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Waterfront on Lake Oconee in Eatonton

Waterfront on Lake Oconee
Homes for Sale in Eatonton, GA

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All 103 homes for sale in Eatonton, GA · median $620,000 · Putnam County homes for sale

Community in Eatonton · Putnam County
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True comps, carrying-cost math, and listings before the portals.

Photo via Georgia MLS

Built fromLive Georgia MLS dataUpdated twice daily

As of September 2026, Waterfront on Lake Oconee in Eatonton, GA has 1 home for sale. Homes listed or recently sold were built 2007–2007.

Last 30 days in Waterfront on Lake Oconee: 1 under contract right now, 1 closed sale (median $500,000). As of September 27, 2026, Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

Live · Waterfront on Lake Oconee Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Putnam: 19% (160 of 861)
1 · 1
For sale · pending
live counts, refreshed twice daily
Waterfront on Lake Oconee Housing Pulse · Momentum Research · as of September 20, 2026

Waterfront on Lake Oconee right now

🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated September 28, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The Area Market

The market around Waterfront on Lake Oconee

Waterfront on Lake Oconee is too small for its own price trend, so here is the market around it.

Across Putnam County, 701 homes are active and 160 pending (19% under contract).

ZIP and county figures describe the wider market, not Waterfront on Lake Oconee specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Waterfront on Lake Oconee

Live MLS inventory for Waterfront on Lake Oconee. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

117 S Bay Road #402 home for sale in Waterfront on Lake OconeeActive · 112 daysTop listing
$610,000
3 bd · 2 ba · built 2007
117 S Bay Road #402, Eatonton, 31024
Listed by Atlanta Communities
101 South Bay Road #1005 home for sale in Waterfront on Lake OconeePending · 131 days
$575,000
3 bd · 2 ba · 1,754 sqft · built 2007
101 South Bay Road #1005, Eatonton, 31024
Listed by Drake Realty Lake Area

Active and pending Waterfront on Lake Oconee listings as of 2026-09-28, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Tap any home to ask about it.

Every Home for Sale in Waterfront On Lake Oconee Right Now (2)

All 2 active and pending Waterfront On Lake Oconee listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 117 S Bay Road #402 · $610,000 · 3 bd / 2 ba · listed Jun 27, 2026 · listed by Atlanta Communities
  • 101 South Bay Road #1005 · $575,000 · 3 bd / 2 ba · pending · listed Jun 27, 2026 · listed by Drake Realty Lake Area
Interactive Map

Waterfront on Lake Oconee on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from Georgia MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Putnam County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Putnam County School System posted a 92.0% four-year graduation rate and 2,778 students across 4 schools in 2024-25 (Governor’s Office of Student Achievement).

  • Putnam · Elementary
  • Putnam County · Middle
  • Putnam · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Waterfront on Lake Oconee listings and can change; always confirm with the Putnam County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Waterfront on Lake Oconee address.

Shop the zone: Homes zoned for Putnam Elementary School · Homes zoned for Putnam County Middle School · Homes zoned for Putnam High School

The Strategy

The Waterfront on Lake Oconee buying strategy.

If we were buying in Waterfront on Lake Oconee today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterfront on Lake Oconee.

The Deep Dive

A closer look at the Waterfront on Lake Oconee market

Inventory runs at 6.0 months of supply, a balanced market.

“

The location and the amenities are priced into every listing in Waterfront on Lake Oconee. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Waterfront on Lake Oconee homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Waterfront on Lake Oconee.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Waterfront on Lake Oconee buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPutnam County millage, Georgia's 40% rule, and the homestead picture.Rent vs buyThe breakeven on owning in Waterfront on Lake Oconee.GA tax by countyMillage for all nine southeast Georgia counties we cover.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterfront on Lake Oconee sales matched to your home.

Selling in Waterfront on Lake Oconee

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Waterfront on Lake Oconee, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Waterfront on Lake Oconee home worth?

Get a no-obligation home value based on real comparable sales in Waterfront on Lake Oconee, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Eatonton →

Real comps, not an automated estimate.
How much local inventory is already under contract

13% of homes for sale in ZIP 31024 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Frequently Asked Questions

Is Waterfront on Lake Oconee a buyer's or seller's market right now?
As of September 20, 2026, Waterfront on Lake Oconee is roughly balanced: 6.0 months of supply at the current sales pace (Georgia MLS live counts).
Who is the best real estate agent for Waterfront on Lake Oconee?
The best agent for Waterfront on Lake Oconee is one who actively works Eatonton and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterfront on Lake Oconee.
How do I find a top Eatonton real estate agent who knows Waterfront on Lake Oconee?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterfront on Lake Oconee and the wider Eatonton area.
Can Momentum Realty connect me with an agent for Waterfront on Lake Oconee?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterfront on Lake Oconee purchase or sale - no call center and no pressure.
Where is Waterfront on Lake Oconee, and what county is it in?
Waterfront on Lake Oconee is in Eatonton, Putnam County, FL.
How far is Waterfront on Lake Oconee from downtown Jacksonville and the beach?
About 231 miles from downtown Jacksonville and about 213 miles from the Atlantic beach at Fernandina Beach, both straight-line; driving distance is usually 15 to 30 percent more.

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: September 28, 2026)
Under-contract sharesGeorgia MLS records, as of 2026-09-20

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Nearby Communities

Explore more neighborhoods near Waterfront on Lake Oconee with Momentum Realty’s local guides.

CSChapel Springs0.9 mi away · 4 for saleSASojourn At Cuscowilla0.9 mi awayRGRp Great Waters1.0 mi away · median $1.38M, 9 sales/12 moGWGreat Waters1.1 mi away · 1 for salePLPhoenix Lake1.3 mi away · 1 for saleCCuscowilla1.5 mi away · median $1.15M, 21 sales/12 moPSPhoenix Shores1.5 mi awayPhoenix Cove At Lake Oconee1.5 mi away · 1 for sale

Browse all neighborhood guides →

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