Villages At Harmony
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Villages At Harmony Pb 2C & 2D in St Cloud, FL has 2 homes for sale. Homes listed or recently sold were built 2024–2025 with 3 new construction; 6 of 6 report an HOA (median $42/mo).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (159 listings across 45 villages and sections in the MLS).
| Location | St Cloud, Osceola County, FL · ZIP 34773 |
|---|---|
| Homes in the community | 34 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024.0) |
| Typical living area | 2,131 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Clubhouse, Fitness Center, Pool, Playground, Deed Restrictions, Buyer Approval Required |
| For sale right now | 2 active, 0 pending · median asking $380,000 · 8.0 months of supply |
| Owner-occupied (homestead) share | 21% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Villages At Harmony Pb 2C & 2D key facts,” movewithmomentum.com/neighborhoods/villages-at-harmony-pb-2c-2d, data as of September 20, 2026.
Last 30 days in Villages At Harmony: 1 new listing (median asking $384,990). As of September 28, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Villages At Harmony
Live MLS inventory for Villages At Harmony. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Villages At Harmony listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2025. Tap any home to ask about it.
Every Home for Sale in Villages At Harmony Pb 2C 2D Right Now (3)
All 3 active and pending Villages At Harmony Pb 2C 2D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 7171 Carib Grackle Drive · $384,990 · 3 bd / 2 ba · listed Sep 24, 2026 · listed by Agent Trust Realty Corporation
- 2647 House Finch Road · $390,000 · 4 bd / 2 ba · listed Jul 8, 2026 · listed by Trudeals Realty Corp
- 7104 Cattle Egret Drive · $370,000 · 3 bd / 2 ba · listed Jun 27, 2026 · listed by Lpt Realty, Llc
This is a brand-new pocket of the Villages At Harmony community in St Cloud — every home in the sample was built in 2024, and the median footprint runs around 2,131 square feet. With construction that uniform, what drives price here is finish level, lot, and floor plan rather than age or renovation history. The median sits at $410,000, or roughly $224 per square foot, and with new construction that consistent the spread comes down to size and options more than condition.
The posture right now favors patience on both sides. A median of 88 days on market is slow, and year-over-year pricing is essentially flat — down a tenth of a percent, which is noise, not a trend. Sellers should expect to wait and to compete with whatever the builder is still moving; buyers have room to negotiate and little reason to rush. The homestead share is low at about 21 percent, consistent with a subdivision still in its first ownership cycle.
Villages At Harmony right now
🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 28, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Villages At Harmony Pb 2C & 2D is a 2024-vintage section of the larger Harmony master plan in St Cloud, Osceola County — 34 homes, all new, with a median living area just over 2,100 square feet.
Stellar MLS sales records identify 77 homes in Villages At Harmony that have changed hands since 2022, built between 2021 and 2026 (median 2023), with a median living area of about 1,828 sq ft and a typical 4-bedroom, 2-bath layout; 99% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 21 qualified sales in Villages At Harmony across 2024–2024, median $415,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Villages At Harmony. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Villages At Harmony; content deemed reliable but not guaranteed.
Who Villages At Harmony is best for.
Best for
- Buyers targeting a roughly 2,100-square-foot new home near the $410,000 median who value low maintenance
- Buyers with time to shop plans and negotiate in a slow, flat market
- Long-hold buyers comfortable with a first-cycle subdivision still filling in
Probably not for
- Sellers who need to close fast, given the 88-day median days on market
- Buyers counting on quick appreciation in a market that is essentially flat year over year
- Buyers who want an established, matured neighborhood rather than 2024 construction
The market around Villages At Harmony
Villages At Harmony is too small for its own price trend, so here is the market around it.
In ZIP 34773, 198 homes are on the market and 27% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34773 (St Cloud), 677 homes closed in the last 12 months at a median of $412K ($213/sq ft), up 1.2% year over year, with a median 54 days on market. Right now 120 active and 41 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Villages At Harmony specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Villages At Harmony Pb 2C & 2D, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Villages At Harmony on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Harmony Community School (K-5) · Elementary
- Harmony Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Villages At Harmony listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Villages At Harmony address.
Shop the zone: Homes zoned for Harmony High High School
The Villages At Harmony buying strategy.
If we were buying in Villages At Harmony today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villages At Harmony.
A new-build section still finding its footing
Because everything here dates to 2024, this is a resale market layered on top of an inventory that in some cases barely predates it. That has two effects worth understanding. First, comparables are tight and homogeneous, so pricing tends to key off square footage and elevation rather than the wide condition-driven swings you see in older neighborhoods. Second, resellers may be pricing against active builder inventory, which keeps a lid on how aggressive an ask can be.
The 88-day median tells you homes are not clearing quickly, and the flat year-over-year read tells you values are holding rather than climbing. For a buyer, that combination is an opening: time to inspect, compare plans, and negotiate. For a seller, it argues for realistic pricing from day one and a willingness to sit through a longer marketing window.
The location and the amenities are priced into every listing in Villages At Harmony. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a new section like this, the comparison that matters most is not just other resales — it is the builder's remaining inventory and incentives. We track both, so we can tell a seller where their price has to land to move against new stock, and tell a buyer whether a resale or a builder deal actually serves them better. With a slow days-on-market number, disciplined pricing and negotiation do most of the work here.
Villages At Harmony in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $44/month (about $528/yr) · median of 85 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $44 per month ($528 a year) — the median AssociationFee across 85 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villages At Harmony buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villages At Harmony sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villages At Harmony, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villages At Harmony home worth?
Get a no-obligation home value based on real comparable sales in Villages At Harmony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Villages At Harmony on the map →
29% of homes for sale in ZIP 34773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Frequently Asked Questions
Is Villages At Harmony a buyer's or seller's market right now?
How many homes are in Villages At Harmony?
What share of Villages At Harmony is owner-occupied?
When were the homes in Villages At Harmony built?
Who is the best real estate agent for Villages At Harmony?
How do I find a top St Cloud real estate agent who knows Villages At Harmony?
Can Momentum Realty connect me with an agent for Villages At Harmony?
Where is Villages At Harmony, and what county is it in?
Should you buy in Villages At Harmony?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34773)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (27 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Villages At Harmony Pb 2C & 2D fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Villages At Harmony with Momentum Realty’s local guides.