Tuscany S/D
Homes for Sale in Destin, FL
All 591 homes for sale in Destin, FL · median $639,000 · 594 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Tuscany S/D in Destin, FL has 2 homes for sale. Homes listed or recently sold were built 1996–1998; 3 of 3 report an HOA (median $158/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft).
Tuscany is a small, finished subdivision in Destin — 45 homes, all built in a tight window in the late 1990s, with a median around 1,707 square feet. Because the housing stock is so uniform in age and size, price here is driven less by square footage and more by condition, updates, and finish level. The median sits at $485,000, and the spread around it will come down to which homes have been renovated and which still wear their original systems.
Posture right now is measured. With a median 43 days on market and only 3 active listings against 3 recent closings, this is not a frenzied segment — buyers have room to inspect and negotiate, and sellers who price to condition tend to move. Homes since 2012 are up 131 percent, which tells you the long-run direction has been strong, but that history is not a forward promise. Come in on today's median and today's inventory.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Tuscany S/D right now
🟢 Buyer-leaning market. 24.0 months of supply and 33% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 7, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A compact, built-out Destin subdivision of 45 homes from the late 1990s, where condition and updates — not location within a sprawling master plan — set the price. No community amenities show up in current MLS listings, so buy it for the homes and the address, not the extras.
Emerald Coast MLS sales records identify 29 homes in TUSCANY S/D that have changed hands since 2002, built between 1996 and 1999 (median 1997), with a median living area of about 1,600 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in TUSCANY S/D across 2024–2025 (3 in 2024, 3 in 2025), median $485,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Tuscany S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Tuscany S/D
Tuscany S/D
Tuscany S/DPhotos from Emerald Coast MLS listings in Tuscany S/D; content deemed reliable but not guaranteed.
Who Tuscany S/D is best for.
Best for
- Buyers targeting a Destin address around the mid-$480s who value a small, finished subdivision over a large master plan
- Second-home or investment buyers comfortable in a segment where a sizable share of homes are non-homestead
- Buyers who will do or budget for updates and want condition-driven pricing they can evaluate carefully
Probably not for
- Buyers who require pools, gyms, or other community amenities, which current listings do not identify
- Buyers wanting newer construction, since the entire subdivision dates to the late 1990s
- Buyers who need broad selection right now, given only a handful of active listings
The market around Tuscany S/D
Tuscany S/D is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Destin.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 7.4 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Tuscany S/D specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Tuscany S/D
Live MLS inventory for Tuscany S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Tuscany S/D listings as of 2026-11-06, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Tuscany S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent Tuscany S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Tuscany S/D address.
Shop the zone: Homes zoned for Destin High School · Homes zoned for Fort Walton Beach High School
The Tuscany S/D buying strategy.
If we were buying in Tuscany S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tuscany S/D.
A uniform vintage means condition is everything
When every home was built between 1995 and 1999 to a similar footprint, the market stops rewarding age and size and starts rewarding what an owner has done since. Roofs, HVAC, kitchens, and baths are the variables here. A thoroughly updated home and a largely original one can carry very different values even at the same square footage, which is why the median of $485,000 is a reference point rather than a rule.
The homestead share sits at roughly 42 percent, meaning a meaningful portion of these homes are not primary residences — a signal that Tuscany draws second-home and investor interest alongside owner-occupants. With only 3 homes active, choice is limited; when the right condition and layout come up, hesitation costs you the house.
The location and the amenities are priced into every listing in Tuscany S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this uniform, the money is made or lost on reading condition correctly. We walk the systems — roof, HVAC, kitchens, baths — and tell you where a listing sits relative to the $485,000 median and what its finish level actually justifies. With inventory this thin, we also help you move decisively when the right home lists rather than waiting for options that may not come.
Tuscany S/D in 15 seconds.
Tools for a Tuscany S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tuscany S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tuscany S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tuscany S/D home worth?
Get a no-obligation home value based on real comparable sales in Tuscany S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in TUSCANY S/D
Homes in TUSCANY S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 107 Mantero Way · off market
- 4790 W Trovare · off market
- 92 Mantero Way · off market
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 45 (FL DOR 2025 assessment roll) |
| Years built | 1995–1999 (median 1997) |
| Typical living area | 1,707 sq ft (median) |
| Amenities listed by sellers | Gated, Minimum Rental Prd, Pool, Short Term Rental - Not Allowed, Fire Alarm, Picnic Area |
| For sale right now | 2 active, 1 pending · median asking $469,450 · 24.0 months of supply |
| Owner-occupied (homestead) share | 42% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Tuscany S/D key facts,” movewithmomentum.com/neighborhoods/tuscany-s-d, data as of September 20, 2026.
Housing distress & ownership in TUSCANY S/D, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Tuscany S D Right Now (1)
All 1 active and pending Tuscany S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 113 Mantero Way · $399,000 · 2 bd / 2 ba · listed Aug 8, 2026 · listed by The Naumann Group Real Estate Inc
Recently sold in Tuscany S D
- 4790 W Trovare · sold $450,000
- 113 Mantero Way · sold $360,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Destin home searches
- All homes for sale in Destin, FL
- Homes for sale in Okaloosa County, FL
- Destin pool homes for sale
- Destin waterfront homes for sale
- Gated communities in Destin
- Destin home values: what is my house worth?
Destin guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Recent Developments in Tuscany S D
Development, infrastructure, retail, and school activity affecting Tuscany S D, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Retail & Dining
TJ Maxx to open 33,865-square-foot Destin store Nov. 1 at Paradise Key
The off-price retailer opens at 4437 Commons Drive East with a grand opening from 8 a.m. to 8 p.m. on Nov. 1. Regular hours run 9:30 a.m. to 9:30 p.m. daily, and the store sells apparel, accessories, jewelry, and home and beauty goods.
What it may mean for the marketA new national off-price anchor adds everyday shopping close to Destin's commercial corridor and may shorten trips for retail needs. The site is about 4 miles east of Tuscany S D.
Source: Get The Coast - October 2026Infrastructure
Okaloosa outlines Gap Creek drainage projects and permitting hurdles in Fort Walton Beach
County staff described five stormwater efforts, including the Overbrook drainage work, a planned 2.67-acre Sylvania Heights stormwater park estimated at $4 million, and Lloyd Street and Mayflower Avenue improvements expected to go to bid in early 2027. Air Force environmental review and state and Army Corps permits for dredging complicate the timeline.
What it may mean for the marketPlanned drainage upgrades could reduce flooding exposure in the Gap Creek basin over time, though permitting delays mean relief is likely several years out. The project is about 8 miles west of Tuscany S D, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Retail & Dining
7 Brew drive-thru coffee stand opens on Beal Parkway in Fort Walton Beach
The stand at 799 Beal Parkway opened Oct. 19 and is the chain's second in Fort Walton Beach. It is expected to add 75 local jobs, and an opening fundraiser raised $4,661 for an equine therapy nonprofit.
What it may mean for the marketA new drive-thru option along Beal Parkway adds early-morning and late-night food and beverage access and about 75 jobs nearby. The project is about 9 miles west of Tuscany S D, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 8 miles west of Tuscany S D, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The site is about 2 miles southwest of Tuscany S D.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 8 miles north of Tuscany S D.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Is Tuscany S/D a buyer's or seller's market right now?
How many homes are in Tuscany S/D?
What share of Tuscany S/D is owner-occupied?
When were the homes in Tuscany S/D built?
Who is the best real estate agent for Tuscany S/D?
How do I find a top Destin real estate agent who knows Tuscany S/D?
Can Momentum Realty connect me with an agent for Tuscany S/D?
Where is Tuscany S/D, and what county is it in?
Should you buy in Tuscany S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1999 (46 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Tuscany S/D
- Home values · What homes in Tuscany S/D actually sell for
