Villages/Harmony
Homes for Sale in Harmony, FL
All 42 homes for sale in Harmony, FL · median $385,000 · 39 homes for sale in 34773 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Villages/Harmony Ph 2E & 2F in Harmony, FL has 2 homes for sale. Homes listed or recently sold were built 2025–2025 with 5 new construction; 4 of 5 report an HOA (median $37/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 75 ft).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (147 listings across 42 villages and sections in the MLS).
There is not enough current MLS activity in Villages/Harmony to point to a reliable price or pace-of-sale signal right now. That is a data statement, not a judgment on the section itself — it simply means anyone pricing a listing or shaping an offer here needs to lean on comparable sections of Harmony rather than this pocket in isolation.
For a seller, that thin footprint argues for a pricing strategy built from the broader Harmony market rather than this phase alone. For a buyer, it argues for patience and a close read of whatever does come to market, since there is no track record here yet to tell you how a given listing compares to what has actually closed.
Villages/Harmony right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Villages/Harmony sits within the Harmony master-planned community in Osceola County, but current MLS data does not show enough listing activity in this specific phase to establish its own pricing or amenity profile separate from Harmony at large.
Stellar MLS sales records identify 166 homes in Villages/Harmony that have changed hands since 2021, built between 2021 and 2025 (median 2022), with a median living area of about 1,828 sq ft and a typical 4-bedroom, 2-bath layout; 89% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Villages/Harmony is best for.
Best for
- A buyer targeting Harmony specifically and open to whichever phase has an available, well-priced listing.
- A seller in this phase who is comfortable pricing with Harmony-wide comparables rather than section-only data.
- A buyer or investor comfortable doing extra diligence on amenities and HOA specifics before writing an offer.
Probably not for
- A buyer who wants to compare recent, section-specific sales before setting an offer price.
- Anyone assuming a documented amenity package sight unseen — it needs direct confirmation here.
- A buyer on a tight timeline who needs an established, predictable pace-of-sale to plan around.
The market around Villages/Harmony
Villages/Harmony is too small for its own price trend, so here is the market around it.
In ZIP 34773, 187 homes are on the market and 27% are under contract — a steady corner of Harmony.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34773 (Harmony), 677 homes closed in the last 12 months at a median of $414K ($213/sq ft), up 1.0% year over year, with a median 55 days on market. Right now 117 active and 39 pending listings put supply at about 3.2 months — a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Villages/Harmony specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Villages/Harmony
Live MLS inventory for Villages/Harmony. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Villages/Harmony listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Tap any home to ask about it.
Villages/Harmony on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Harmony Community School (K-5) · Elementary
- Harmony Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Villages/Harmony listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Villages/Harmony address.
Shop the zone: Homes zoned for Harmony High High School
The Villages/Harmony buying strategy.
If we were buying in Villages/Harmony today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villages/Harmony.
A section without its own track record yet
Community amenities specific to Ph 2E & 2F are not identified in current MLS listings, which typically means either the section is newer, listings have not detailed shared amenities in their remarks, or buyers here are relying on amenities tied to Harmony more broadly rather than to this phase directly. Any of those is worth confirming directly with the HOA or developer documentation before assuming what is or is not included.
Because there is no current pricing or days-on-market data specific to this phase, we would treat any listing here as its own case study — pulling comparables from neighboring Harmony phases with more established sales history, and verifying lot, construction, and amenity access on a home-by-home basis rather than assuming section-wide norms.
The location and the amenities are priced into every listing in Villages/Harmony. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a section has this little standalone MLS history, the value of a broker is in knowing which comparable Harmony phases actually translate and which do not. We pull that context before advising on price or timing, rather than treating a single listing as the whole market.
Villages/Harmony in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $37/month (about $444/yr) · median of 12 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $37 per month ($444 a year) — the median AssociationFee across 12 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villages/Harmony buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villages/Harmony sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villages/Harmony, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villages/Harmony home worth?
Get a no-obligation home value based on real comparable sales in Villages/Harmony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Harmony →
29% of homes for sale in ZIP 34773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Villages Harmony Ph 2E 2F Market Scorecard
Villages Harmony Ph 2E 2F is currently a buyer's market. About 8.0 months of supply, a median asking price of $414,995, and homes go under contract in about 30 days.
Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Villages/Harmony a buyer's or seller's market right now?
Who is the best real estate agent for Villages/Harmony?
How do I find a top Harmony real estate agent who knows Villages/Harmony?
Can Momentum Realty connect me with an agent for Villages/Harmony?
Should you buy in Villages/Harmony?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2025 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Villages/Harmony fits the bigger picture — live prices, inventory, and Momentum Scores:
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Explore more neighborhoods near Villages/Harmony with Momentum Realty’s local guides.