestead
- Buyers who will do or budget for updates and want condition-driven pricing they can evaluate carefully
Probably not for
- Buyers who require pools, gyms, or other community amenities, which current listings do not identify
- Buyers wanting newer construction, since the entire subdivision dates to the late 1990s
- Buyers who need broad selection right now, given only a handful of active listings
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($485K) IS the median in the snapshot above.
Windows contain 1 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
TUSCANY S/D Market Scorecard
TUSCANY S/D is currently a thin data market. Limited supply, a median asking price of $500,000, and homes go under contract in about 51 days.
Typical home value in the 32541 ZIP is $627,422, about 35.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Tuscany S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent Tuscany S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Tuscany S/D address.
The Tuscany S/D buying strategy.
If we were buying in Tuscany S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tuscany S/D.
A uniform vintage means condition is everything
When every home was built between 1995 and 1999 to a similar footprint, the market stops rewarding age and size and starts rewarding what an owner has done since. Roofs, HVAC, kitchens, and baths are the variables here. A thoroughly updated home and a largely original one can carry very different values even at the same square footage, which is why the median of $485,000 is a reference point rather than a rule.
The homestead share sits at roughly 42 percent, meaning a meaningful portion of these homes are not primary residences — a signal that Tuscany draws second-home and investor interest alongside owner-occupants. With only 3 homes active, choice is limited; when the right condition and layout come up, hesitation costs you the house.
The location and the amenities are priced into every listing in Tuscany S/D. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Tuscany S/D buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.7). Basis: Long-Term Appreciation +131% since 2012; Owner Commitment 42% owner-occupied; Pricing Power 96.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a subdivision this uniform, the money is made or lost on reading condition correctly. We walk the systems — roof, HVAC, kitchens, baths — and tell you where a listing sits relative to the $485,000 median and what its finish level actually justifies. With inventory this thin, we also help you move decisively when the right home lists rather than waiting for options that may not come.
Tuscany S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tuscany S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tuscany S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tuscany S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tuscany S/D home worth?
Get a no-obligation home value based on real comparable sales in Tuscany S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Tuscany S/D on the map →
Frequently Asked Questions
What is the median home price in Tuscany S/D?
How long do homes in Tuscany S/D take to sell?
How many homes are in Tuscany S/D?
What share of Tuscany S/D is owner-occupied?
When were the homes in Tuscany S/D built?
Do cash buyers compete in Tuscany S/D?
Have Tuscany S/D home prices gone up?
Who is the best real estate agent for Tuscany S/D?
How do I find a top Destin real estate agent who knows Tuscany S/D?
Can Momentum Realty connect me with an agent for Tuscany S/D?
Should you buy in Tuscany S/D?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Tuscany S/D with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32541)) |
| Historical depth | Closed-sale records back to 1999 (46 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Destin & Destin, Okaloosa & Walton (Emerald Coast) guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.
See how TUSCANY S/D fits the bigger picture — live prices, inventory, and Momentum Scores: